Debt Justice

Registered charity 1055675 · accounts filings on the Charity Commission register · also known as DROP THE DEBT, JUBILEE 2000, JUBILEE 2000 COALITION CHARITABLE TRUST, JUBILEE DEBT CAMPAIGN, JUBILEE DEBT COALITION

Debt Justice (formerly known as Jubilee Debt Campaign) works to end poverty caused by unjust debt. Together with our network of activists and local groups and our UK and international allies, we carry out education, advocacy and campaigning to advance responsible lending, tax justice, the proper regulation of finance, and the cancellation of unjust debt.

Causes: Education/training · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · website · Get email alerts

Latest income

£823k

Latest spending

£875k

Registered

1996

Accounts read

FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity reported a net deficit of £123,063 for the year, driven by a significant drop in grant income following the non-renewal of funding from Open Society Foundations. Despite this deficit, the charity maintained its expenditure levels by drawing down on healthy unrestricted reserves, which stood at £242,615, equivalent to approximately three months of forecast expenditure. The trustees confirm that sufficient funds are available to meet obligations for more than 12 months, with no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £70,001 - £80,000 — in the top quarter for charities its size (median £60k)

“One employee received emoluments between £70,000 and £80,000” — page 26

Per its FY2024 accounts as filed with the Charity Commission.

Employees paid over £60,000: 1

“One employee received emoluments between £70,000 and £80,000 (2023 — one employee received annual emoluments between £60,000 and £70,000).” — page 26

Per its FY2024 accounts as filed with the Charity Commission.

Reserves policy: three months of total forecast expenditure (held: £243k)

“In order to allow for fluctuations in funding and in recognition of long-term funding commitments, such as to staff, the trustees aim to have funds equivalent to around three months’ total forecast expenditure in reserves. The minimum acceptable level of reserves shall be 1.5 months’ total forecast expenditure and the maximum shall be 4.5 months’ total forecast expenditure.” — page 14

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Consultancy services paid to a company owned by trustee Rachel Collinson

“In 2024, a company owned by trustee Rachel Collinson was reimbursed expenses of £700 (2023: the same company was paid £900 for consultancy services). No trustees received any other benefits in 2024 or 2023. There were no other related party transactions during the year.”

Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 6 of 6 completeness components.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Debt justice and girls’ rights: Malala Fund and partners launch advocacy tool ahead of G20 Summit malala.org · 19/09/2025

Public fundraising profile: JustGiving — Debt Justice (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income

£823k

Total spending

£875k

Cost of raising funds

£139k

Reserves (reported)

£235k

Employees

Reported reserves equal ~3.2 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (98% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 16.9% of total income — in the top quarter for charities its size (median 4.9%) (benchmarks).

Trustees · trustee networks

Amanda Helen Ariss OBEchair · trustee of 1 other charity
Aliyah Lurline Green · trustee of 1 other charity
Chiara Mariotti
Morten Thaysen Laurberg
Natalie Armitage
Rachelle Louise Elizabeth Earwaker
Sally Copley
Sarah Abbott
Shereen Talaat
Stella Boulougari

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2025	£823k	£875k
31/12/2024	£682k	£805k
31/12/2023	£900k	£818k
31/12/2022	£784k	£721k
31/12/2021	£558k	£519k

Common questions

Is Debt Justice financially healthy?

Per its FY2024 accounts: The accounts state that the charity reported a net deficit of £123,063 for the year, driven by a significant drop in grant income following the non-renewal of funding from Open Society Foundations. Despite this deficit, the charity maintained its expenditure levels by drawing down on healthy unrestricted reserves, which stood at £242,615, equivalent to approximately three months of forecast expenditure. The trustees confirm that sufficient funds are available to meet obligations for more than 12 months, with no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2024 accounts were independently examined.

What does the highest-paid employee of Debt Justice earn?

Per its FY2024 accounts, the highest-paid employee was in the £70,001 - £80,000 band, and 1 employees earned over £60,000.

Who funds Debt Justice?

Funders whose own accounts filings name Debt Justice as a grant recipient include POLDEN PUCKHAM CHARITABLE FOUNDATION, TRUST FOR LONDON, THE REED FOUNDATION, JOSEPH ROWNTREE FOUNDATION, JOFFE CHARITABLE TRUST CIO.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
POLDEN PUCKHAM CHARITABLE FOUNDATION	FY2025	£200k
POLDEN PUCKHAM CHARITABLE FOUNDATION	FY2024	£150k
TRUST FOR LONDON	FY2023	£95k	Funding a community organiser to develop and support groups
THE REED FOUNDATION	FY2022	£55k	Christmas Challenge
JOSEPH ROWNTREE FOUNDATION	FY2023	£40k	Debt Justice - Together against Debt - Core Funding
JOFFE CHARITABLE TRUST CIO	FY2021	£15k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY BROADSTAIRS	FY2023	£5k	Missions Committee donation
THE REED FOUNDATION	FY2021	—