NAVIGATE

Registered charity 1182020 · accounts filings on the Charity Commission register

Navigate CIO provides specialist money and debt advice and financial education services to individuals and families facing financial hardship and exclusion by reason of youth, age, ill health, disability, financial hardship or another disadvantage in Somerset and Devon. Our services are predominately delivered through home visits but outreach and telephone appointments are also available.

Causes: Education/training · Disability · The Prevention Or Relief Of Poverty · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that Navigate CIO concluded the financial year with an operating surplus of £29,155 and holds total unrestricted reserves of £153,019. The trustees report that the charity holds no debts other than short-term operating liabilities and is confident in its status as a going concern, with 78% of the forecast income for the next year already secured. The charity operates a defined contribution pension scheme and has no disclosed trading subsidiaries.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

• Garfield Weston Foundation — “Navigate receives support from the Garfield Weston Foundation” (source page)
• The National Lottery Community Fund — “Our Transitions Project works across the districts of Torridge and West Devon and is funded by the National Lottery Community Fund.” (source page)
• British Gas Energy Trust — “Our BGET project is funded by the British Gas Energy Trust.” (source page)
• Mid Devon District Council — “Local Welfare Assistance is funded by Mid Devon District Council to help Mid Devon residents who are facing exceptional financial difficulty…” (source page)
• Torridge District Council — “This project funded by Torridge District Council, provides advice and support to people who have been housed following homelessness.” (source page)

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~2.4 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.2% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Andrew Hunter Robertson Pritchard · trustee of 1 other charity
• D'ARCY MYERS
• Jacqueline Dawkins
• Jeremy Simon Ellison
• John James Fuller

Trustee list from the Charity Commission register (current, not historical).

Operates in: Devon · Somerset

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with NAVIGATOR TRUST CIO.

• NAVIGATOR TRUST CIO income £145k
• DAVENTRY AREA COMMUNITY TRANSPORT income £419k
• RE N-GAGE income £327k
• CITIZENS ADVICE IN NORTH & WEST KENT income £2.1m
• BRIDGEND COUNTY BOROUGH CITIZENS ADVICE BUREAU income £1.1m
• NORFOLK CITIZENS ADVICE income £1.9m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.