MOSAIC CLUBHOUSE
Mosaic Clubhouse assists in the recovery of people with mental health issues by providing them with opportunities to work and learn.
Objects
TO RELIEVE PERSONS SUFFERING FROM MENTAL ILLNESS BY THE PROVISION OF OPPORTUNITIES TO INDIVIDUALS WHO HAVE BEEN SOCIALLY OR VOCATIONALLY DISABLED BY MENTAL ILLNESS TO REGAIN THE CONFIDENCE AND SKILLS NECESSARY TO ACHIEVE THEIR POTENTIAL AND ENJOY THEIR RIGHTS TO PRODUCTIVE, DIGNIFIED AND SATISFYING WORK AND RELATIONSHIPS AND TO PROVIDE TRAINING AND SUPPORT TO PERSONS WHO ARE OR WHO WISH TO PROVIDE OR ORGANISE SIMILAR SERVICES TO THOSE PROVIDED BY THE CHARITY BOTH THE UNITED KINGDOM AND WORLDWIDE.
Financial health, per its FY2025 accounts
The accounts state that the charity incurred a net expenditure of £89,190 for the year, resulting in a reduction of free reserves to £119,447. The trustees acknowledge that the withdrawal or non-renewal of the statutory contract with Lambeth/NHS in September 2028 represents a material uncertainty regarding the charity's ability to continue as a going concern, although they are confident of securing extension.
What the accounts disclose
“The Board considers the current level of reserves to be outside of policy”
“It is acknowledged that withdrawal or non-renewal of the statutory contract in September 2028 would represent a material uncertainty on the charity’s ability to continue as a going concern.” — page 10
“During the prior year £10,000 was received as a grant from Mazars for a Young Members Fund, a member of the board of trustees has a business relationship with the company that provided the grant.” — page 37
Year-over-year changes
- Going concern: no going-concern doubt (FY2024) → material uncertainty (FY2025).
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2025
- Government income: £757,181 — contracts £757,181 (1); 71% of the £1,061,774 total gross income on the same return
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 1
- Government income: £751,730 — contracts £751,730 (3); 71% of the £1,057,042 total gross income on the same return
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
Self-declared on the annual return for the financial year ending 31/03/2023
- Volunteers: 1
- Government income: £844,677 — contracts £768,777 (2), grants £75,900 (2); 78% of the £1,077,826 total gross income on the same return
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
Annual return filing dates (Charity Commission record)
Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/03/2025 (received 02/04/2026, 61 days after the 31/01/2026 due date).
Leadership, per the charity’s website
- Shane Carmichael — Interim Chair
Funders the charity credits
- Formation Architects
Structured financials (annual return, FY ending 31/03/2025)
Trustees
- Gary John Feredaychair
- Andrew Brian Mattin
- James Kavanagh
- Joanna Haworth
- Joanna Lucy Honigmann
- Louise Hall
- Lucy Hastings
- Mark Alan Hubbard
- Nashir Rajan
- Nazmul Choudhury
- Olusegun Jegede
- SHARON BROOKS
- Shane Plunkett Carmichael
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £1.1m | £1.2m |
| 31/03/2024 | £1.1m | £1.2m |
| 31/03/2023 | £1.1m | £1.2m |
| 31/03/2022 | £1.2m | £1.2m |
| 31/03/2021 | £1.2m | £1.1m |
Common questions
Is MOSAIC CLUBHOUSE financially healthy?
Per its FY2025 accounts: The accounts state that the charity incurred a net expenditure of £89,190 for the year, resulting in a reduction of free reserves to £119,447. The trustees acknowledge that the withdrawal or non-renewal of the statutory contract with Lambeth/NHS in September 2028 represents a material uncertainty regarding the charity's ability to continue as a going concern, although they are confident of securing extension. Its FY2025 accounts were audited by MHA.
Who funds MOSAIC CLUBHOUSE?
Funders whose own accounts filings name MOSAIC CLUBHOUSE as a grant recipient include THE STONE FAMILY FOUNDATION, SIR WALTER ST.JOHN'S EDUCATIONAL CHARITY, WALCOT EDUCATIONAL FOUNDATION, MAUDSLEY CHARITY, THE SIR BERNARD & LADY SCHREIER FOUNDATION.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE STONE FAMILY FOUNDATION | FY2022 | £450k | |
| THE STONE FAMILY FOUNDATION | FY2021 | £200k | |
| THE STONE FAMILY FOUNDATION | FY2024 | £81k | |
| SIR WALTER ST.JOHN'S EDUCATIONAL CHARITY | FY2025 | £75k | Strategic grant |
| SIR WALTER ST.JOHN'S EDUCATIONAL CHARITY | FY2026 | £75k | Strategic grant |
| THE STONE FAMILY FOUNDATION | FY2023 | £32k | |
| SIR WALTER ST.JOHN'S EDUCATIONAL CHARITY | FY2022 | £30k | Strategic grant to support young people with mental health challenges to access education |
| WALCOT EDUCATIONAL FOUNDATION | FY2024 | £30k | Young Adults Programme at Mosaic Clubhouse |
| MAUDSLEY CHARITY | FY2022 | £30k | Hospital InReach – supporting Lambeth Hospital inpatients to transition back into the community |
| WALCOT EDUCATIONAL FOUNDATION | FY2022 | £25k | Young Adult Project 2019-22 |
| SIR WALTER ST.JOHN'S EDUCATIONAL CHARITY | FY2024 | £17k | Strategic grant |
| THE SIR BERNARD & LADY SCHREIER FOUNDATION | FY2024 | £3k | |
| SIR JULES THORN CHARITABLE TRUST | FY2023 | £3k | Ann Rylands Small Donations |
| THE WILLIAM ALLEN YOUNG CHARITABLE TRUST | FY2025 | £2k | |
| THE SIR BERNARD & LADY SCHREIER FOUNDATION | FY2025 | £2k |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 08/07/2024 | £20k | Lambeth Hospital In-Reach |
| The National Lottery Community Fund | 30/08/2018 | £267k | Creating Opportunities, Realising Potential |
| City Bridge Foundation | 06/06/2013 | £95k | Grant to Mosaic Clubhouse |
| The National Lottery Community Fund | 30/05/2013 | £173k | Mosaic Clubhouse |
| The National Lottery Community Fund | 15/11/2012 | £9k | Lambeth Mental Health Information Centre |
| The National Lottery Community Fund | 11/05/2004 | £129k | Development and Promotion of the Clubhouse |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| CRIPPLEGATE FOUNDATION | 1 | £92k |
| THE FORTE CHARITABLE FOUNDATION | 1 | £50k |
| THE EDWARD GOSTLING FOUNDATION | 1 | £35k |
| TALBOT VILLAGE TRUST | 1 | £26k |
| THE OPENWORK FOUNDATION | 1 | £20k |
| ARDONAGH COMMUNITY TRUST | 1 | £5k |
| THE WO STREET CHARITABLE FOUNDATION | 1 | £4k |
| SCHRODER CHARITY TRUST | 1 | £3k |
Charities like this
- THE MOSAIC COMMUNITY TRUST UK
- ST MATTHEW'S HOUSE LIMITED
- MOSAIC 1898 LTD
- MOSAIC - SUPPORTING BEREAVED CHILDREN
- MOOD SWINGS NETWORK
- HILLSIDE CLUBHOUSE
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| MOSAIC CLUBHOUSE | £1.1m | — | — | below | — | material uncertainty |
| THE MOSAIC COMMUNITY TRUST UK | £202k | — | 0 | unclear | — | no doubt |
| ST MATTHEW'S HOUSE LIMITED | £361k | — | 0 | below | — | no doubt |
| MOSAIC 1898 LTD | £2.2m | — | — | below | — | no doubt |
| MOSAIC - SUPPORTING BEREAVED CHILDREN | £422k | — | 0 | within | — | no doubt |
| MOOD SWINGS NETWORK | £140k | — | 0 | unclear | — | no doubt |