Ripple Effect International
Work in six countries in Africa to provide a package of on-going support and practical training over three to five years, including training in farming skills, gender equality, sanitation and money management . alongside the provision of livestock and tools - to ensure that some of Africa's most marginalised people have the confidence, knowledge and skills to help themselves.
Financial health, per its FY2025 accounts
The accounts state that the charity achieved a net surplus of £308,233 for the year, with total income rising to £12.6 million. However, the trustees report that actual free reserves of £0.4 million were below the stated policy target of £0.7 million, though they plan to return to the target by June 2026.
What the accounts disclose
“grant funding remaining the most significant, representing 74% of our total income. Grant income increased substantially in 2025, driven in large part by the sustained partnership with the Mastercard Foundation. Their generous support of our youth employment programme in Uganda accounted for over half of our total grant income.”
“Based on our policy, the trustees have determined that we should have £0.7m in free reserves by 30 June 2025, However as at that date, our actual free reserves were only £0.4 million. The Trustees plan to return to our reserves target by June 2026 by increasing our het unrestricted position as a result of our recent cost reduction exercise and our new fundraising strategy targeting unrestricted income growth. Total restricted reserves on 30 June 2025 were £1.3 million. Going concern” — page 15
“Ripple Effect Trading Limited (formally Send a Cow Trading Umited) is a wholly owned subsidiary of Ripple Effect international due to common controt. The principal activities of Ripple Effect Trading Limited is to carry out trading activities on behalf of Ripple Effect. A resource Sharing Agreement is in place between Ripple Effect Trading Limited and Ripple Effect international. Ripple Effect Trading Limited is Registered as a Company in England & Wales (13727987) and has a registered office at The Old Estate Yard, Newton St Loe, Bath, BA2 988. Following the year end, Ripple Effect Trading Limited became dormant” — page 38
Leadership, per the charity’s website
- Paul Stuart — CEO
Funders the charity credits
- Jersey Overseas Aid
- Riverford Organic Farmers
Structured financials (annual return, FY ending 30/06/2025)
Register events
- Received assets from another charity (05/10/2022)
Trustees
- Andrew Gillam
- Elizabeth Sarah Brunwin
- Lois Muraguri
- Patricia Napier
- Peter Jeffries
- Prina Rasikbhai Patel
- SIMON ROBERT GILL
- Shallin Chikoto
- Timothy Passey
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 30/06/2025 | £12.6m | £12.3m |
| 30/06/2024 | £9.0m | £8.6m |
| 30/06/2023 | £9.9m | £8.8m |
| 30/06/2022 | £7.5m | £7.9m |
| 30/06/2021 | £6.7m | £6.8m |
Common questions
Is Ripple Effect International financially healthy?
Per its FY2025 accounts: The accounts state that the charity achieved a net surplus of £308,233 for the year, with total income rising to £12.6 million. However, the trustees report that actual free reserves of £0.4 million were below the stated policy target of £0.7 million, though they plan to return to the target by June 2026. Its FY2025 accounts were audited by HaysMac LLP.
Who funds Ripple Effect International?
Funders whose own accounts filings name Ripple Effect International as a grant recipient include WORLD DAY OF PRAYER NATIONAL COMMITTEE FOR ENGLAND, WALES AND NORTHERN IRELAND, THE HUTCHINSON CHARITABLE TRUST, ALLAN AND NESTA FERGUSON CHARITABLE SETTLEMENT, BLISS FAMILY CHARITY, H C D MEMORIAL FUND.
Known funders
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 29/03/2019 | £4k | Audit of ADIMAP project |
| The National Lottery Community Fund | 22/12/2014 | £505k | Developing Smallholder Farmers in Southern Ethiopia |
| The National Lottery Community Fund | 23/06/2014 | £8k | Developing Smallholder Farmers in Southern Ethiopia |
| The National Lottery Community Fund | 11/12/2008 | £286k | Kotoba Sustainable Food Security and Livelihoods Project, Ethiopia |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE S M B TRUST | 2 | £5k |
| GILCHRIST EDUCATIONAL TRUST | 2 | £2k |
| THE DASHLIGHT FOUNDATION | 1 | — |
| Wild Life Foundation | 1 | £790k |
| SYNCHRONICITY EARTH | 1 | £238k |
| EDUCATIONAL OPPORTUNITY FOUNDATION | 1 | £90k |
| The Brindle Foundation | 1 | £75k |
| THE BADUR FOUNDATION | 1 | £65k |
Charities like this
- RIPPLE AFRICA
- RIFT VALLEY RESEARCH LIMITED
- WOMEN FOR WOMEN INTERNATIONAL (UK)
- REACHING THE UNREACHED
- TOOLS FOR SELF RELIANCE
- WELL GROUNDED LIMITED
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| Ripple Effect International | £12.6m | — | — | below | — | no doubt |
| RIPPLE AFRICA | £2.8m | — | 0 | below | — | no doubt |
| RIFT VALLEY RESEARCH LIMITED | £4.6m | $74,000-$85,999 | 0 | unclear | — | no doubt |
| WOMEN FOR WOMEN INTERNATIONAL (UK) | £4.8m | — | — | below | — | no doubt |
| REACHING THE UNREACHED | £773k | — | 0 | unclear | — | no doubt |
| TOOLS FOR SELF RELIANCE | £699k | — | 0 | within | — | no doubt |