Ripple Effect International
Financial health, per its FY2025 accounts
The accounts state that the charity achieved a net surplus of £308,233 for the year, with total income rising to £12.6 million. However, the trustees report that actual free reserves of £0.4 million were below the stated policy target of £0.7 million, though they plan to return to the target by June 2026.
What the accounts disclose
“Based on our policy, the trustees have determined that we should have £0.7m in free reserves by 30 June 2025, However as at that date, our actual free reserves were only £0.4 million. The Trustees plan to return to our reserves target by June 2026 by increasing our het unrestricted position as a result of our recent cost reduction exercise and our new fundraising strategy targeting unrestricted income growth. Total restricted reserves on 30 June 2025 were £1.3 million. Going concern” — page 15
“Ripple Effect Trading Limited (formally Send a Cow Trading Umited) is a wholly owned subsidiary of Ripple Effect international due to common controt. The principal activities of Ripple Effect Trading Limited is to carry out trading activities on behalf of Ripple Effect. A resource Sharing Agreement is in place between Ripple Effect Trading Limited and Ripple Effect international. Ripple Effect Trading Limited is Registered as a Company in England & Wales (13727987) and has a registered office at The Old Estate Yard, Newton St Loe, Bath, BA2 988. Following the year end, Ripple Effect Trading Limited became dormant” — page 38
Leadership, per the charity’s website
- Paul Stuart — CEO
Funders the charity credits
- Jersey Overseas Aid
- Riverford Organic Farmers
Structured financials (annual return, FY ending 30/06/2025)
Register events
- Received assets from another charity (05/10/2022)
Trustees
- Andrew Gillam
- Elizabeth Sarah Brunwin
- Lois Muraguri
- Patricia Napier
- Peter Jeffries
- Prina Rasikbhai Patel
- SIMON ROBERT GILL
- Shallin Chikoto
- Timothy Passey
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 30/06/2025 | £12.6m | £12.3m |
| 30/06/2024 | £9.0m | £8.6m |
| 30/06/2023 | £9.9m | £8.8m |
| 30/06/2022 | £7.5m | £7.9m |
| 30/06/2021 | £6.7m | £6.8m |
Common questions
Is Ripple Effect International financially healthy?
The accounts state that the charity achieved a net surplus of £308,233 for the year, with total income rising to £12.6 million. However, the trustees report that actual free reserves of £0.4 million were below the stated policy target of £0.7 million, though they plan to return to the target by June 2026. Its FY2025 accounts were audited by HaysMac LLP.
Who funds Ripple Effect International?
Funders whose own accounts filings name Ripple Effect International as a grant recipient include ALLAN AND NESTA FERGUSON CHARITABLE SETTLEMENT, THE CYRIL AND EVE JUMBO CHARITABLE TRUST, THE COLES-MEDLOCK FOUNDATION, BLISS FAMILY CHARITY, FOREST HILL CHARITABLE TRUST.
Known funders
| Funder | Year | Amount |
|---|---|---|
| ALLAN AND NESTA FERGUSON CHARITABLE SETTLEMENT | FY2022 | £25k |
| THE CYRIL AND EVE JUMBO CHARITABLE TRUST | FY2024 | £15k |
| THE CYRIL AND EVE JUMBO CHARITABLE TRUST | FY2023 | £15k |
| THE COLES-MEDLOCK FOUNDATION | FY2025 | £10k |
| BLISS FAMILY CHARITY | FY2022 | £10k |
| BLISS FAMILY CHARITY | FY2023 | £10k |
| THE CYRIL AND EVE JUMBO CHARITABLE TRUST | FY2024 | £4k |
| FOREST HILL CHARITABLE TRUST | FY2023 | £3k |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST BONIFACE, QUINTON ROAD WEST | FY2022 | £3k |
| THE AUSTIN BAILEY FOUNDATION | FY2023 | £2k |
| ANSON CHARITABLE TRUST | FY2024 | £2k |
| THE HASLUCK CHARITABLE TRUST | FY2022 | £2k |
| THE AUSTIN BAILEY FOUNDATION | FY2023 | £2k |
| THE AUSTIN BAILEY FOUNDATION | FY2023 | £2k |
| ANSON CHARITABLE TRUST | FY2025 | £2k |
| BOOKHAM BAPTIST CHURCH | FY2023 | £2k |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN-AT-HAMPSTEAD | FY2021 | £1k |
| R G HILLS CHARITABLE TRUST | FY2023 | £1k |
| THE ANCASTER TRUST | FY2023 | £300 |
| WORLD DAY OF PRAYER NATIONAL COMMITTEE FOR ENGLAND, WALES AND NORTHERN IRELAND | FY2025 | £0 |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| BRITISH HUMANE ASSOCIATION | 2 | £8k |
| EDUCATIONAL OPPORTUNITY FOUNDATION | 1 | £90k |
| THE CHARIS TRUST | 1 | £53k |
| THE BEATRICE GILMORE CHARITABLE TRUST | 1 | £27k |
| CHRIST CHURCH MAYFAIR | 1 | £18k |
| CHRIST CHURCH LIVERPOOL | 1 | £16k |
| COLEFAX CHARITABLE TRUST | 1 | £6k |
| ALTOR FOUNDATION | 1 | £5k |