CUMBRIA-WESTMORLAND FEDERATION OF WOMEN'S INSTITUTES

Registered charity 240758 · accounts filings on the Charity Commission register · also known as CUMBRIA-WESTMORLAND FEDERATION W I, WESTMORLAND FEDERATION OF WOMEN'S INSTITUTES

Education and training both at our head office and out in the community. Organising courses, cultural and leisure events, campaigning on environmental issues.

Objects

THE OBJECTS OF THE FEDERATION ARE TO FURTHER THE PURPOSES OF THE WOMEN'S INSTITUTE ORGANISATION IN CUMBRIA-WESTMORLAND AND ELSEWHERE.

Area of benefit: FORMER COUNTY OF WESTMORLAND.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Arts/culture/heritage/science · Amateur Sport · Environment/conservation/heritage · Economic/community Development/employment · website · Get email alerts

Registered contact address: Westmorland and Furness, North West, England (from the postcode on the register)

Latest income

£52k

Latest spending

£61k

Registered

1965

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a deficit of £9,380 for the year ended 30 September 2025, resulting in a decrease in the accumulated fund from £102,736 to £96,676. The trustees noted a 'heavy financial constraint' due to hiring costs for accessible office space, which was partially mitigated by funds raised from a grand raffle. Despite the deficit, the charity maintained current assets of £121,393 against current liabilities of £109,498.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Going concern: noted by the trustees or auditor

“The new Federation office is a boon but the Trustees were aware that access via stairs was a challenge to some and so we took the decision to hire the ground training floor room for a period of twelve month so that we can to welcome all members. This is a heavy financial constraint and our Honorary Treasurer continues to manage funds with care and consideration.” — page 1

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Campaigns and political activity policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Engaging external speakers at charity events policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 30/09/2025

Volunteers: 20

Self-declared on the annual return for the financial year ending 30/09/2024

Volunteers: 20

Self-declared on the annual return for the financial year ending 30/09/2023

Volunteers: 12

Source: this charity’s annual returns on the Charity Commission register.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Lakes IT Services — “Website proudly supported by Lakes IT Services” (source page)

Register events

Received assets from another charity (15/05/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (09/06/2021) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Karen Hanks-Macleanchair
Gillian Audrey Sykes · trustee of 4 other charities
Julie Wright
Lesley Sandra Singleton · trustee of 1 other charity
Linda Stretton
Margaret Cumming
RUTH HELEN RIGG · trustee of 3 other charities
Rachael Edmondson
Sarah Middleton

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year end	Income	Spending
30/09/2025	£52k	£61k
30/09/2024	£44k	£50k
30/09/2023	£49k	£44k
30/09/2022	£54k	£57k
31/05/2021	£37k	£44k

Common questions

Is CUMBRIA-WESTMORLAND FEDERATION OF WOMEN'S INSTITUTES financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a deficit of £9,380 for the year ended 30 September 2025, resulting in a decrease in the accumulated fund from £102,736 to £96,676. The trustees noted a 'heavy financial constraint' due to hiring costs for accessible office space, which was partially mitigated by funds raised from a grand raffle. Despite the deficit, the charity maintained current assets of £121,393 against current liabilities of £109,498. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The National Lottery Heritage Fund	22/12/1999	£600	"This group organises social and educational activities for women in the local community. The project is to make historically accurate replic"

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES.

CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES income £37k
THE COUNTY FEDERATION OF WOMENS INSTITUTES, ISLE OF WIGHT income £34k
THE NORTHUMBERLAND FEDERATION OF WOMEN'S INSTITUTES income £73k
THE CORNWALL COUNTY FEDERATION OF WOMEN'S INSTITUTES income £126k
NOTTINGHAMSHIRE FEDERATION OF WOMENS INSTITUTES income £91k
THE WILTSHIRE FEDERATION OF WOMEN'S INSTITUTES income £145k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
CUMBRIA-WESTMORLAND FEDERATION OF WOMEN'S INSTITUTES	£52k	—	unclear	—	noted
CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES FY2026	£37k	—	above	—	no doubt
THE COUNTY FEDERATION OF WOMENS INSTITUTES, ISLE OF WIGHT FY2025	£34k	—	unclear	—	no doubt
THE NORTHUMBERLAND FEDERATION OF WOMEN'S INSTITUTES FY2025	£73k	—	unclear	—	no doubt
THE CORNWALL COUNTY FEDERATION OF WOMEN'S INSTITUTES FY2025	£126k	—	unclear	—	no doubt
NOTTINGHAMSHIRE FEDERATION OF WOMENS INSTITUTES FY2025	£91k	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.