LENDING HOPE LIMITED
Facilitate the promotion of education for children and of young persons with special needs under the age of 25, including assistance with transportation to and from their educational establishments.
Objects
THE CHARITY'S OBJECTS (OBJECTS) ARE SPECIFICALLY RESTRICTED TO THE FOLLOWING:3.1 FOR THE PUBLIC BENEFIT TO PROMOTE THE EDUCATION, INCLUDING SOCIAL AND PHYSICAL TRAINING, OF PEOPLE WITH SPECIAL NEEDS UNDER THE AGE OF 25 YEARS IN THE UNITED KINGDOM IN SUCH WAYS AS THE CHARITY TRUSTEES THINK FIT, INCLUDING BY:3.1.1 AWARDING TO SUCH PERSONS SCHOLARSHIPS, MAINTENANCE ALLOWANCES OR GRANTS TENABLE AT ANY SCHOOL, UNIVERSITY, COLLEGE OR INSTITUTION OF HIGHER OR FURTHER EDUCATION;3.1.2 PROVIDING THEIR EDUCATION, INCLUDING THE STUDY OF MUSIC OR OTHER ARTS, TO UNDERTAKE TRAVEL IN FURTHERANCE OF THAT EDUCATION OR TO PREPARE FOR ENTRY TO ANY OCCUPATION, TRADE OR PROFESSION ON LEAVING ANY EDUCATIONAL ESTABLISHMENT;3.2 THE ADVANCEMENT OF THE ORTHODOX JEWISH FAITH;3.3 THE ADVANCEMENT OF ORTHODOX JEWISH RELIGIOUS EDUCATION;3.4 THE RELIEF OF POVERTY AMONGST MEMBERS OF THE JEWISH FAITH
Financial health, per its FY2025 accounts
The accounts state that the charity reported a surplus of £15,556 for the year ended 31 January 2025, despite a significant decrease in donation income to £109,929 from £396,535 in the prior year. Total funds increased to £115,631, with unrestricted reserves standing at £110,424. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue operating.
What the accounts disclose
“The charity retains reserves to ensure it has sufficient funds to meet immediate and anticipated administrative costs.” — page 4
Policies the charity declares
- Bullying and harassment policy and procedures
- Campaigns and political activity policy and procedures
- Complaints handling
- Complaints policy and procedures
- Engaging external speakers at charity events policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/01/2025
- Volunteers: 32
Self-declared on the annual return for the financial year ending 31/01/2024
- Volunteers: 28
- Government income: £27,000 — grants £27,000 (3); 7% of the £412,211 total gross income on the same return
Self-declared on the annual return for the financial year ending 31/01/2023
- Volunteers: 26
Annual return filing dates (Charity Commission record)
Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/01/2023 (received 18/07/2024, 231 days after the 30/11/2023 due date).
Corporate structure
- Registered company of the charity Companies House 11177569 · Financial health read from its filings
Company officers (Companies House)
- BARMINKA, Haim on trustee list
Structured financials (annual return, FY ending 31/01/2023)
Trustees
- HAIM BARMINKAchair
- Breindel Schwartz
- Mordchai Friedman
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/01/2025 | £110k | £94k |
| 31/01/2024 | £412k | £406k |
| 31/01/2023 | £540k | £502k |
| 31/01/2022 | £571k | £539k |
| 31/01/2021 | £399k | £394k |
Common questions
Is LENDING HOPE LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a surplus of £15,556 for the year ended 31 January 2025, despite a significant decrease in donation income to £109,929 from £396,535 in the prior year. Total funds increased to £115,631, with unrestricted reserves standing at £110,424. The trustees confirmed there are no material uncertainties regarding the charity's ability to continue operating. Its FY2025 accounts were independently examined.
Who funds LENDING HOPE LIMITED?
Funders whose own accounts filings name LENDING HOPE LIMITED as a grant recipient include SELLATA LIMITED, ACHIM CHARITY, THE INMAN CHARITY, CHARLES S FRENCH CHARITABLE TRUST, SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| SELLATA LIMITED | FY2026 | £37k | |
| SELLATA LIMITED | FY2025 | £15k | |
| SELLATA LIMITED | FY2024 | £12k | |
| ACHIM CHARITY | FY2025 | £10k | |
| THE INMAN CHARITY | FY2022 | £5k | Social - Older People and Social Welfare |
| CHARLES S FRENCH CHARITABLE TRUST | FY2022 | £3k | |
| SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION | FY2022 | £2k | |
| THE NINEVEH CHARITABLE TRUST | FY2022 | £2k | |
| CHAPMAN CHARITABLE TRUST | FY2022 | £2k | |
| THE SHELDON TRUST | FY2023 | £1k | Holiday Projects |
| THE SIR BERNARD & LADY SCHREIER FOUNDATION | FY2022 | £1k | |
| THE SHELDON TRUST | FY2024 | £1k | Holiday Projects |
| SHORESH CHARITABLE TRUST (DR RUTH BORCHARD GIFT) | FY2023 | £981 | contribution towards the costs of providing clothes and shoes |
| BRITISH HUMANE ASSOCIATION | FY2022 | amount not stated | |
| BRITISH HUMANE ASSOCIATION | FY2023 | amount not stated |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 13/11/2020 | £10k | Hope Lives On |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE ALBORADA TRUST | 1 | £235k |
| THE LINBURY TRUST | 1 | £150k |
| NEW FUTURES NEPAL LIMITED | 1 | £39k |
| THE THOMAS WALL TRUST | 1 | £10k |
| THE JOHN COATES CHARITABLE TRUST | 1 | £6k |
| SOUTHWICK METHODIST CHURCH | 1 | £4k |
| VINCI UK FOUNDATION | 1 | £3k |
| REIGATE BAPTIST CHURCH TRUST | 1 | £1k |
Charities like this
- SEND A LITTLE HOPE
- THE HOPE CHARITY
- THE LIVING HOPE
- HOPE FOR THE YOUNG LIMITED
- HOPE FAMILY TRUST
- THE COMMUNITY HOPE PROJECT
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| LENDING HOPE LIMITED | £110k | — | 0 | unclear | — | no doubt |
| SEND A LITTLE HOPE | £48k | — | 0 | unclear | — | no doubt |
| THE HOPE CHARITY | £187k | — | 0 | below | — | noted |
| THE LIVING HOPE | £61k | — | — | unclear | — | no doubt |
| HOPE FOR THE YOUNG LIMITED | £537k | — | 0 | unclear | 4.0% | no doubt |
| HOPE FAMILY TRUST | £271k | — | 0 | unclear | — | no doubt |