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PERSONAL ASSURANCE CHARITABLE TRUST

Registered charity 1023274 · accounts filings on the Charity Commission register

The object of the charity is to make donations to registered charities and non-charitable bodies from funds supplied by Personal Assurance Plc. There are no restrictions on the type of donations that can be made although preference will be given to recommendations made by policyholders of Personal Assurance Plc and employees of Personal Group Holdings Plc.

Objects

FOR SUCH CHARITABLE PURPOSES AS THE TRUSTEES IN THEIR ABSOLUTE DISCRETION MAY DETERMINE

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Milton Keynes, South East, England (from the postcode on the register)

Latest income
£120k
Latest spending
£25k
Registered
1993
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity held unrestricted reserves of £156,656 at the end of the financial year, representing a surplus of £94,886. The trustees consider the accounts should be drawn up on a going concern basis, noting that anticipated donations will not exceed the charity's surplus. The charity has no employees and relies entirely on donations from its controlling party, Personal Assurance Plc.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Personal Assurance Plc (100% of income)
“The charity continued to receive an annual donation from Personal Assurance Plc. Donations received remain the charity’s main source of income.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: no requirement to maintain a minimum level of reserves (reserves figure: £157k)
“The trustees have decided that there is no requirement to maintain a minimum level of reserves.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The Trust received donations of £120,000 (2024: £100,000) from Personal Assurance Plc, which is considered to be the Trust’s controlling party.
“During the year, the Trust received donations of £120,000 (2024: £100,000) from Personal Assurance Plc, which is considered to be the Trust’s controlling party.” — page 9
“At the year end there was an amount of £39,145 (2024: £10,494) owing to Personal Assurance Plc in respect of donations made by Personal Assurance Plc on behalf of PACT.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: At the year end there was an amount of £39,145 (2024: £10,494) owing to Personal Assurance Plc in respect of donations made by Personal Assurance Plc on behalf of PACT.
“During the year, the Trust received donations of £120,000 (2024: £100,000) from Personal Assurance Plc, which is considered to be the Trust’s controlling party.” — page 9
“At the year end there was an amount of £39,145 (2024: £10,494) owing to Personal Assurance Plc in respect of donations made by Personal Assurance Plc on behalf of PACT.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Personal Assurance Plc also settled fees on behalf of the Trust in relation to the 2025 independent examination amounting to £1,475 + VAT (2024: £1,400 + VAT).
“During the year, the Trust received donations of £120,000 (2024: £100,000) from Personal Assurance Plc, which is considered to be the Trust’s controlling party.” — page 9
“At the year end there was an amount of £39,145 (2024: £10,494) owing to Personal Assurance Plc in respect of donations made by Personal Assurance Plc on behalf of PACT.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Kenya · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£120k£25k
31/12/2024£100k£98k
31/12/2023£101k£125k
31/12/2022£79k£152k
31/12/2021£170k£115k

Common questions

Is PERSONAL ASSURANCE CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity held unrestricted reserves of £156,656 at the end of the financial year, representing a surplus of £94,886. The trustees consider the accounts should be drawn up on a going concern basis, noting that anticipated donations will not exceed the charity's surplus. The charity has no employees and relies entirely on donations from its controlling party, Personal Assurance Plc. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
Evelyn Partners Charitable Trust1£48k
BARNSBURY CHARITABLE TRUST1£10k
CLASSICS FOR ALL1£10k
YEMEN RELIEF (UK) LTD1£5k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CHARITY EXTRA CHARITABLE TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
PERSONAL ASSURANCE CHARITABLE TRUST£120k—0above—no doubt
CHARITY EXTRA CHARITABLE TRUST FY2025£48k—0below—noted
THE PRIVY PURSE CHARITABLE TRUST FY2026£903k——unclear—no doubt
THE PRESENT VALUE TRUST FY2025£100k—0unclear—no doubt
G S PLAUT CHARITABLE TRUST LIMITED FY2025£83k—0unclear—no doubt
CHARITIES TRUST FY2025£74.4m——above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.