Lloyd's of London Foundation

Registered charity 207232 · accounts filings on the Charity Commission register · also known as LLOYD'S CHARITABLE COMMITTEE, LLOYD'S CHARITIES TRUST

Grant making foundation supporting and working in partnership with charitable organisations with a focus on education, employment, skills and disaster relief.

Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Economic/community Development/employment · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£1.5m

Latest spending

£1.2m

Registered

1962

Accounts read

FY2024

Financial health, per its FY2024 accounts

The accounts state that unrestricted reserves stood at £438,000, which is above the trustees' stated policy target of circa £250,000. The charity reported a net income of £348,000 and held total reserves of £3,407,000, with the Trustees confirming that resources are adequate to continue as a going concern.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: circa £250,000 (held: £438k)

“Trustees have agreed a reserves policy of holding circa £250,000 in reserve.” — page 8

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: The cost of the administration of the Charity is borne in full by the Corporation of Lloyd’s with the exception of investment management fees, audit fees and bank charges.

“The cost of the administration of the Charity is borne in full by the Corporation of Lloyd’s with the exception of investment management fees, audit fees and bank charges. No remuneration was paid to the Trustees and any reasonable Trustees expenses are reimbursed by the Corporation of Lloyd’s.” — page 18

“As noted in the report of the Trustees, the auditor was paid for the provision of bookkeeping services. This was for an amount of £6,000 (2023: £5,000) and was paid by the Corporation of Lloyd’s.” — page 19

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: The auditor was paid for the provision of bookkeeping services by the Corporation of Lloyd’s.

“The cost of the administration of the Charity is borne in full by the Corporation of Lloyd’s with the exception of investment management fees, audit fees and bank charges. No remuneration was paid to the Trustees and any reasonable Trustees expenses are reimbursed by the Corporation of Lloyd’s.” — page 18

“As noted in the report of the Trustees, the auditor was paid for the provision of bookkeeping services. This was for an amount of £6,000 (2023: £5,000) and was paid by the Corporation of Lloyd’s.” — page 19

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: The charity received an annual donation from the Council of Lloyd’s.

“The cost of the administration of the Charity is borne in full by the Corporation of Lloyd’s with the exception of investment management fees, audit fees and bank charges. No remuneration was paid to the Trustees and any reasonable Trustees expenses are reimbursed by the Corporation of Lloyd’s.” — page 18

“As noted in the report of the Trustees, the auditor was paid for the provision of bookkeeping services. This was for an amount of £6,000 (2023: £5,000) and was paid by the Corporation of Lloyd’s.” — page 19

Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by TC Group. Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Lloyd's of London Foundation (matched by registered charity number).

Public profiles (found on the charity’s own website): instagram

Structured financials (annual return, FY ending 31/12/2024)

Total income

£1.5m

Total spending

£1.2m

Cost of raising funds

£104k

Reserves (reported)

£3.4m

Employees

Reported reserves equal ~34.3 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (81% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 6.8% of total income — above the median for charities its size (5.2%) (benchmarks).

Register events

Received assets from another charity (20/02/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Caroline Klein · trustee of 1 other charity
Charles Roxburgh
Dawn Miller
Elizabeth Cabrera
Hannah-Polly Williams
Holly Hedgeland
Mark Fidler · trustee of 1 other charity
Nathan Hambrook-Skinner · trustee of 1 other charity
Ola Jacob-Raji
Oliver Ferrari
Raza Hassan

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2024	£1.5m	£1.2m
31/12/2023	£769k	£1.1m
31/12/2022	£482k	£685k
31/12/2021	£1.1m	£898k
31/12/2020	£1.4m	£941k

Common questions

Is Lloyd's of London Foundation financially healthy?

Per its FY2024 accounts: The accounts state that unrestricted reserves stood at £438,000, which is above the trustees' stated policy target of circa £250,000. The charity reported a net income of £348,000 and held total reserves of £3,407,000, with the Trustees confirming that resources are adequate to continue as a going concern. Its FY2024 accounts were audited by TC Group.

Who funds Lloyd's of London Foundation?

Funders whose own accounts filings name Lloyd's of London Foundation as a grant recipient include THE HISCOX FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
THE HISCOX FOUNDATION	FY2022	£17k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
TRUST FOR LONDON	1	£1.0m
THE HAPPY BABY COMMUNITY	1	£105k
GIVE A GIFT	1	£30k
THE LEGAL EDUCATION FOUNDATION	1	£10k
THE CENTRE FOR AFRICAN ENTREPRENEURSHIP	1	£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LLOYDS BANK FOUNDATION FOR ENGLAND & WALES.

LLOYDS BANK FOUNDATION FOR ENGLAND & WALES income £29.6m
The London Foundation for Banking & Finance income £587k
LLOYDS BANK FOUNDATION FOR THE CHANNEL ISLANDS income £1.3m
LLOYD'S PATRIOTIC FUND income £439k
HQR LONDON CHARITABLE FOUNDATION income £340k
LCI MD 105 FOUNDATION income £126k

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
Lloyd's of London Foundation	£1.5m	—	0	above	—	no doubt
LLOYDS BANK FOUNDATION FOR ENGLAND & WALES FY2025	£29.6m	—	—	above	—	no doubt
The London Foundation for Banking & Finance FY2025	£587k	—	0	above	—	no doubt
LLOYDS BANK FOUNDATION FOR THE CHANNEL ISLANDS FY2023	£1.3m	—	—	unclear	—	no doubt
LLOYD'S PATRIOTIC FUND FY2024	£439k	—	0	above	—	no doubt
HQR LONDON CHARITABLE FOUNDATION FY2025	£340k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.