CONGREGATIONAL AND GENERAL CHARITABLE TRUST

Registered charity 297013 · accounts filings on the Charity Commission register

Independent grant-making charity supporting churches, particularly United Reformed & Congregational denominations in the provision and repair of suitable buildings. Grants awarded for care and extension of churches, towards capital costs of church community projects and to promote the Christian religion including the United Reformed, Congregational and other churches of the Protestant tradition.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that total unrestricted funds decreased to £15,939,291, resulting in negative free reserves of £1,573,347 due to commitments for future grants. The trustees confirm that liquid funds and investment income streams are sufficient to cover these obligations and operating overheads. The independent auditors reported no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Wright Vigar Limited. Discloses 4 of 6 completeness components.

Corporate structure

• Registered company of the charity Companies House 02114948

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• MCCORMACK, Helen — director, appointed 03/03/2026on trustee list
• ASPINALL, Michael, Rev — director, appointed 05/12/2024on trustee list
• GROSCH-MILLER, David, Reverend — director, appointed 01/10/2019on trustee list
• AUSTIN, Susan Margaret — director, appointed 26/06/2019on trustee list
• TURNBULL, Richard Ian, Rev — director, appointed 26/09/2018on trustee list
• FORSYTH, Alastair Charles — director, appointed 05/06/2018on trustee list
• COOTE, David George — director, appointed 13/06/2017on trustee list
• WARD, Pamela — director, appointed 03/10/2013on trustee list

Official officers record.

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~127.2 months of spending — in the top quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Investments (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 8.6% of total income — above the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Alastair Charles Forsyth
• Helen McCormack
• REVEREND DAVID GEORGE COOTE · trustee of 1 other charity
• Rev David Grosch-Miller
• Rev Michael Aspinall · trustee of 3 other charities
• Rev PAMELA WARD · trustee of 1 other charity
• Rev RICHARD IAN TURNBULL · trustee of 1 other charity
• SUSAN AUSTIN · trustee of 2 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Common questions

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CHARITIES ADMINISTERED IN CONNECTION WITH THE UNAFFILIATED CONGREGATIONAL CHURCHES.

• CHARITIES ADMINISTERED IN CONNECTION WITH THE UNAFFILIATED CONGREGATIONAL CHURCHES income £109k
• THE UNITED REFORMED CHURCH (SOUTHERN SYNOD) TRUST LIMITED income £7.4m
• THE CONGREGATIONAL MEMORIAL HALL TRUST income £332k
• THE UNITED REFORMED CHURCH ( NORTHERN PROVINCE) TRUST LTD. income £2.0m
• THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH DORE income £403k
• TRUST PROPERTY HELD IN CONNECTION WITH THE ENGLISH PROVINCE OF THE CONGREGATION OF CHRISTIAN BROTHERS income £1.7m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.