LLOYDS BANK FOUNDATION FOR ENGLAND & WALES

Registered charity 327114 · accounts filings on the Charity Commission register · Wikidata: Q141191061 · also known as LLOYDS TSB FOUNDATION FOR ENGLAND AND WALES, Lloyds Bank Foundation

To be a leading grant maker supporting and working in partnership with recognised charitable organisations which help people, especially those who are disadvantaged or disabled, to play a fuller role in communities throughout England and Wales.

Objects

ANY CHARITABLE PURPOSE, INCLUDING IN PARTICULAR:A) TO ADVANCE EDUCATION AND TRAINING IN ALL ASPECTS OF KNOWLEDGE BY MEANS OF (BUT NOT LIMITED TO ) THE MAKING OF GRANTS, INCLUDING THE ESTABLISHMENT OF SCHOLARSHIPS AND PRIZES, AND OTHER LIKE AWARDS. B) TO ADVANCE SCIENTIFIC OR MEDICAL RESEARCH, ON THE CONDITION THAT ALL USEFUL RESULTS OF SUCH SCIENTIFIC OR MEDICAL RESEARCH ARE PUBLISHED, AND EDUCATION IN SCIENTIFIC OR MEDICAL RESEARCH BY MEANS OF (BUT NOT LIMITED TO) THE MAKING OF GRANTS, INCLUDING THE ESTABLISHMENT OF SCHOLARSHIPS AND PRIZES, AND OTHER LIKE AWARDS. C) TO PROMOTE THE PROVISION OF FACILITIES IN THE INTEREST OF SOCIAL AND COMMUNITY WELFARE FOR RECREATION AND LEISURE TIME OCCUPATION AND ENJOYMENT OF THE ARTS WITH THE OBJECT OF IMPROVING THE CONDITIONS OF LIFE OF PEOPLE WHO ARE DISADVANTAGED BY YOUTH, AGE, INFIRMITY OR DISABLEMENT, POVERTY OR SOCIAL AND ECONOMIC CIRCUMSTANCES.

Area of benefit: PRINCIPALLY ENGLAND WALES AND ISLE OF MAN

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Islington, London, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity reported a deficit on unrestricted funds of £1.2 million for the year, which was funded by existing reserves. The trustees confirm that free reserves of £24.8 million remain well in excess of their stated policy target of £14.2 million, providing confidence in the charity's ability to continue operations through June 2027.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Deloitte LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Campaigns and political activity policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Engaging external speakers at charity events policy and procedures
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

• Registered company of the charity Companies House 01971242

Leadership, per the charity’s website

• Matt Hyde — Chief Executive (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

• National Lottery Community Fund — “We’re leading a £2 million partnership, funded by the National Lottery Community Fund, to strengthen civil society organisations so they can…” (source page)
• Lloyds Banking Group — “Since our founding in 1985, the Lloyds Banking Group has trusted us to play a role in helping Britain’s communities prosper. As well as prov…” (source page)

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• BARROW, Mark Patrick — director, appointed 02/02/2026on trustee list
• BERRY, Clara Louise — director, appointed 02/02/2026on trustee list
• HUNT, Ruth Elizabeth, Baroness — director, appointed 02/02/2026on trustee list
• SOLOMON, Enver — director, appointed 01/10/2025on trustee list
• RAVENHILL, Miles John — director, appointed 01/05/2025on trustee list
• NEEDHAM, Laura — director, appointed 01/01/2024on trustee list
• JASSEY, Ajneet Kaur — director, appointed 01/01/2024on trustee list
• WILLIAMS, Claud Leon George — director, appointed 02/01/2023on trustee list
• BIJA, Cherrie Michelle — director, appointed 02/01/2023on trustee list
• AHMED, Bushra Anoud — director, appointed 01/07/2022on trustee list
• LEGG, Sarah Catherine — director, appointed 01/07/2021on trustee list

Official officers record.

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~10.3 months of spending — above the median for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.1% of total income — below the median for charities its size (3.7%) (benchmarks).

Trustees · trustee networks

• Ajneet Jassey
• Baroness Ruth Elizabeth Hunt
• Bushra Anoud Ahmed · trustee of 1 other charity
• CHERRIE BIJA · trustee of 1 other charity
• Clara Louise Berry
• Claud Leon George Williams
• Enver Solomon
• Laura Needham
• Mark Patrick Barrow · trustee of 1 other charity
• Miles John Ravenhill
• Paul Joseph Drechsler CBE · trustee of 1 other charity
• Sarah Catherine Legg

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LLOYDS BANK FOUNDATION FOR THE CHANNEL ISLANDS.

• LLOYDS BANK FOUNDATION FOR THE CHANNEL ISLANDS income £1.3m
• Lloyd's of London Foundation income £7.3m
• West London NHS Charitable Fund income £63k
• ENYP income £139k
• THE ASSIST FUND income £1.1m
• JESBROW FOUNDATION income £98k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.