LENDING HOPE LIMITED

Registered charity 1179132 · accounts filings on the Charity Commission register

Facilitate the promotion of education for children and of young persons with special needs under the age of 25, including assistance with transportation to and from their educational establishments.

Objects

THE CHARITY'S OBJECTS (OBJECTS) ARE SPECIFICALLY RESTRICTED TO THE FOLLOWING:3.1 FOR THE PUBLIC BENEFIT TO PROMOTE THE EDUCATION, INCLUDING SOCIAL AND PHYSICAL TRAINING, OF PEOPLE WITH SPECIAL NEEDS UNDER THE AGE OF 25 YEARS IN THE UNITED KINGDOM IN SUCH WAYS AS THE CHARITY TRUSTEES THINK FIT, INCLUDING BY:3.1.1 AWARDING TO SUCH PERSONS SCHOLARSHIPS, MAINTENANCE ALLOWANCES OR GRANTS TENABLE AT ANY SCHOOL, UNIVERSITY, COLLEGE OR INSTITUTION OF HIGHER OR FURTHER EDUCATION;3.1.2 PROVIDING THEIR EDUCATION, INCLUDING THE STUDY OF MUSIC OR OTHER ARTS, TO UNDERTAKE TRAVEL IN FURTHERANCE OF THAT EDUCATION OR TO PREPARE FOR ENTRY TO ANY OCCUPATION, TRADE OR PROFESSION ON LEAVING ANY EDUCATIONAL ESTABLISHMENT;3.2 THE ADVANCEMENT OF THE ORTHODOX JEWISH FAITH;3.3 THE ADVANCEMENT OF ORTHODOX JEWISH RELIGIOUS EDUCATION;3.4 THE RELIEF OF POVERTY AMONGST MEMBERS OF THE JEWISH FAITH

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Disability · The Prevention Or Relief Of Poverty · Religious Activities · Get email alerts

Registered contact address: Hackney, London, England (from the postcode on the register)

Latest income
£110k
Latest spending
£94k
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus of £15,556 for the year ended 31 January 2025, despite a significant decrease in donation income to £109,929 from £396,535 in the prior year. Total funds increased to £115,631, with unrestricted reserves standing at £110,424. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue operating.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: sufficient funds to meet immediate and anticipated administrative costs (held: £110k)
“The charity retains reserves to ensure it has sufficient funds to meet immediate and anticipated administrative costs.” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/01/2025

  • Volunteers: 32

Self-declared on the annual return for the financial year ending 31/01/2024

  • Volunteers: 28
  • Government income: £27,000 — grants £27,000 (3); 7% of the £412,211 total gross income on the same return

Self-declared on the annual return for the financial year ending 31/01/2023

  • Volunteers: 26

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/01/2023 (received 18/07/2024, 231 days after the 30/11/2023 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Structured financials (annual return, FY ending 31/01/2023)

Total income
£540k
Total spending
£502k
Cost of raising funds
£14k
Reserves (reported)
£33k
Employees
9

Reported reserves equal ~0.8 months of spending — in the bottom quarter for charities its size (median 7.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 2.5% of total income — below the median for charities its size (3.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/01/2025£110k£94k
31/01/2024£412k£406k
31/01/2023£540k£502k
31/01/2022£571k£539k
31/01/2021£399k£394k

Common questions

Is LENDING HOPE LIMITED financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus of £15,556 for the year ended 31 January 2025, despite a significant decrease in donation income to £109,929 from £396,535 in the prior year. Total funds increased to £115,631, with unrestricted reserves standing at £110,424. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue operating. Its FY2025 accounts were independently examined.

Who funds LENDING HOPE LIMITED?

Funders whose own accounts filings name LENDING HOPE LIMITED as a grant recipient include SELLATA LIMITED, ACHIM CHARITY, THE INMAN CHARITY, CHARLES S FRENCH CHARITABLE TRUST, SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
SELLATA LIMITEDFY2026£37k
SELLATA LIMITEDFY2025£15k
SELLATA LIMITEDFY2024£12k
ACHIM CHARITYFY2025£10k
THE INMAN CHARITYFY2022£5kSocial - Older People and Social Welfare
CHARLES S FRENCH CHARITABLE TRUSTFY2022£3k
SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATIONFY2022£2k
THE NINEVEH CHARITABLE TRUSTFY2022£2k
CHAPMAN CHARITABLE TRUSTFY2022£2k
THE SHELDON TRUSTFY2023£1kHoliday Projects
THE SIR BERNARD & LADY SCHREIER FOUNDATIONFY2022£1k
THE SHELDON TRUSTFY2024£1kHoliday Projects
SHORESH CHARITABLE TRUST (DR RUTH BORCHARD GIFT)FY2023£981contribution towards the costs of providing clothes and shoes
BRITISH HUMANE ASSOCIATIONFY2022amount not stated
BRITISH HUMANE ASSOCIATIONFY2023amount not stated

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund13/11/2020£10kHope Lives On

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SEND A LITTLE HOPE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
LENDING HOPE LIMITED£110k—0unclear—no doubt
SEND A LITTLE HOPE FY2025£48k—0unclear—no doubt
THE HOPE CHARITY FY2025£187k—0below—noted
THE LIVING HOPE FY2025£61k——unclear—no doubt
HOPE FOR THE YOUNG LIMITED FY2024£537k—0unclear4.0%no doubt
HOPE FAMILY TRUST FY2025£271k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.