THE CAERLOW TRUST

Registered charity 1202408 · accounts filings on the Charity Commission register

The Caerlow Trust selects organisations to support following careful research and in line with the priorities of the Trust, which are broadly related to relieving homelessness, food poverty and addiction in the UK. It does not accept unsolicited applications for funding.

Objects

THE OBJECTS OF THE CHARITY ARE TO FURTHER SUCH EXCLUSIVELY CHARITABLE PURPOSES FOR THE PUBLIC BENEFIT AS THE TRUSTEES MAY IN THEIR ABSOLUTE DISCRETION DETERMINE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£4.2m
Latest spending
£3.1m
Registered
2023
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that the Trust reported a surplus of £1,079,809 for the year ended 31 March 2026, resulting in unrestricted funds of £1,221,583. The Trustees confirm that free reserves are above the minimum policy target of £234,000 and that resources are sufficient to cover budgeted expenditure for the next twelve months.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £80,000 - £90,000 — above the median for charities its size (£70k)
“One employee had total employee benefits (excluding pension contributions) within the range £80,000 to £90,000 during the period” — page 21
Per its FY2026 accounts as filed with the Charity Commission.
Employees paid over £60,000: 1
“One employee had total employee benefits (excluding pension contributions) within the range £80,000 to £90,000 during the period” — page 21
Per its FY2026 accounts as filed with the Charity Commission.
Reserves policy: four months of operating costs plus £100,000 (held: £1.2m)
“The Trustees will therefore keep free reserves equal to a minimum of four months of operating costs plus £100,000 to allow the Trust to respond to emergency/urgent needs for grants. At 31 March 2026, this minimum target is equivalent to £234,000.” — page 11
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Note 9
“The Trust received donations totalling £38,916 (2025: £15,000) from a Trustee during year on which gift aid of £9,729 (2025: £3,750) was reclaimed. The donation was made on an arm’s length basis with no conditions attached.” — page 22
Per its FY2026 accounts as filed with the Charity Commission.

Accounts audited by Sayer Vincent LLP. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2026 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Structured financials (annual return, FY ending 31/03/2026)

Total income
£4.2m
Total spending
£3.1m
Reserves (reported)
£1.2m
Employees
2

Reported reserves equal ~4.8 months of spending — below the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2026£4.2m£3.1m
31/03/2025£997k£1.3m
31/01/2024£532k£44k

Common questions

Is THE CAERLOW TRUST financially healthy?

Per its FY2026 accounts: The accounts state that the Trust reported a surplus of £1,079,809 for the year ended 31 March 2026, resulting in unrestricted funds of £1,221,583. The Trustees confirm that free reserves are above the minimum policy target of £234,000 and that resources are sufficient to cover budgeted expenditure for the next twelve months. Its FY2026 accounts were audited by Sayer Vincent LLP.

What does the highest-paid employee of THE CAERLOW TRUST earn?

Per its FY2026 accounts, the highest-paid employee was in the £80,000 - £90,000 band, and 1 employees earned over £60,000.