Ripple Effect International

Registered charity 299717 · accounts filings on the Charity Commission register · Wikidata: Q132472273 · also known as Ripple Effect, SEND A COW, SEND A COW LIMITED, SEND A COW STOCKAID LTD, SENDACOW STOCKAID LTD · also registered in Scotland as SC049792 (OSCR)

Work in six countries in Africa to provide a package of on-going support and practical training over three to five years, including training in farming skills, gender equality, sanitation and money management . alongside the provision of livestock and tools - to ensure that some of Africa's most marginalised people have the confidence, knowledge and skills to help themselves.

Objects

THE OBJECTS OF THE CHARITY ARE PRIMARILY TO RELIEVE POVERTY AMONGST THOSE OF ALL FAITHS AND NONE IN COUNTRIES OF LOW PER CAPITA INCOME, PARTICULARLY THROUGH TRAINING IN SUSTAINABLE AGRICULTURE AND COMMUNITY DEVELOPMENT AND BY THE PROVISION OF LIVESTOCK AND/OR OTHER RESOURCES. A FURTHER OBJECT IS TO EDUCATE AUDIENCES AND ADVOCATE FOR EFFECTIVE DEVELOPMENT. THESE OBJECTS ARE TO BE PURSUED IN ACCORDANCE WITH THE PRINCIPLES AND VALUES OF THE CHRISTIAN FAITH.

Area of benefit: OVERSEAS COUNTRIES

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Animals · Environment/conservation/heritage · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Bath and North East Somerset, South West, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity achieved a net surplus of £308,233 for the year, with total income rising to £12.6 million. However, the trustees report that actual free reserves of £0.4 million were below the stated policy target of £0.7 million, though they plan to return to the target by June 2026.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by HaysMac LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Public fundraising profile: JustGiving — Ripple Effect (matched by registered charity number).

Leadership, per the charity’s website

• Paul Stuart — CEO (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

• Jersey Overseas Aid — “Ripple Effect has been delivering dairy for development projects with the support of Jersey Overseas Aid since 2016.” (source page)
• Riverford Organic Farmers — “Our partnership with Riverford Organic Farmers began in 2010, grounded in a shared commitment to sustainable agriculture. Much of Riverford’…” (source page)

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 30/06/2025)

Reported reserves equal ~0.4 months of spending — in the bottom quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 10.1% of total income — above the median for charities its size (3.7%) (benchmarks).

Register events

• Received assets from another charity (05/10/2022) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

• Andrew Gillam · trustee of 1 other charity
• Elizabeth Sarah Brunwin · trustee of 2 other charities
• Lois Muraguri · trustee of 1 other charity
• Patricia Napier
• Peter Jeffries
• Prina Rasikbhai Patel
• SIMON ROBERT GILL
• Shallin Chikoto
• Timothy Passey

Trustee list from the Charity Commission register (current, not historical).

Operates in: Burundi · Ethiopia · Kenya · Rwanda · Uganda · Zambia

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WINDLE INTERNATIONAL.

• WINDLE INTERNATIONAL income £585k
• RIPPLES CHARITY income £344k
• AFRICAN WOMEN IMPACT UK CIO income £56k
• SPRING IMPACT income £3.5m
• WINDLE TRUST INTERNATIONAL income £5.1m
• INTERNATIONAL RELIEF FRIENDSHIP FOUNDATION income £83k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.