Ripple Effect International

Registered charity 299717 · accounts filings on the Charity Commission register · also known as Ripple Effect, SEND A COW, SEND A COW LIMITED, SEND A COW STOCKAID LTD, SENDACOW STOCKAID LTD · also registered in Scotland as SC049792 (OSCR)

Work in six countries in Africa to provide a package of on-going support and practical training over three to five years, including training in farming skills, gender equality, sanitation and money management . alongside the provision of livestock and tools - to ensure that some of Africa's most marginalised people have the confidence, knowledge and skills to help themselves.

Causes: Education/training · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Animals · Environment/conservation/heritage · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£12.6m
Latest spending
£12.3m
Registered
1988
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity achieved a net surplus of £308,233 for the year, with total income rising to £12.6 million. However, the trustees report that actual free reserves of £0.4 million were below the stated policy target of £0.7 million, though they plan to return to the target by June 2026.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Grants (74% of income)
“grant funding remaining the most significant, representing 74% of our total income. Grant income increased substantially in 2025, driven in large part by the sustained partnership with the Mastercard Foundation. Their generous support of our youth employment programme in Uganda accounted for over half of our total grant income.”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy (held: £400k; policy: £0.7m)
“Based on our policy, the trustees have determined that we should have £0.7m in free reserves by 30 June 2025, However as at that date, our actual free reserves were only £0.4 million. The Trustees plan to return to our reserves target by June 2026 by increasing our het unrestricted position as a result of our recent cost reduction exercise and our new fundraising strategy targeting unrestricted income growth. Total restricted reserves on 30 June 2025 were £1.3 million. Going concern” — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Ripple Effect Trading Limited
“Ripple Effect Trading Limited (formally Send a Cow Trading Umited) is a wholly owned subsidiary of Ripple Effect international due to common controt. The principal activities of Ripple Effect Trading Limited is to carry out trading activities on behalf of Ripple Effect. A resource Sharing Agreement is in place between Ripple Effect Trading Limited and Ripple Effect international. Ripple Effect Trading Limited is Registered as a Company in England & Wales (13727987) and has a registered office at The Old Estate Yard, Newton St Loe, Bath, BA2 988. Following the year end, Ripple Effect Trading Limited became dormant” — page 38
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by HaysMac LLP. Discloses 4 of 6 completeness components.

Public fundraising profile: JustGiving — Ripple Effect (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 30/06/2025)

Total income
£12.6m
Total spending
£12.3m
Cost of raising funds
£1.3m
Reserves (reported)
£446k
Employees
283

Reported reserves equal ~0.4 months of spending — in the bottom quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 10.1% of total income — above the median for charities its size (3.8%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Burundi · Ethiopia · Kenya · Rwanda · Uganda · Zambia

Income and spending

Financial year endIncomeSpending
30/06/2025£12.6m£12.3m
30/06/2024£9.0m£8.6m
30/06/2023£9.9m£8.8m
30/06/2022£7.5m£7.9m
30/06/2021£6.7m£6.8m

Common questions

Is Ripple Effect International financially healthy?

Per its FY2025 accounts: The accounts state that the charity achieved a net surplus of £308,233 for the year, with total income rising to £12.6 million. However, the trustees report that actual free reserves of £0.4 million were below the stated policy target of £0.7 million, though they plan to return to the target by June 2026. Its FY2025 accounts were audited by HaysMac LLP.

Who funds Ripple Effect International?

Funders whose own accounts filings name Ripple Effect International as a grant recipient include WORLD DAY OF PRAYER NATIONAL COMMITTEE FOR ENGLAND, WALES AND NORTHERN IRELAND, THE HUTCHINSON CHARITABLE TRUST, ALLAN AND NESTA FERGUSON CHARITABLE SETTLEMENT, BLISS FAMILY CHARITY, H C D MEMORIAL FUND.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
WORLD DAY OF PRAYER NATIONAL COMMITTEE FOR ENGLAND, WALES AND NORTHERN IRELANDFY2024£50kSingle Institutional Project Grants
THE HUTCHINSON CHARITABLE TRUSTFY2022£38kTo provide support to the people and wildlife of Africa
ALLAN AND NESTA FERGUSON CHARITABLE SETTLEMENTFY2022£25k
BLISS FAMILY CHARITYFY2025£17k
H C D MEMORIAL FUNDFY2022£16kRefugees
THE CYRIL AND EVE JUMBO CHARITABLE TRUSTFY2023£15k
THE CYRIL AND EVE JUMBO CHARITABLE TRUSTFY2024£15k
THE GEORGE MULLER CHARITABLE TRUSTFY2022£15k
BLISS FAMILY CHARITYFY2023£10k
BLISS FAMILY CHARITYFY2022£10k
THE COLES-MEDLOCK FOUNDATIONFY2025£10k
THE HARAMEAD TRUSTFY2022£10k
BOOKHAM BAPTIST CHURCHFY2022£6kNational & Overseas
FOREST HILL CHARITABLE TRUSTFY2024£4k
THE AUSTIN BAILEY FOUNDATIONFY2022£4k
PAYNE GALLWEY 1989 CHARITABLE TRUSTFY2022£4k
THE CYRIL AND EVE JUMBO CHARITABLE TRUSTFY2024£4k
THE CYRIL AND EVE JUMBO CHARITABLE TRUSTFY2022£3k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST BONIFACE, QUINTON ROAD WESTFY2022£3kRelief and development agencies
FOREST HILL CHARITABLE TRUSTFY2023£3kGeneral
THE AUSTIN BAILEY FOUNDATIONFY2022£2k
ANSON CHARITABLE TRUSTFY2024£2kCharitable Donation
THE AUSTIN BAILEY FOUNDATIONFY2023£2kFlagship
THE AUSTIN BAILEY FOUNDATIONFY2023£2kFlagship
THE AUSTIN BAILEY FOUNDATIONFY2023£2kFlagship
ANSON CHARITABLE TRUSTFY2025£2kCharitable Donation
THE HASLUCK CHARITABLE TRUSTFY2022£2k
ANSON CHARITABLE TRUSTFY2023£2kCharitable Donation
R G HILLS CHARITABLE TRUSTFY2024£2k
BOOKHAM BAPTIST CHURCHFY2023£2k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN-AT-HAMPSTEADFY2021£1kChurch Overseas- Relief & Development Agencies
R G HILLS CHARITABLE TRUSTFY2023£1k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF TILEHURST ST CATHERINE AND CALCOT ST BIRINUSFY2021£386Relief & Development Agencies
THE ANCASTER TRUSTFY2023£300
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF YATTON MOORFY2021£248Overseas Mission
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST BONIFACE, QUINTON ROAD WESTFY2023£200Relief
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF KEYNSHAMFY2021£45
WORLD DAY OF PRAYER NATIONAL COMMITTEE FOR ENGLAND, WALES AND NORTHERN IRELANDFY2025£0Single institutional project grants
THE REED FOUNDATIONFY2021—

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund29/03/2019£4kAudit of ADIMAP project
The National Lottery Community Fund22/12/2014£505kDeveloping Smallholder Farmers in Southern Ethiopia
The National Lottery Community Fund23/06/2014£8kDeveloping Smallholder Farmers in Southern Ethiopia
The National Lottery Community Fund11/12/2008£286kKotoba Sustainable Food Security and Livelihoods Project, Ethiopia

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with RIPPLE AFRICA.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
Ripple Effect International£12.6m——below—no doubt
RIPPLE AFRICA FY2025£2.8m—0below—no doubt
RIFT VALLEY RESEARCH LIMITED FY2024£4.6m$74,000-$85,9990unclear—no doubt
WOMEN FOR WOMEN INTERNATIONAL (UK) FY2024£4.8m——below—no doubt
REACHING THE UNREACHED FY2025£773k—0unclear—no doubt
TOOLS FOR SELF RELIANCE FY2024£699k—0within—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.