CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES

Registered charity 228857 · accounts filings on the Charity Commission register · also known as WOMEN'S INSTITUTES CUMBERLAND FEDERATION

The Trustees organise events which are publicised to the membership for their benefit and to generate funds towards the running of the Federation.

Causes: Education/training · website · Get email alerts

Latest income

£49k

Latest spending

£62k

Registered

1963

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £8,163 for the year ended 31 March 2025, resulting in a decrease in total funds from £179,984 to £171,821. The trustees maintain that unrestricted reserves of £167,145 significantly exceed their stated policy target of approximately £30,800, representing six months of expenditure. The trustees confirm the charity has adequate resources to continue in operational existence for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: between six months of expenditure (held: £167k)

“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between six months of expenditure. For 2025 this equates to approximately £30,800.” — page 5

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Register events

Received assets from another charity (27/10/2023) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (17/05/2023) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (11/10/2022) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (10/12/2018) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (08/07/2014) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Kathleen Bowronchair · trustee of 1 other charity
Ann Kirkpatrick
Dawn Eyre
Glynis Aspin
Jennifer Baker
Kris Longshaw
Mandy Henderson
Penny Coulthard
SANDRA CLIFFORD

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year end	Income	Spending
31/03/2025	£49k	£62k
31/03/2024	£50k	£73k
31/03/2023	£42k	£48k
31/03/2022	£39k	£48k
31/03/2021	£34k	£49k

Common questions

Is CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £8,163 for the year ended 31 March 2025, resulting in a decrease in total funds from £179,984 to £171,821. The trustees maintain that unrestricted reserves of £167,145 significantly exceed their stated policy target of approximately £30,800, representing six months of expenditure. The trustees confirm the charity has adequate resources to continue in operational existence for the foreseeable future. Its FY2025 accounts were independently examined.