CHAPTER ONE (U.K.) LTD

Registered charity 1179625 · accounts filings on the Charity Commission register · also known as Chapter One, INNOVATIONS FOR LEARNING UK, INNOVATIONS FOR LEARNING UK LTD

At Chapter One, we want to create a world where all children have the literacy skills needed to thrive, so we provide one to one reading support at the time they need it most. We provide thousands of children across the UK with online reading volunteers, and also run an early literacy intervention programme. Please visit our website to learn more about our work!

Causes: Education/training · website · Get email alerts

Latest income
£1.8m
Latest spending
£1.6m
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £188,470 for the year ended 31 July 2025, with total income of £1,816,178 and expenditure of £1,627,708. Per the trustees' report, unrestricted reserves at year-end were £968,190, which is in excess of the Board’s stated target of four months' expenditure (£680,000). The auditors confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £90,001 - £100,000 — in the top quarter for charities its size (median £70k)
“Three employees earned more than £60,000 during the year, two earning between £80,001 and £90,000, and one between £90,001 and £100,000” — page 25
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 3
“Three employees earned more than £60,000 during the year” — page 25
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: four months’ worth of current expenditure/running costs, currently £680k (held: £968k)
“We intend to maintain our reserves at a level which is equivalent to four months’ worth of current expenditure/running costs, currently £680k”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant received from Chapter One US (NFP), the sole shareholder.
“Controlling party Chapter One US (NFP), a 501c3 non-profit in the US, is the sole shareholder of Chapter One (U.K.) Ltd. During the year, a grant of £123,377 was received from Chapter One US (2024: £162,627). No amounts were outstanding at year end.”
“Sarah Bell (Trustee) is the sister-in-law of Emma Bell, Chief Executive, however the Board are satisfied that any potential conflict has been mitigated, and Sarah has not been involved in any decisions relating to Emma's remuneration.” — page 30
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Sarah Bell (Trustee) is sister-in-law of CEO Emma Bell; no conflict in remuneration decisions.
“Controlling party Chapter One US (NFP), a 501c3 non-profit in the US, is the sole shareholder of Chapter One (U.K.) Ltd. During the year, a grant of £123,377 was received from Chapter One US (2024: £162,627). No amounts were outstanding at year end.”
“Sarah Bell (Trustee) is the sister-in-law of Emma Bell, Chief Executive, however the Board are satisfied that any potential conflict has been mitigated, and Sarah has not been involved in any decisions relating to Emma's remuneration.” — page 30
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Godfrey Wilson Limited. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Public fundraising profile: JustGiving — CHAPTER ONE (U.K.) LTD (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/07/2025)

Total income
£1.8m
Total spending
£1.6m
Cost of raising funds
£53k
Reserves (reported)
£721k
Employees
44

Reported reserves equal ~5.3 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 2.9% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England

Income and spending

Financial year endIncomeSpending
31/07/2025£1.8m£1.6m
31/07/2024£1.5m£1.2m
31/07/2023£959k£835k
31/07/2022£692k£467k
31/07/2021£457k£263k

Common questions

Is CHAPTER ONE (U.K.) LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £188,470 for the year ended 31 July 2025, with total income of £1,816,178 and expenditure of £1,627,708. Per the trustees' report, unrestricted reserves at year-end were £968,190, which is in excess of the Board’s stated target of four months' expenditure (£680,000). The auditors confirmed there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Godfrey Wilson Limited.

What does the highest-paid employee of CHAPTER ONE (U.K.) LTD earn?

Per its FY2025 accounts, the highest-paid employee was in the £90,001 - £100,000 band, and 3 employees earned over £60,000.

Who funds CHAPTER ONE (U.K.) LTD?

Funders whose own accounts filings name CHAPTER ONE (U.K.) LTD as a grant recipient include THE PORTRACK CHARITABLE TRUST, SODEXO STOP HUNGER FOUNDATION, THE HARGREAVES FOUNDATION, Insurance Industry Charitable Foundation UK, DRAPERS CHARITABLE FUND.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SCHOOLREADERS.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CHAPTER ONE (U.K.) LTD£1.8m£90,001 - £100,0003above—no doubt
SCHOOLREADERS FY2025£940kmore than £60,0001within—no doubt
THE CHILDREN'S LITERACY CHARITY FY2025£902kUnder £60,0000above—no doubt
CHAPTER2 FY2025£231k——unclear—no doubt
FULL FACT FY2024£2.9m——within—no doubt
FIRST RUNG LTD FY2025£2.3m——within—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.