TORBAY CITIZENS ADVICE BUREAUX

Registered charity 1017649 · accounts filings on the Charity Commission register · also known as C A B, TORBAY CAB

The delivery of Specialist and Generalist advice services to the residents of Torbay

Causes: The Prevention Or Relief Of Poverty · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the charity incurred a net deficit of £78,399 for the year ended 31 March 2025, reducing its total unrestricted funds from £388,735 to £310,336. The trustees report that the charity operated within its planned budgets but face a more difficult financial climate, relying on reserves to fund salaries and maintain services. The charity maintains a reserves policy target of six months' normal operating expenditure to meet foreseeable contingencies.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Corporate structure

• Registered company of the charity Companies House 02785039

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• BARKER, Florence Elizabeth — director, appointed 20/11/2025on trustee list
• JEWELL, Christopher Ian — director, appointed 22/07/2024on trustee list
• KELLET, Julie Ann — director, appointed 27/06/2024on trustee list
• BUCK, Geoffrey Russell — director, appointed 25/03/2019on trustee list
• LOWES, John Robert — director, appointed 30/10/2018on trustee list
• JULYAN, Suzanne — secretary, appointed 12/04/2023

Official officers record.

Trustees · trustee networks

• Dr John Robert Loweschair · trustee of 1 other charity
• Christopher Ian Jewell
• Florence Elizabeth Barker
• Geoffrey Russell Buck
• Julie Anne Kellet

Trustee list from the Charity Commission register (current, not historical).

Operates in: Torbay

Income and spending

Common questions

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).