CHAPTER ONE (U.K.) LTD

Registered charity 1179625 · accounts filings on the Charity Commission register · also known as Chapter One, INNOVATIONS FOR LEARNING UK, INNOVATIONS FOR LEARNING UK LTD

At Chapter One, we want to create a world where all children have the literacy skills needed to thrive, so we provide one to one reading support at the time they need it most. We provide thousands of children across the UK with online reading volunteers, and also run early literacy intervention and book club programmes. Please visit our website to learn more about our work!

Objects

THE OBJECTS OF THE CHARITY ARE TO ADVANCE EDUCATION FOR THE BENEFIT OF THE PUBLIC IN PARTICULAR (BUT WITHOUT LIMITATION) IN THE FIELD OF LITERACY.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · website · Get email alerts

Registered contact address: Camden, London, England (from the postcode on the register)

Latest income
£1.8m
Latest spending
£1.6m
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £188,470 for the year ended 31 July 2025, with total income of £1,816,178 and expenditure of £1,627,708. Per the trustees' report, unrestricted reserves at year-end were £968,190, which is in excess of the Board’s stated target of four months' expenditure (£680,000). The auditors confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £90,001 - £100,000 — in the top quarter for charities its size (median £70k)
“Three employees earned more than £60,000 during the year, two earning between £80,001 and £90,000, and one between £90,001 and £100,000” — page 25
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 3
“Three employees earned more than £60,000 during the year” — page 25
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: four months’ worth of current expenditure/running costs, currently £680k (held: £968k)
“We intend to maintain our reserves at a level which is equivalent to four months’ worth of current expenditure/running costs, currently £680k”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant received from Chapter One US (NFP), the sole shareholder.
“Controlling party Chapter One US (NFP), a 501c3 non-profit in the US, is the sole shareholder of Chapter One (U.K.) Ltd. During the year, a grant of £123,377 was received from Chapter One US (2024: £162,627). No amounts were outstanding at year end.”
“Sarah Bell (Trustee) is the sister-in-law of Emma Bell, Chief Executive, however the Board are satisfied that any potential conflict has been mitigated, and Sarah has not been involved in any decisions relating to Emma's remuneration.” — page 30
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Sarah Bell (Trustee) is sister-in-law of CEO Emma Bell; no conflict in remuneration decisions.
“Controlling party Chapter One US (NFP), a 501c3 non-profit in the US, is the sole shareholder of Chapter One (U.K.) Ltd. During the year, a grant of £123,377 was received from Chapter One US (2024: £162,627). No amounts were outstanding at year end.”
“Sarah Bell (Trustee) is the sister-in-law of Emma Bell, Chief Executive, however the Board are satisfied that any potential conflict has been mitigated, and Sarah has not been involved in any decisions relating to Emma's remuneration.” — page 30
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Godfrey Wilson Limited. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/07/2025

  • Volunteers: 2,957
  • Employees paid over £60,000: 3 (£80,001–£90,000: 2; £90,001–£100,000: 1)

Self-declared on the annual return for the financial year ending 31/07/2024

  • Volunteers: 2,744
  • Employees paid over £60,000: 2 (£80,001–£90,000: 2)

Self-declared on the annual return for the financial year ending 31/07/2023

  • Volunteers: 2,108
  • Employees paid over £60,000: 1 (£70,001–£80,000: 1)

Source: this charity’s annual returns on the Charity Commission register.

Public fundraising profile: JustGiving — CHAPTER ONE (U.K.) LTD (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/07/2025)

Total income
£1.8m
Total spending
£1.6m
Cost of raising funds
£53k
Reserves (reported)
£721k
Employees
44

Reported reserves equal ~5.3 months of spending — above the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 2.9% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England

Income and spending

Financial year endIncomeSpending
31/07/2025£1.8m£1.6m
31/07/2024£1.5m£1.2m
31/07/2023£959k£835k
31/07/2022£692k£467k
31/07/2021£457k£263k

Common questions

Is CHAPTER ONE (U.K.) LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £188,470 for the year ended 31 July 2025, with total income of £1,816,178 and expenditure of £1,627,708. Per the trustees' report, unrestricted reserves at year-end were £968,190, which is in excess of the Board’s stated target of four months' expenditure (£680,000). The auditors confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Godfrey Wilson Limited.

What does the highest-paid employee of CHAPTER ONE (U.K.) LTD earn?

Per its FY2025 accounts, the highest-paid employee was in the £90,001 - £100,000 band, and 3 employees earned over £60,000.

Who funds CHAPTER ONE (U.K.) LTD?

Funders whose own accounts filings name CHAPTER ONE (U.K.) LTD as a grant recipient include THE PORTRACK CHARITABLE TRUST, SODEXO STOP HUNGER FOUNDATION, THE HARGREAVES FOUNDATION, Insurance Industry Charitable Foundation UK, THE DULVERTON TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE PORTRACK CHARITABLE TRUSTFY2022£100k
SODEXO STOP HUNGER FOUNDATIONFY2024£80k
THE HARGREAVES FOUNDATIONFY2025£37k
Insurance Industry Charitable Foundation UKFY2025£29kliteracy projects
THE DULVERTON TRUSTFY2022£21k#iwill Make Yourself Heard Youth Consultation and Leadership
THE ADRIAN SWIRE CHARITABLE TRUSTFY2025Unverified read£20k
DRAPERS CHARITABLE FUNDFY2023£20kTutorMare online remote reading support programme
EVERSHEDS SUTHERLAND (INTERNATIONAL) CHARITABLE TRUSTFY2025£17k
MACE FOUNDATIONFY2024£13kto help set up and deliver their Online Reading Volunteers Programme in Birmingham primary schools.
The Keith Howard FoundationFY2025£10kSocial Mobility
THE LAWSON TRUST CIOFY2024£10kOther grants
SODEXO STOP HUNGER FOUNDATIONFY2022£9k
COLUMBIA THREADNEEDLE FOUNDATIONFY2024£7kVolunteering
THE ALLEN OVERY SHEARMAN STERLING FOUNDATIONFY2023£5k
THE PORTRACK CHARITABLE TRUSTFY2023£5k
THE BUZZACOTT STUART DEFRIES MEMORIAL FUNDFY2025£5k
THE ALLEN OVERY SHEARMAN STERLING FOUNDATIONFY2024£5k
ARDONAGH COMMUNITY TRUSTFY2025£5kEducation & learning
COLUMBIA THREADNEEDLE FOUNDATIONFY2025£4kReading in schools volunteering
THE GREEN HALL FOUNDATIONFY2025£3k
The Patricia Routledge FoundationFY2025£3k
THE WO STREET CHARITABLE FOUNDATIONFY2023£3k
THE LAWSON TRUST CIOFY2025£3k
FORD BRITAIN TRUSTFY2024£3k
THE DWF FOUNDATIONFY2024£3k
LORD BARNBY'S FOUNDATIONFY2025£2k
THE BUZZACOTT STUART DEFRIES MEMORIAL FUNDFY2024£2k
THE MICHAEL MARSH CHARITABLE TRUSTFY2026£2kChildren / Young People
LORD BARNBY'S FOUNDATIONFY2024£2k
FRANCIS C SCOTT CHARITABLE TRUSTFY2025£2k
THE CHILDHOOD TRUSTFY2024£2k
SODEXO STOP HUNGER FOUNDATIONFY2025£400
FRANCIS C SCOTT CHARITABLE TRUSTFY2024amount not stated
MAKERS OF PLAYING CARDS CHARITYFY2025amount not stated

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ADULT LITERACY TRUST.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CHAPTER ONE (U.K.) LTD£1.8m£90,001 - £100,0003above—no doubt
ADULT LITERACY TRUST FY2025£360k—0above—no doubt
ONE TO ONE CHILDREN'S FUND FY2025£2.0m£60,001 - £70,0001unclear—no doubt
ONE TO ONE (ENFIELD) FY2026£223k——above—no doubt
ONE FOOTSTEP FY2025£546k—0above—no doubt
BOOKMARK READING CHARITY FY2025£4.1m——above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.