THAMES REACH HOUSING

Registered charity 1188800 · accounts filings on the Charity Commission register

Thames Reach Housing works with homeless and vulnerable adults through the provision and management of housing including social housing. Thames Reach Housing is in the process of applying to become a registered provider of social housing.

Causes: Disability · The Prevention Or Relief Of Poverty · Get email alerts

Latest income

£3.2m

Latest spending

£52k

Registered

2020

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £3,170,057 for the year ended 31 March 2025, driven by a donated asset valued at £3,210,000. Per the trustees' report, the organization maintains a positive cash position with cash equivalents exceeding debt finance, resulting in a negative gearing ratio of 0.29%. However, the operating margin for social housing lettings was negative at -5.86%, indicating that core service provision costs exceeded income from those activities.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Related-party transaction: Loan owed to parent charity.

“Loan owed to parent, Thames Reach Charity” — page 13

“Expenditure paid by Charity” — page 13

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Expenditure paid by parent charity.

“Loan owed to parent, Thames Reach Charity” — page 13

“Expenditure paid by Charity” — page 13

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Management fees owed to parent charity.

“Loan owed to parent, Thames Reach Charity” — page 13

“Expenditure paid by Charity” — page 13

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Amounts owed to parent charity.

“Loan owed to parent, Thames Reach Charity” — page 13

“Expenditure paid by Charity” — page 13

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Crowe U.K. LLP. Discloses 3 of 6 completeness components.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Total income

£3.2m

Total spending

£52k

Reserves (reported)

£0

Employees

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Deanna Louise Coe
Jane Susan Ramsden · trustee of 1 other charity
Peter Robert Fisher

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout London

Income and spending

Financial year end	Income	Spending
31/03/2025	£3.2m	£52k
31/03/2024	£0	£0
31/03/2023	£0	£0
31/03/2022	£0	£0
31/07/2021	£0	£0

Common questions

Is THAMES REACH HOUSING financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £3,170,057 for the year ended 31 March 2025, driven by a donated asset valued at £3,210,000. Per the trustees' report, the organization maintains a positive cash position with cash equivalents exceeding debt finance, resulting in a negative gearing ratio of 0.29%. However, the operating margin for social housing lettings was negative at -5.86%, indicating that core service provision costs exceeded income from those activities. Its FY2025 accounts were audited by Crowe U.K. LLP.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
THE REED FOUNDATION	1	—
TRUST FOR LONDON	1	£75k
HOUSING THE HOMELESS CENTRAL FUND	1	£51k
Lloyd's of London Foundation	1	£50k
THE WORSHIPFUL COMPANY OF INFORMATION TECHNOLOGISTS CHARITY	1	£44k
WALCOT EDUCATIONAL FOUNDATION	1	£25k
DEPTFORD CHALLENGE TRUST LIMITED	1	£18k
HACKNEY PAROCHIAL CHARITIES	1	£11k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THAMES REACH CHARITY.

THAMES REACH CHARITY income £32.7m
THRIVE SOCIAL HOUSING income £13.0m
TCUK HOMES LIMITED income £6.4m
Stay Charity income £2.2m
THRESHOLD HOUSING LINK income £1.6m
TARGET HOUSING LIMITED income £18.6m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
THAMES REACH HOUSING	£3.2m	—	0	unclear	—	no doubt
THAMES REACH CHARITY FY2025	£32.7m	—	—	above	—	no doubt
THRIVE SOCIAL HOUSING FY2026	£13.0m	—	—	above	—	no doubt
TCUK HOMES LIMITED FY2025	£6.4m	—	0	unclear	—	no doubt
Stay Charity FY2025	£2.2m	—	0	unclear	—	no doubt
THRESHOLD HOUSING LINK FY2025	£1.6m	—	—	within	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.