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THE M AND L CHARITABLE TRUST

Registered charity 251090 · accounts filings on the Charity Commission register

THE CHARITY PROVIDES GRANTS FOR THE BENEFIT OF SUCH ONE OR MORE CHARITABLE INSTITUTIONS WITHIN OR OUTSIDE THE UK, AS THE TRUSTEES MAY FROM TIME TO TIME AT THEIR DISCRETION DETERMINE.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Latest income
£771k
Latest spending
£224k
Registered
1967
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity holds unrestricted reserves of £5,425,722, which represents a significant increase from the previous year's £4,047,521. The trustees maintain a policy of holding unrestricted funds at a level they deem appropriate for future commitments, rather than a fixed monetary target or months-of-expenditure metric. The auditor confirmed that the going concern basis is appropriate with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: a level which the trustees think appropriate after considering the future commitments of the charity and the likely costs of the charity for the next year (held: £5.4m)
“It is the policy of the charity to maintain unrestricted funds at a level which the trustees think appropriate after considering the future commitments of the charity and the likely costs of the charity for the next year.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Note 21
“Charitable donations totalling £552,191 were paid to the charity from related entities.” — page 20
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Cohen Arnold. Discloses 4 of 6 completeness components.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£771k
Total spending
£224k
Cost of raising funds
£747
Reserves (reported)
£5.4m
Employees
0

Per its annual return, largest income source: Donations and legacies (72% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.1% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£771k£224k
31/12/2024£206k£57k
31/12/2023£207k£34k
31/12/2022£522k£54k
31/12/2021£751k£75k

Common questions

Is THE M AND L CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity holds unrestricted reserves of £5,425,722, which represents a significant increase from the previous year's £4,047,521. The trustees maintain a policy of holding unrestricted funds at a level they deem appropriate for future commitments, rather than a fixed monetary target or months-of-expenditure metric. The auditor confirmed that the going concern basis is appropriate with no material uncertainties identified. Its FY2025 accounts were audited by Cohen Arnold.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LONIA LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE M AND L CHARITABLE TRUST£771k—0unclear—no doubt
LONIA LIMITED FY2025£3.1m—0above—no doubt
ADENFIRST LIMITED FY2025£547k—0unclear—no doubt
BRAMPTON CHARITABLE TRUST FY2025£101k—0unclear—no doubt
FUTURE SCOPE CHARITABLE TRUST FY2024£236k—0above—no doubt
MOYNITRUST FY2025£164k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.