CONGREGATIONAL AND GENERAL CHARITABLE TRUST

Registered charity 297013 · accounts filings on the Charity Commission register

Independent grant-making charity supporting churches, particularly United Reformed & Congregational denominations in the provision and repair of suitable buildings. Grants awarded for care and extension of churches, towards capital costs of church community projects and to promote the Christian religion including the United Reformed, Congregational and other churches of the Protestant tradition.

Objects

(1) TO PROMOTE THE CHRISTIAN RELIGION AND IN PARTICULAR UNITED REFORMED CHURCH AND CONGREGATIONAL DENOMINATIONS AND OTHER CHURCHES (WHETHER WHOLLY INDEPENDENT OR ASSOCIATED WITH ANOTHER CHURCH OR GROUP OF CHURCHES) WHICH ARE OF THE PROTESTANT TRADITION (2) TO CONTRIBUTE TO THE FUNDS OF ANY CHARITABLE INSTITUTIONS ASSOCIATIONS FUNDS OR OBJECTS AND TO CARRY OUT ANY CHARITABLE PURPOSE

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that total unrestricted funds decreased to £15,939,291, resulting in negative free reserves of £1,573,347 due to commitments for future grants. The trustees confirm that liquid funds and investment income streams are sufficient to cover these obligations and operating overheads. The independent auditors reported no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Wright Vigar Limited. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Risk management
• Safeguarding policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

• Registered company of the charity Companies House 02114948

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• MCCORMACK, Helen — director, appointed 03/03/2026on trustee list
• ASPINALL, Michael, Rev — director, appointed 05/12/2024on trustee list
• GROSCH-MILLER, David, Reverend — director, appointed 01/10/2019on trustee list
• AUSTIN, Susan Margaret — director, appointed 26/06/2019on trustee list
• TURNBULL, Richard Ian, Rev — director, appointed 26/09/2018on trustee list
• FORSYTH, Alastair Charles — director, appointed 05/06/2018on trustee list
• COOTE, David George — director, appointed 13/06/2017on trustee list
• WARD, Pamela — director, appointed 03/10/2013on trustee list

Official officers record.

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~127.2 months of spending — in the top quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Investments (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 8.6% of total income — above the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Alastair Charles Forsyth
• Helen McCormack
• REVEREND DAVID GEORGE COOTE · trustee of 1 other charity
• Rev David Grosch-Miller
• Rev Michael Aspinall · trustee of 3 other charities
• Rev PAMELA WARD · trustee of 1 other charity
• Rev RICHARD IAN TURNBULL · trustee of 1 other charity
• SUSAN AUSTIN · trustee of 2 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Common questions

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with F C CHARITABLE TRUST.

• F C CHARITABLE TRUST income £20k
• UXBRIDGE UNITED REFORMED CHURCH CHARITY income £480k
• GRACE CHAPEL LONDON TRUST income £56k
• TAUNTON UNITED REFORMED CHURCH CHARITY income £124k
• UNITED REFORMED CHURCH TRUST income £24.4m
• LOUGHBOROUGH UNITED REFORMED CHURCH CHARITY income £127k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.