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Debt Justice

Registered charity 1055675 · accounts filings on the Charity Commission register · Wikidata: Q117781386 · also known as DROP THE DEBT, JUBILEE 2000, JUBILEE 2000 COALITION CHARITABLE TRUST, JUBILEE DEBT CAMPAIGN, JUBILEE DEBT COALITION

Debt Justice (formerly known as Jubilee Debt Campaign) works to end poverty caused by unjust debt. Together with our network of activists and local groups and our UK and international allies, we carry out education, advocacy and campaigning to advance responsible lending, tax justice, the proper regulation of finance, and the cancellation of unjust debt.

Objects

THE RELIEF OF GLOBAL POVERTY IN PARTICULAR BY ADVANCING EDUCATION RELATING TO THE PROBLEMS OF ACCUMULATING DEBTS.

Area of benefit: WORLDWIDE

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · website · Get email alerts

Registered contact address: Tower Hamlets, London, England (from the postcode on the register)

Latest income
£823k
Latest spending
£875k
Registered
1996
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £51,909 for the year ended 31 December 2025, driven by expenditure exceeding income. However, the trustees report that general unrestricted reserves remain at £234,513, which is approximately three months of total forecast expenditure, aligning with their stated reserves policy. The trustees consider there are no material uncertainties regarding the charity's ability to continue as a going concern, noting that adequate resources are available to operate for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £70,000 - £80,000 — above the median for charities its size (£60k)
“One employee received emoluments between £70,000 and £80,000 (2024 — one employee received annual emoluments between £70,000 and £80,000).” — page 25
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 1
“One employee received emoluments between £70,000 and £80,000 (2024 — one employee received annual emoluments between £70,000 and £80,000).” — page 25
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months’ total forecast expenditure (held: £235k)
“In order to allow for fluctuations in funding and in recognition of long-term funding commitments, such as to staff, the trustees aim to have funds equivalent to around three months’ total forecast expenditure in reserves.” — page 13
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 6 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Employees paid over £60,000: 1 (£70,001–£80,000: 1)

Self-declared on the annual return for the financial year ending 31/12/2024

  • Employees paid over £60,000: 1 (£70,001–£80,000: 1)

Self-declared on the annual return for the financial year ending 31/12/2023

  • Employees paid over £60,000: 1 (£60,001–£70,000: 1)
  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Source: this charity’s annual returns on the Charity Commission register.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Public fundraising profile: JustGiving — Debt Justice (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income
£823k
Total spending
£875k
Cost of raising funds
£139k
Reserves (reported)
£235k
Employees
13

Reported reserves equal ~3.2 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (98% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 16.9% of total income — in the top quarter for charities its size (median 4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£823k£875k
31/12/2024£682k£805k
31/12/2023£900k£818k
31/12/2022£784k£721k
31/12/2021£558k£519k

Common questions

Is Debt Justice financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £51,909 for the year ended 31 December 2025, driven by expenditure exceeding income. However, the trustees report that general unrestricted reserves remain at £234,513, which is approximately three months of total forecast expenditure, aligning with their stated reserves policy. The trustees consider there are no material uncertainties regarding the charity's ability to continue as a going concern, noting that adequate resources are available to operate for the foreseeable future. Its FY2025 accounts were independently examined.

What does the highest-paid employee of Debt Justice earn?

Per its FY2025 accounts, the highest-paid employee was in the £70,000 - £80,000 band, and 1 employees earned over £60,000.

Who funds Debt Justice?

Funders whose own accounts filings name Debt Justice as a grant recipient include POLDEN PUCKHAM CHARITABLE FOUNDATION, TRUST FOR LONDON, THE REED FOUNDATION, JOSEPH ROWNTREE FOUNDATION, NETWORK FOR SOCIAL CHANGE CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
POLDEN PUCKHAM CHARITABLE FOUNDATIONFY2025£200k
POLDEN PUCKHAM CHARITABLE FOUNDATIONFY2024£150k
TRUST FOR LONDONFY2023£95kFunding a community organiser to develop and support groups
THE REED FOUNDATIONFY2022£55kChristmas Challenge
JOSEPH ROWNTREE FOUNDATIONFY2023£40kDebt Justice - Together against Debt - Core Funding
NETWORK FOR SOCIAL CHANGE CHARITABLE TRUSTFY2021£20k
JOFFE CHARITABLE TRUST CIOFY2021£15k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY BROADSTAIRSFY2023£5kMissions Committee donation
THE REED FOUNDATIONFY2021amount not stated

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
SOCIETY OF THE HOLY CHILD JESUS CIO2£50k
THE EVAN CORNISH FOUNDATION2£25k
THE OAKDALE TRUST2£3k
THE TUDOR TRUST1£750k
THE JOSEPH ROWNTREE CHARITABLE TRUST1£582k
THE ACCESS TO JUSTICE FOUNDATION1£218k
THE DULVERTON TRUST1£190k
THE LEGAL EDUCATION FOUNDATION1£135k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with DEBT ADVICE FOUNDATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
Debt Justice£823k£70,000 - £80,0001within—no doubt
DEBT ADVICE FOUNDATION FY2025£412k—0below—noted
JUSTICE FY2025£1.7m——above—no doubt
USER VOICE FY2025£784k—0unclear—no doubt
RACIAL JUSTICE NETWORK FY2025£449kUnder £60,0000unclear—no doubt
JUSTIFI UK FY2025£1.6m—2unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.