PRUDENTIAL STAFF CHARITABLE TRUST

Registered charity 232467 · accounts filings on the Charity Commission register · also known as PSCT

The objective of the Trust is the relief in cases of need, hardship or distress of persons who are either pensioners or past or present full time or part time employees or their dependants of Prudential Plc or of companies whose ultimate parent company is Prudential Plc.

Causes: The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income

£1.2m

Latest spending

£569k

Registered

1968

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity holds unrestricted free reserves of £9,003,885, which the Supervisory Board considers sufficient to meet future needs without realizing capital investments. The trustees have assessed the going concern basis and concluded there are no material uncertainties regarding the trust's ability to continue operations for at least 12 months. Administrative expenses are fully borne by the holding trustee, meaning the trust has no liability for these costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Related-party transaction: The holding trustee received no remuneration or expenses for the year (2024: £Nil) and bore all of the Trust’s administrative expenses, including the costs of the Supervisory Board, without recharge to the Trust.

“The holding trustee received no remuneration or expenses for the year (2024: £Nil) and bore all of the Trust’s administrative expenses, including the costs of the Supervisory Board, without recharge to the Trust. The Trust has no employees (2024: Nil) and no payments were made to Trustees. The audit fees of £47,491 (2024: £45,446) are paid for by The Prudential Assurance Company Limited and are shown as a donation in the Statement of Financial Activities. M&G Investment Management Limited provide strategic investment advisory services. The sum of £1 is due as good and valuable consideration for the provision of services under the Agreement, as no payment is made for this amount, it is treated as a donation in the Statement of Financial Activities.” — page 17

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by PricewaterhouseCoopers LLP. Discloses 4 of 6 completeness components.

Leadership, per the charity’s website

Sir Edward Braham — Chair (source)
Andrea Rossi — Chief Executive (source)
Kathryn McLeland — Chief Financial Officer (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Public profiles (found on the charity’s own website): instagram · linkedin

Structured financials (annual return, FY ending 31/12/2025)

Total income

£1.2m

Total spending

£569k

Reserves (reported)

£0

Employees

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Investments (96% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

THE PRUDENTIAL ASSURANCE COMPANY LIMITED

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2025	£1.2m	£569k
31/12/2024	£1.3m	£605k
31/12/2023	£1.1m	£625k
31/12/2022	£2.1m	£785k
31/12/2021	£870k	£750k

Common questions

Is PRUDENTIAL STAFF CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity holds unrestricted free reserves of £9,003,885, which the Supervisory Board considers sufficient to meet future needs without realizing capital investments. The trustees have assessed the going concern basis and concluded there are no material uncertainties regarding the trust's ability to continue operations for at least 12 months. Administrative expenses are fully borne by the holding trustee, meaning the trust has no liability for these costs. Its FY2025 accounts were audited by PricewaterhouseCoopers LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE CHRISTOPHER LAING FOUNDATION	2	£18k
CSIS CHARITY FUND	1	£85k
HABITAT FOR HUMANITY GREAT BRITAIN	1	£40k
THE MARTIN LAING FOUNDATION	1	£20k
BRITISH HEN WELFARE TRUST	1	£15k
THE KIRBY LAING FOUNDATION	1	£10k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with JOHN LAING CHARITABLE TRUST.

JOHN LAING CHARITABLE TRUST income £2.5m
BT BENEVOLENT FUND income £1.6m
PERSONAL ASSURANCE CHARITABLE TRUST income £100k
THE PRIMROSE TRUST income £121k
THE SHELL PENSIONERS BENEVOLENT ASSOCIATION income £672k
APPRIS CHARITY LIMITED income £3.7m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
PRUDENTIAL STAFF CHARITABLE TRUST	£1.2m	—	0	unclear	—	no doubt
JOHN LAING CHARITABLE TRUST FY2025	£2.5m	—	—	unclear	—	no doubt
BT BENEVOLENT FUND FY2025	£1.6m	—	0	above	—	no doubt
PERSONAL ASSURANCE CHARITABLE TRUST FY2024	£100k	—	0	unclear	—	no doubt
THE PRIMROSE TRUST FY2025	£121k	—	0	unclear	—	no doubt
THE SHELL PENSIONERS BENEVOLENT ASSOCIATION FY2025	£672k	—	0	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.