Charity Accounts Intelreading the accounts so you don’t have to

THE J AND M CHARITABLE TRUST

Registered charity 280025 · accounts filings on the Charity Commission register · also known as THE J AND M TRUST

Grant making

Objects

ANY ONE OR MORE BODY OR BODIES OF PERSONS OR TRUST OR TRUSTS ESTABLISHED IN ANY PART OF THE WORLD FOR ANY PURPOSE RECOGNISED FOR THE TIME BEING BY ENGLISH LAW AS BEING EXCLUSIVELY CHARITABLE.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Get email alerts

Latest income
£61k
Latest spending
£61k
Registered
1980
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity held unrestricted reserves of £1,330,319 as of 5 April 2025, which the trustees consider adequate to cover administration costs and charitable activities. The trust relies on investment income, which totaled £61,449 for the year, to fund its operations and grants. The trustees report that systems are in place to mitigate major risks and that the going concern basis is appropriate.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: generate sufficient income each year to allow the trust to carry out its charitable activities (making grants) and cover administration costs (held: £1.3m)
“It is the policy of the trust to maintain unrestricted funds at a level which, on investment, generate sufficient income each year to allow the trust to carry out its charitable activities (making grants) and cover administration costs.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
05/04/2025£61k£61k
05/04/2024£57k£65k
05/04/2023£54k£60k
05/04/2022£51k£64k
05/04/2021£45k£65k

Common questions

Is THE J AND M CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity held unrestricted reserves of £1,330,319 as of 5 April 2025, which the trustees consider adequate to cover administration costs and charitable activities. The trust relies on investment income, which totaled £61,449 for the year, to fund its operations and grants. The trustees report that systems are in place to mitigate major risks and that the going concern basis is appropriate. Its FY2025 accounts were independently examined.