HARBORNE AND SMETHWICK CHARITABLE TRUST

Registered charity 1177527 · accounts filings on the Charity Commission register

1. The provision of safe and secure sheltered accommodation for people aged 60 years and over in Smethwick and Harborne who wish to continue to live independently;2. The provision of financial support to persons in conditions of hardship or need in Smethwick and Harborne.

Causes: General Charitable Purposes · Disability · The Prevention Or Relief Of Poverty · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£2.0m
Latest spending
£2.0m
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity incurred a net deficit of £43,633 for the year, though underlying positions remain positive when exceptional spend is removed. Per the trustees' report, the charity holds £954,501 in cash and total liquid assets of £7,020,935, which exceeds its stated reserves policy target of six months' operating expenditure (£1,080,146) and twelve months' maintenance expenditure (£221,806).

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: more than £60,000 — below the median for charities its size (£70k)
“Two members of staff have a remuneration package that exceeds £60,000 including one member of staff whose total remuneration and benefits exceed £70,000.” — page 10
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 2
“Two members of staff have a remuneration package that exceeds £60,000” — page 10
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: 6 months’ operating expenditure (£1,080,146) and 12 months’ maintenance expenditure (£221,806) (held: £7.3m)
“It is the charity’s policy to hold 6 months’ operating expenditure (£1,080,146) and 12 months’ maintenance expenditure (£221,806) in reserve” — page 22
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Crowe LLP. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold); recorded price paid £245k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 30/06/2025)

Total income
£2.0m
Total spending
£2.0m
Cost of raising funds
£203k
Reserves (reported)
£7.0m
Employees
13

Reported reserves equal ~41.8 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (59% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 10.3% of total income — above the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Birmingham City · Sandwell

Income and spending

Financial year endIncomeSpending
30/06/2025£2.0m£2.0m
30/06/2024£1.9m£2.2m
30/06/2023£1.7m£1.8m
30/06/2022£1.6m£1.5m
30/06/2021£1.5m£1.3m

Common questions

Is HARBORNE AND SMETHWICK CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity incurred a net deficit of £43,633 for the year, though underlying positions remain positive when exceptional spend is removed. Per the trustees' report, the charity holds £954,501 in cash and total liquid assets of £7,020,935, which exceeds its stated reserves policy target of six months' operating expenditure (£1,080,146) and twelve months' maintenance expenditure (£221,806). Its FY2025 accounts were audited by Crowe LLP.

What does the highest-paid employee of HARBORNE AND SMETHWICK CHARITABLE TRUST earn?

Per its FY2025 accounts, the highest-paid employee was in the more than £60,000 band, and 2 employees earned over £60,000.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE HARBORNE PARISH LANDS CHARITY.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
HARBORNE AND SMETHWICK CHARITABLE TRUST£2.0mmore than £60,0002unclear—no doubt
THE HARBORNE PARISH LANDS CHARITY FY2025£2.0mmore than £60,0002above—no doubt
The Hwb Torfaen FY2025£526k—0unclear—no doubt
SMETHWICK ASRA LIMITED FY2025£1.4m—0unclear—no doubt
HARROW CARERS FY2025£2.1m—0unclear—no doubt
THOMAS BROMWICH TRUST FY2026£224k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.