COMBAT STRESS

Registered charity 206002 · accounts filings on the Charity Commission register · Wikidata: Q5150677 · Wikipedia · also known as EX-SERVICES MENTAL WELFARE SOCIETY · also registered in Scotland as SC038828 (OSCR)

The Charity provides relief of need and advancement of health of veterans and others in the Armed Forces Network, which includes members of the British Army, Royal Navy, Royal Air Force and the Royal Fleet Auxiliary (and regular reserves, volunteer reserves, and sponsored reserves of these bodies), and their families, dependents and support network, who have or have had mental health issues.

Objects

1.1 THE CHARITY’S CHARITABLE PURPOSES ARE, FOR THE BENEFIT OF THE PUBLIC:1.1.1 THE RELIEF OF NEED AND ADVANCEMENT OF HEALTH OF PERSONS IN THE ARMED FORCES NETWORK WHO HAVE OR HAVE HAD MENTAL HEALTH ISSUES, UP TO AND INCLUDING PEOPLE WITH MULTIPLE AND SEVERE NEEDS THAT REQUIRE THE SUPPORT OF AN INTERDISCIPLINARY TEAM OF MENTAL HEALTH SPECIALISTS, OR IN RELATION TO THEIR MENTAL HEALTH GENERALLY, INCLUDING (WITHOUT LIMITATION):BY:A) EDUCATING THE PUBLIC, INCLUDING BY CARRYING OUT OR PARTICIPATING IN RESEARCH EXPLORING THE NEEDS OF TREATMENT-SEEKING VETERANS, PUBLISHING THE USEFUL RESULTS THROUGH REPORTS AND ARTICLES SO TO PROVIDE UP-TO-DATE UNDERSTANDING OF VETERANS MENTAL HEALTH;B) PROVIDING SPECIALIST SERVICES, INCLUDING CLINICAL SERVICES, BOTH IN PERSON, REMOTELY AND IN RESIDENTIAL SETTINGS;C) PROVIDING ACCESSIBLE QUALITY EVIDENCE-BASED HELP AND ADVICE FOR VETERANS, THEIR FAMILIES, EMPLOYERS AND OTHER ORGANISATIONS THAT SUPPORT VETERANS;D) OPERATING A CLINICAL PATHWAY FOR BENEFICIARIES, CONNECTING THOSE IN NEED OF TREATMENT WITH APPROPRIATE SUPPORT FROM PROFESSIONALS SUCH AS NURSES, OCCUPATIONAL THERAPISTS, AND MENTAL HEALTH SPECIALISTS;E) PROVIDING TAILORED PROFESSIONAL AND PEER-TO PEER SUPPORT SUCH AS, BUT NOT LIMITED TO, TRAUMA-FOCUSED THERAPY, SUBSTANCE MISUSE INTERVENTION, AND GROUPS FOR COPING WITH PSTD AND MASTERING EMOTIONS. 1.2 ‘ARMED FORCES NETWORK’ MEANS: 1.2.1 PERSONS WHO ARE CURRENTLY SERVING OR WHO HAVE SERVED IN THE ARMED FORCES; 1.2.2 THE FAMILIES AND DEPENDANTS OF, AND PEOPLE WITH CARING RESPONSIBILITIES FOR, THE PERSONS LISTED IN ARTICLE 1.2.1; AND 1.2.3 PERSONS WHO ARE EMPLOYED BY THE GOVERNMENT OF THE UNITED KINGDOM IN A ROLE WHICH INVOLVES PROTECTING THE UNITED KINGDOM'S NATIONAL AND INTERNATIONAL INTERESTS AND HAS A CONNECTION TO THE ARMED FORCES.1.3 ‘ARMED FORCES’ MEANS THE BRITISH ARMY, ROYAL NAVY, ROYAL AIR FORCE AND THE ROYAL FLEET AUXILIARY (AND REGULAR RESERVES, VOLUNTEER RESERVES, AND SPONSORED RESERVES OF THESE BODIES).NOTHING IN THIS CONSTITUTION SHALL AUTHORISE AN APPLICATION OF THE PROPERTY OF THE CIO FOR THE PURPOSES WHICH ARE NOT CHARITABLE IN ACCORDANCE WITH [SECTION 7 OF THE CHARITIES AND TRUSTEE INVESTMENT (SCOTLAND) ACT 2005] AND [SECTION 2 OF THE CHARITIES ACT (NORTHERN IRELAND) 2008]].

Area of benefit: NATIONAL

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Advancement Of Health Or Saving Of Lives · website · Get email alerts

Registered contact address: Mole Valley, South East, England (from the postcode on the register)

Latest income
£14.3m
Latest spending
£13.8m
Registered
1962
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that total income increased to £14.3m while total expenditure decreased to £13.8m, resulting in a net increase in funds of £1.2m. The charity holds £13.3m in investments, with £10.8m designated as general reserves, which the trustees confirm represents 10.5 months of budgeted unrestricted expenditure. The financial statements are prepared on a going concern basis with no material uncertainties identified.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £120,001 - £130,000 — below the median for charities its size (£130k)
“Between £120,001 – £130,000” — page 50
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Combat Stress purchased merchandise from Combat Stress Trading Ltd for fundraising activities.
“During the year, Combat Stress purchased merchandise from Combat Stress Trading Ltd for £39,837 (2025: £66,520) which it used for fundraising activities, including subsidised third party challenge event merchandise purchases from Combat Stress Trading Ltd.” — page 60
“All taxable profits of Combat Stress Trading Limited are donated to its ultimate parent undertaking, Combat Stress. For the year ended 31 March 2026 this was £22,797 (31 March 2025: £70,049).” — page 60
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Combat Stress Trading Limited donated taxable profits to the parent charity.
“During the year, Combat Stress purchased merchandise from Combat Stress Trading Ltd for £39,837 (2025: £66,520) which it used for fundraising activities, including subsidised third party challenge event merchandise purchases from Combat Stress Trading Ltd.” — page 60
“All taxable profits of Combat Stress Trading Limited are donated to its ultimate parent undertaking, Combat Stress. For the year ended 31 March 2026 this was £22,797 (31 March 2025: £70,049).” — page 60
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Management fees charged by parent charity to subsidiary.
“During the year, Combat Stress purchased merchandise from Combat Stress Trading Ltd for £39,837 (2025: £66,520) which it used for fundraising activities, including subsidised third party challenge event merchandise purchases from Combat Stress Trading Ltd.” — page 60
“All taxable profits of Combat Stress Trading Limited are donated to its ultimate parent undertaking, Combat Stress. For the year ended 31 March 2026 this was £22,797 (31 March 2025: £70,049).” — page 60
Per its FY2026 accounts as filed with the Charity Commission.

Accounts audited by Moore Kingston Smith LLP. Discloses 4 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Care Quality Commission. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2026

  • Volunteers: 88
  • Government income: £2,934,000 — contracts £2,169,000 (4), grants £765,000 (7); 21% of the £14,265,000 total gross income on the same return
  • Employees paid over £60,000: 27 (£60,001–£70,000: 12; £70,001–£80,000: 9; £80,001–£90,000: 3; £90,001–£100,000: 2; £120,001–£130,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/03/2025

  • Volunteers: 55
  • Government income: £2,846,000 — contracts £2,672,000 (4), grants £174,000 (5); 20% of the £14,100,000 total gross income on the same return
  • Employees paid over £60,000: 37 (£60,001–£70,000: 18; £70,001–£80,000: 10; £80,001–£90,000: 6; £90,001–£100,000: 2; £110,001–£120,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/03/2024

  • Volunteers: 55
  • Government income: £3,424,000 — contracts £3,424,000 (5); 26% of the £13,370,000 total gross income on the same return
  • Employees paid over £60,000: 33 (£60,001–£70,000: 18; £70,001–£80,000: 6; £80,001–£90,000: 2; £90,001–£100,000: 2; £110,001–£120,000: 2; £120,001–£130,000: 2; £130,001–£140,000: 1)
  • Has a trading subsidiary

Source: this charity’s annual returns on the Charity Commission register.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Corporate structure

COMBAT STRESS TRADING LIMITED — per its own Companies House accounts
  • Turnover: £153k
  • Profit before tax: £23k
  • Donated/gift-aided to the charity: £23k
  • Management charge £47,654; Rental of store room £636; Amount due to parent Company £128,591
“The company’s profit was donated to Combat Stress, the parent Charity, under a deed of covenant and therefore no corporation tax is payable.”

Public fundraising profile: JustGiving — Combat Stress (matched by registered charity number).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
Scottish GovernmentMH-Veterans Mental Health & Wellbeing Pathway——

CQC provider record: Combat Stress — Registered, 3 registered locations, 1 regulated activity, last inspected 09/07/2019.charity number confirmed by CQC CQC record

Structured financials (annual return, FY ending 31/03/2026)

Total income
£14.3m
Total spending
£13.8m
Cost of raising funds
£3.3m
Reserves (reported)
£10.8m
Employees
186

Reported reserves equal ~9.4 months of spending — above the median for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 23.1% of total income — in the top quarter for charities its size (median 3.7%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2026£14.3m£13.8m
31/03/2025£14.1m£16.9m
31/03/2024£13.4m£15.4m
31/03/2023£13.9m£14.2m
31/03/2022£15.4m£10.2m

Common questions

Is COMBAT STRESS financially healthy?

Per its FY2026 accounts: The accounts state that total income increased to £14.3m while total expenditure decreased to £13.8m, resulting in a net increase in funds of £1.2m. The charity holds £13.3m in investments, with £10.8m designated as general reserves, which the trustees confirm represents 10.5 months of budgeted unrestricted expenditure. The financial statements are prepared on a going concern basis with no material uncertainties identified. Its FY2026 accounts were audited by Moore Kingston Smith LLP.

What does the highest-paid employee of COMBAT STRESS earn?

Per its FY2026 accounts, the highest-paid employee was in the £120,001 - £130,000 band.

Who funds COMBAT STRESS?

Funders whose own accounts filings name COMBAT STRESS as a grant recipient include THE ROYAL BRITISH LEGION, THE MICHAEL UREN FOUNDATION, THE JULIA RAUSING TRUST, THE SACKLER TRUST, Army Benevolent Fund.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE ROYAL BRITISH LEGIONFY2021£5.9mWelfare services/Grants to other organisations
THE ROYAL BRITISH LEGIONFY2022£2.3mGrants for Welfare Services and Remembrance
THE ROYAL BRITISH LEGIONFY2025£1.1mGrants awarded by the Charity
THE MICHAEL UREN FOUNDATIONFY2024£750kArmed Forces
THE MICHAEL UREN FOUNDATIONFY2025£610kArmed Forces
THE JULIA RAUSING TRUSTFY2025£400kVeterans Intensive Complex Trauma Organised Recovery (VICTOR)
THE SACKLER TRUSTFY2025£300kSocial Good
Army Benevolent FundFY2022£250kSupport for veterans with complex mental health issues
THE MICHAEL UREN FOUNDATIONFY2023£200kArmed Forces
THE MICHAEL UREN FOUNDATIONFY2022£200kArmed Forces
THE BAND TRUSTFY2024Unverified read£163kArmy and Veterans
THE THALES CHARITABLE TRUSTFY2022Unverified read£156k
LLOYD'S PATRIOTIC FUNDFY2022£150kStrategic charity partnership (18 month period ended 31 Dec 2022)
Army Benevolent FundFY2024£143kWellbeing
Army Benevolent FundFY2026£138kWellbeing
Army Benevolent FundFY2026£131kWellbeing (Designated)
Army Benevolent FundFY2023£120kWellbeing
Army Benevolent FundFY2023£100kWellbeing (Designated)
LLOYD'S PATRIOTIC FUNDFY2021£100kStrategic charity partnership grant
ARMED FORCES COVENANT FUNDFY2024£100kReaching and Supporting Armed Forces Communities programme
THE ROYAL AIR FORCE BENEVOLENT FUNDFY2022£88kExternal Grants
THE ROYAL AIR FORCE BENEVOLENT FUNDFY2023£81kExternal Grants
THE ORR MACKINTOSH FOUNDATION LIMITEDFY2021£65k
FORCES IN MIND TRUSTFY2025£62kForecasting the Future Role of Charity Mental Health Provision for the Armed Forces
THE ORR MACKINTOSH FOUNDATION LIMITEDFY2025£50k
PETER DIXON CHARITABLE TRUSTFY2025£50k
THE ROYAL NAVY AND ROYAL MARINES CHARITYFY2022£48kVeterans’ Support Programme
Army Benevolent FundFY2024£32kWellbeing (Restricted)
Army Benevolent FundFY2023£30kWellbeing (Restricted)
QUEEN MARY'S ROEHAMPTON TRUSTFY2025£30kin support of the Community Mental Health Programme for eligible beneficiaries
QUEEN MARY'S ROEHAMPTON TRUSTFY2024£30kin support of the Community Mental Health Programme for eligible beneficiaries
THE ROYAL AIR FORCE BENEVOLENT FUNDFY2025£30kExternal Grants
QUEEN MARY'S ROEHAMPTON TRUSTFY2023£30kin support of the Community Mental Health Programme for eligible beneficiaries
QUEEN MARY'S ROEHAMPTON TRUSTFY2022£30kin support of the Community Mental Health Programme for eligible beneficiaries
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STRONDFY2021£25kWelfare
EDITH MURPHY FOUNDATIONFY2024£20kWelfare
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STRONDFY2022£16kWelfare
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ALL SAINTS, FULHAMFY2023£15k
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STRONDFY2025£15kWelfare
Army Benevolent FundFY2025£15kWellbeing
JOHN SWIRE 1989 CHARITABLE TRUSTFY2025£15k
THE BRIGHT FUTURE TRUSTFY2023£13k
THE ALAN AND SHEILA DIAMOND CHARITABLE TRUSTFY2024£13k
THE BRIGHT FUTURE TRUSTFY2022£13k
Army Benevolent FundFY2026£11kWellbeing (Restricted)
THE ELIZABETH FRANKLAND MOORE AND STAR FOUNDATIONFY2025£10k
THE ALAN AND SHEILA DIAMOND CHARITABLE TRUSTFY2023£10k
THE ELIZABETH FRANKLAND MOORE AND STAR FOUNDATIONFY2024£10k
EDITH MURPHY FOUNDATIONFY2023£10kWelfare
THE ELIZABETH FRANKLAND MOORE AND STAR FOUNDATIONFY2022£10k

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund26/03/2025£372kPeer Support – Improving the lives of veterans with complex mental health issues
The National Lottery Community Fund24/02/2025£309kPeer Support. Improving veteran mental health through a lived experience service
The National Lottery Community Fund17/09/2024£80kPeer Recovery. Helping Veterans with Complex Mental Health Conditions
The National Lottery Community Fund08/08/2024£20kVeteran Community Hub
UK government14/10/2022£33kCovenant Fund
UK government11/03/2022£114kOVA Afghanistan Veterans' Fund
UK government03/09/2021£250kVeterans Mental Health Strategic Lead Grants
The National Lottery Heritage Fund17/07/2017£22k"Combat Stress Archives Project"
The National Lottery Community Fund13/03/2013£629kExpansion of Outreach provision in Scotland to include alcohol/substance mi
The National Lottery Community Fund08/06/2007£405kFalklands War 25th Anniversary Pilgrimage

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CARE FOR VETERANS.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
COMBAT STRESS£14.3m£120,001 - £130,000—unclear—no doubt
CARE FOR VETERANS FY2024£5.9m——unclear—no doubt
CARE AFTER COMBAT FY2025£973k—0unclear—no doubt
VETERANS AID FY2025£2.2m£90,000 - £99,9994unclear—no doubt
VETERANS OF WAR FY2024£10k—0unclear—no doubt
FORCES IN MIND TRUST FY2025£241k—5unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.