AGE CONCERN LIVERPOOL & SEFTON
Provide services and activities for older people.Campaigns with and advocates on behalf of older people.Supports the development of older peoples organisations.
Objects
(1) TO PROMOTE AND ASSIST THE GENERAL GOOD OF ALL OLD PEOPLE IN ANY GEOGRAPHICAL AREA BUT WITH A PARTICULAR FOCUS ON NORTH MERSEYSIDE MEANING LIVERPOOL, SEFTON AND ALL AREA NORTH OF THE RIVER MERSEY MAKING GIFTS OF SUMS OF MONEY AND GOODS TO SUCH OLD PEOPLE, PROVIDING FACILITIES FOR PHYSICAL AND MENTAL RECREATION, DEVELOPING PHYSICAL IMPROVEMENT, FURTHER HEALTH, RELIEVING POVERTY, DISTRESS OR SICKNESS OR PURSUING ANY OBJECT WHICH NOW OR HEREAFTER MAY BE DEEMED BY LAW TO BE CHARITABLE AND TO ASSIST THE WORK OF STATUTORY AUTHORITIES AND VOLUNTARY ORGANISATIONS ENGAGED IN PURSUING THE OBJECTS OF THE ASSOCIATION.(2) TO PROMOTE AND ORGANISE CO-OPERATION IN THE ACHIEVEMENT OF THE OBJECTS OF THE ASSOCIATION AND TO THAT END, TO BRING TOGETHER REPRESENTATIVES OF THE AUTHORITIES AND ORGANISATIONS ENGAGED IN THE FURTHERANCE OF THE OBJECTS OF THE ASSOCIATION WHEREVER THEY MAY OPERATE BUT WITH PARTICULAR FOCUS ON NORTH MERSEYSIDE.
Financial health, per its FY2025 accounts
The accounts state that the charity operated at a deficit of £121,497 for the year ended 31 March 2025, with total income of £2,156,423 against expenditure of £2,287,672. The trustees report that the financial position remains in deficit but confirm the charity has sufficient resources to continue as a going concern for at least twelve months. Free unrestricted reserves stood at £528,006, which the trustees note is below their stated policy target of £500,000 to £1,000,000.
What the accounts disclose
“The Trustees reviewed the aim to maintain free reserves in unrestricted funds at a level which equates to three to six months’ worth of unrestricted expenditure, equating to a target level of £500,000 to £1,000,000 funds required” — page 10
Policies the charity declares
- Bullying and harassment policy and procedures
- Campaigns and political activity policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Engaging external speakers at charity events policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2025
- Volunteers: 145
- Government income: £294,967 — contracts £294,967 (3); 14% of the £2,156,423 total gross income on the same return
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 145
- Government income: £334,455 — contracts £334,455 (4); 17% of the £1,935,704 total gross income on the same return
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
- Has a trading subsidiary
Self-declared on the annual return for the financial year ending 31/03/2023
- Volunteers: 140
- Government income: £2,128,332 — contracts £2,128,332 (4); 89% of the £2,401,840 total gross income on the same return
- Has a trading subsidiary
Annual return filing dates (Charity Commission record)
Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/03/2022 (received 09/02/2023, 9 days after the 31/01/2023 due date).
Corporate structure
- Registered company of the charity Companies House 02002499 · Financial health read from its filings
Company officers (Companies House)
- LOWE, Rupert William Whitaker on trustee list
- CAWDRON, Keith William on trustee list
- RAVENSCROFT, Kenneth James not on trustee list
Public-sector contracts awarded
| Buyer | Contract | Awarded | Value |
|---|---|---|---|
| NHS CHESHIRE AND MERSEYSIDE INTEGRATED CARE BOARD | Befriending & Reablement for Older People in Sefton | — | — |
| NHS CHESHIRE AND MERSEYSIDE INTEGRATED CARE BOARD | Continuing Health Service in Cheshire & Merseyside | — | — |
Structured financials (annual return, FY ending 31/03/2025)
Care Quality Commission ratings
- The Hamlets: Requires improvement
Trustees
- Rupert William Whitaker Lowechair
- KEITH CAWDRON
- KEN RAVENSCROFT
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £2.2m | £2.3m |
| 31/03/2024 | £1.9m | £2.2m |
| 31/03/2023 | £2.4m | £2.1m |
| 31/03/2022 | £2.0m | £1.9m |
| 31/03/2021 | £1.8m | £1.6m |
Common questions
Is AGE CONCERN LIVERPOOL & SEFTON financially healthy?
Per its FY2025 accounts: The accounts state that the charity operated at a deficit of £121,497 for the year ended 31 March 2025, with total income of £2,156,423 against expenditure of £2,287,672. The trustees report that the financial position remains in deficit but confirm the charity has sufficient resources to continue as a going concern for at least twelve months. Free unrestricted reserves stood at £528,006, which the trustees note is below their stated policy target of £500,000 to £1,000,000. Its FY2025 accounts were audited by Champion Accountants LLP.
Who funds AGE CONCERN LIVERPOOL & SEFTON?
Funders whose own accounts filings name AGE CONCERN LIVERPOOL & SEFTON as a grant recipient include MISS E F RATHBONE CHARITABLE TRUST, THE AMELIA CHADWICK TRUST, THE MASON BIBBY 1981 TRUST.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| MISS E F RATHBONE CHARITABLE TRUST | FY2025 | £5k | |
| THE AMELIA CHADWICK TRUST | FY2024 | £1k | |
| THE AMELIA CHADWICK TRUST | FY2022 | £1k | |
| THE AMELIA CHADWICK TRUST | FY2025 | £1k | |
| THE AMELIA CHADWICK TRUST | FY2026 | £1k | |
| MISS E F RATHBONE CHARITABLE TRUST | FY2024 | £1k | Merseyside |
| THE MASON BIBBY 1981 TRUST | FY2022 | £600 |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 10/12/2014 | £10k | Just Relax |
| The National Lottery Community Fund | 15/01/2014 | £11k | Age Concern Liverpool & Sefton (Development Grant) |
| The National Lottery Community Fund | 25/05/2005 | £322k | Stay Active Stay Healthy (Liverpool HAT older people) |
| The National Lottery Heritage Fund | 11/01/2005 | £398 | "Age Concern Liverpool Have Been Given A Grant To Allow Them To Hold A Commemoration Event. The Event Will Be Attended By School Children, E" |
| The National Lottery Community Fund | 31/12/2004 | £3k | Home Front Party |
| Northern Rock Foundation | 14/09/1999 | £73k | Grant awarded to Age Concern Liverpool (North West) |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| MIND (THE NATIONAL ASSOCIATION FOR MENTAL HEALTH) | 1 | £292k |
| AGE UK | 1 | £116k |
| The Patricia Routledge Foundation | 1 | £16k |
| BERKSHIRE COMMUNITY FOUNDATION | 1 | £15k |
| ARMED FORCES COVENANT FUND | 1 | £10k |
| THE MCCARTHY & STONE CHARITABLE FOUNDATION | 1 | £7k |
| THE JOHNSON FOUNDATION | 1 | £6k |
| THE HEADLEY TRUST | 1 | £5k |
Charities like this
- AGE CONCERN GILLINGHAM
- AGE CONCERN MID MERSEY
- AGE CONCERN WIRRAL
- AGE CONCERN DOVER LIMITED
- AGE CONCERN READING
- AGE CONCERN MANCHESTER
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| AGE CONCERN LIVERPOOL & SEFTON | £2.2m | — | — | within | — | no doubt |
| AGE CONCERN GILLINGHAM | £53k | — | 0 | within | — | no doubt |
| AGE CONCERN MID MERSEY | £436k | Under £60,000 | 0 | unclear | — | no doubt |
| AGE CONCERN WIRRAL | £4.1m | £90,001 - £100,000 | — | unclear | — | no doubt |
| AGE CONCERN DOVER LIMITED | £412k | — | 0 | unclear | — | no doubt |
| AGE CONCERN READING | £295k | — | 0 | below | — | no doubt |