CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES

Registered charity 228857 · accounts filings on the Charity Commission register · also known as WOMEN'S INSTITUTES CUMBERLAND FEDERATION

The Trustees organise events which are publicised to the membership for their benefit and to generate funds towards the running of the Federation.

Objects

THE OBJECTS OF THE FEDERATION ARE TO FURTHER THE PURPOSES OF THE WOMEN'S INSTITUTE ORGANISATION IN CUMBRIA-CUMBERLAND AND ELSEWHERE.

Area of benefit: CUMBRIA

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · website · Get email alerts

Latest income

£37k

Latest spending

£47k

Registered

1963

Accounts read

FY2026

Financial health, per its FY2026 accounts

The charity reported a surplus of £10,019 for the year ended 31 March 2026, resulting in total unrestricted funds of £177,326. This figure significantly exceeds the trustees' stated reserves policy target of approximately £23,500, which is based on six months of expenditure. The accounts state that the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: between six months of expenditure. For 2026 this equates to approximately £23,500 (held: £177k)

“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between six months of expenditure. For 2026 this equates to approximately £23,500.” — page 5

Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Campaigns and political activity policy and procedures
Complaints handling
Complaints policy and procedures
Engaging external speakers at charity events policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Risk management
Safeguarding policy and procedures
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

Register events

Received assets from another charity (27/10/2023) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (17/05/2023) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (11/10/2022) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (10/12/2018) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (08/07/2014) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Kathleen Bowronchair
Ann Kirkpatrick
Dawn Eyre
Glynis Aspin
Jennifer Baker
Kris Longshaw
Mandy Henderson
Penny Coulthard
SANDRA CLIFFORD

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year end	Income	Spending
31/03/2026	£37k	£47k
31/03/2025	£49k	£62k
31/03/2024	£50k	£73k
31/03/2023	£42k	£48k
31/03/2022	£39k	£48k

Common questions

Is CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES financially healthy?

Per its FY2026 accounts: The charity reported a surplus of £10,019 for the year ended 31 March 2026, resulting in total unrestricted funds of £177,326. This figure significantly exceeds the trustees' stated reserves policy target of approximately £23,500, which is based on six months of expenditure. The accounts state that the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Its FY2026 accounts were independently examined.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE CAMBRIDGE FEDERATION OF WOMEN'S INSTITUTES.

THE CAMBRIDGE FEDERATION OF WOMEN'S INSTITUTES income £66k
CUMBRIA-WESTMORLAND FEDERATION OF WOMEN'S INSTITUTES income £52k
THE NORTHAMPTONSHIRE COUNTY FEDERATION OF WOMEN'S INSTITUTES income £138k
THE NORTHUMBERLAND FEDERATION OF WOMEN'S INSTITUTES income £73k
THE CORNWALL COUNTY FEDERATION OF WOMEN'S INSTITUTES income £126k
THE MIDDLESEX FEDERATION OF WOMEN'S INSTITUTES income £258k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
CUMBRIA - CUMBERLAND FEDERATION OF WOMEN'S INSTITUTES	£37k	—	above	—	no doubt
THE CAMBRIDGE FEDERATION OF WOMEN'S INSTITUTES FY2025	£66k	—	above	—	no doubt
CUMBRIA-WESTMORLAND FEDERATION OF WOMEN'S INSTITUTES FY2025	£52k	—	unclear	—	noted
THE NORTHAMPTONSHIRE COUNTY FEDERATION OF WOMEN'S INSTITUTES FY2025	£138k	—	unclear	—	no doubt
THE NORTHUMBERLAND FEDERATION OF WOMEN'S INSTITUTES FY2025	£73k	—	unclear	—	no doubt
THE CORNWALL COUNTY FEDERATION OF WOMEN'S INSTITUTES FY2025	£126k	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.