MOSAIC 1898 LTD
Registered charity 214212 · accounts filings on the Charity Commission register · also known as GUILD OF DISABLED PEOPLE, LEICESTER, LEICESTERSHIRE AND RUTLAND GUILD OF DISABLED PEOPLE, LEICESTERSHIRE GUILD OF THE DISABLED, MOSAIC, MOSAIC: SHAPING DISABILITY SERVICES, THE GUILD
Provision of services to disabled persons: Information service,Independent life project,youth development,leisure services,Advocacy,direct payments,
Causes: Disability · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net incoming resource of £138,712 for the year, with total funds increasing to £2,305,079. The Trustees confirm that adequate resources are available on a fund-by-fund basis to fulfill obligations, noting that free unrestricted reserves of £461,986 are above the stated policy target of £500,000.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Highest-paid employee band: £80,001 - £90,000 — above the median for charities its size (£70k)
“In the band £80,001 - £90,000 1 1” — page 40
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months of expenditure costs being £500,000 (held: £462k)
“Mosaic 1898 Ltd’s Reserves Policy states that the appropriate level of unrestricted reserves should be approximately three months of expenditure costs being £500,000.” — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant payment to Chairperson Steve Smith for adaptive software subscription in prior year.
“During the prior year, a grant payment of £143 was made to Steve Smith, the Chairperson of the charity, to cover the cost of a subscription for adaptive software necessary for performing his duties. There have been no other related party transactions in the reporting period that require disclosure.” — page 51
Per its FY2025 accounts as filed with the Charity Commission.
Pension scheme deficit: £5k
“Under FRS 102 the charitable company has recognised in the accounts a liability for the net present value of the deficit reduction contributions payable under the agreed deficit funding arrangement following an actuarial valuation dated 30 September 2023.” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by Magma Audit LLP. Discloses 5 of 6 completeness components.
Corporate structure
Company officers (Companies House)
Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.
- MONROY, Vanessa Grace — director, appointed 07/07/2026on trustee list
- PANCHOLI, Rikesh Bharat — director, appointed 05/01/2026on trustee list
- SIDHU, Satwinder Singh — director, appointed 29/09/2022on trustee list
- SMITH, Steve — director, appointed 01/11/2007on trustee list
- SMITH, Steve — secretary, appointed 12/05/2026
Official officers record.
Public-sector contracts awarded
From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.
Property (HM Land Registry)
3 registered titles in England and Wales held by the charity’s company or corporate body (3 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
CQC provider record: Mosaic 1898 LTD — Registered, 2 registered locations, 2 regulated activities, last inspected 13/11/2019.charity number confirmed by CQC CQC record
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/03/2025)
Reported reserves equal ~2.7 months of spending — below the median for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (90% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 0.1% of total income — below the median for charities its size (5.2%) (benchmarks).
Care Quality Commission ratings
CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).
- Mosaic 1898 LTD: Requires improvement (21/12/2019) · CQC record
Register events
- Received assets from another charity (23/03/2026) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Bhavin Vijay Gohil
- Rikesh Bharat Pancholi
- STEVE SMITH
- Satwinder Singh Sidhu
- Vanessa Grace Monroy
Trustee list from the Charity Commission register (current, not historical).
Operates in: Birmingham City · Leicester City · Leicestershire · Northamptonshire · Nottinghamshire · Rutland
Income and spending
Common questions
Is MOSAIC 1898 LTD financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net incoming resource of £138,712 for the year, with total funds increasing to £2,305,079. The Trustees confirm that adequate resources are available on a fund-by-fund basis to fulfill obligations, noting that free unrestricted reserves of £461,986 are above the stated policy target of £500,000. Its FY2025 accounts were audited by Magma Audit LLP.
What does the highest-paid employee of MOSAIC 1898 LTD earn?
Per its FY2025 accounts, the highest-paid employee was in the £80,001 - £90,000 band.
Who funds MOSAIC 1898 LTD?
Funders whose own accounts filings name MOSAIC 1898 LTD as a grant recipient include THE OPENWORK FOUNDATION.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with RIPON COMMUNITY LINK COMPANY LIMITED.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.