CUMBERLAND AND WESTMORLAND CONVALESCENT INSTITUTION
Financial health, per its FY2025 accounts
The charity reported a trading surplus of £151,087 for the year ended 31 March 2025, with total incoming resources of £2,119,811 against expenditure of £1,967,891. The trustees state that unrestricted free reserves of £904,573 are below the anticipated level of £1,000,000 required by their reserves policy, but remain confident that adequate reserves exist to support operating costs.
What the accounts disclose
“The present level of reserves available to the Charity of £866,956 are below the anticipated level of £1,000,000.” — page 7
Structured financials (annual return, FY ending 31/03/2026)
Care Quality Commission ratings
- Silloth Nursing and Residential Care Home: Outstanding
Trustees
- Catriona Duthie
- David Hurst
- Dr RODNEY MARSHALL JONES
- IAN BROWN
- Jean Hodgson Fearon
- Linda Faulder
- Lynn Devine
- ROBERT GEORGE KILLEN
- ROBERT MARK WHARTON
- TIMOTHY HENRY CARTMELL
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £2.2m | £2.1m |
| 31/03/2025 | £2.1m | £2.0m |
| 31/03/2024 | £1.9m | £1.9m |
| 31/03/2023 | £1.8m | £1.7m |
| 31/03/2022 | £1.6m | £1.6m |
Common questions
Is CUMBERLAND AND WESTMORLAND CONVALESCENT INSTITUTION financially healthy?
The charity reported a trading surplus of £151,087 for the year ended 31 March 2025, with total incoming resources of £2,119,811 against expenditure of £1,967,891. The trustees state that unrestricted free reserves of £904,573 are below the anticipated level of £1,000,000 required by their reserves policy, but remain confident that adequate reserves exist to support operating costs. Its FY2025 accounts were audited by Saint & Co..