CUMBERLAND AND WESTMORLAND CONVALESCENT INSTITUTION

Registered charity 223946 · accounts filings on the Charity Commission register · also known as SILLOTH NURSING AND RESIDENTIAL CARE HOME

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Latest income
£2.2m
Latest spending
£2.1m
Registered
1963
Accounts read
FY2025

Financial health, per its FY2025 accounts

The charity reported a trading surplus of £151,087 for the year ended 31 March 2025, with total incoming resources of £2,119,811 against expenditure of £1,967,891. The trustees state that unrestricted free reserves of £904,573 are below the anticipated level of £1,000,000 required by their reserves policy, but remain confident that adequate reserves exist to support operating costs.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy
The present level of reserves available to the Charity of £866,956 are below the anticipated level of £1,000,000. — page 7
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Saint & Co.. Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Cumberland and Westmorland Convalescent Institution (matched by registered charity number).

Structured financials (annual return, FY ending 31/03/2026)

Total income
£2.2m
Total spending
£2.1m
Reserves (reported)
£1.0m
Employees
84

Reported reserves equal ~5.6 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year endIncomeSpending
31/03/2026£2.2m£2.1m
31/03/2025£2.1m£2.0m
31/03/2024£1.9m£1.9m
31/03/2023£1.8m£1.7m
31/03/2022£1.6m£1.6m

Common questions

Is CUMBERLAND AND WESTMORLAND CONVALESCENT INSTITUTION financially healthy?

The charity reported a trading surplus of £151,087 for the year ended 31 March 2025, with total incoming resources of £2,119,811 against expenditure of £1,967,891. The trustees state that unrestricted free reserves of £904,573 are below the anticipated level of £1,000,000 required by their reserves policy, but remain confident that adequate reserves exist to support operating costs. Its FY2025 accounts were audited by Saint & Co..