ROMFORD BAPTIST CHURCH

Registered charity 1172326 · accounts filings on the Charity Commission register

The church activities include but are not restricted to:? regular public worship including prayer, communion, baptism, Bible study, preaching and teaching for all ages. ? evangelism and mission, locally and internationally. ? nurture and growth of Christian disciples;? supporting and encouraging charitable social action in the United Kingdom and abroad;

Causes: Disability · Religious Activities · website · Get email alerts

Latest income
£567k
Latest spending
£545k
Registered
2017
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus of £22,763 for the year ended 31 December 2025, with total income of £567,269 and total expenditure of £544,506. The trustees confirm that unrestricted reserves of £7,625,984 comfortably exceed the stated reserves policy target of £550,000, which is required to meet running costs for 12 months beyond the balance sheet date.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: 12 months of running costs, estimated at £550,000 (held: £7.6m)
“In order ta meet the running costs of the church for 12 months beyond the balance sheet date, an amount estimated at £550,000 would be required. This amount is comfortably met by the cash reserves held by the church.” — page 10
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: Salaries paid to Rev J Bunce (£47,360), Rev V Bunce (£35,470), and Rev J Loveard (£Nil) for ministerial services. Expenses totalling £75 reimbursed to 3 Trustees.
“During the year, salaries have been paid to Rev | Bunce £47,360 (2024: £46,117), Rev V Bunce £35,470 (2024: £34,300) and Rev J Loveard £Nil (2024: £11,659), for ministerial services.” — page 28
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Income received from Romford Baptist Church Housing Association Limited in respect of pastoral services.
“During the year, income of £76,400 (2024: £73,900) was received from Romford Baptist Church Housing Association Limited, a charity under common control, in respect of pastoral services.” — page 34
“During the year payments of £17,910 (2024: 16,300) were made to Romford Baptist Church Housing Association Limited in respect of book-keeping and premises management.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Payments made to Romford Baptist Church Housing Association Limited for book-keeping and premises management.
“During the year, income of £76,400 (2024: £73,900) was received from Romford Baptist Church Housing Association Limited, a charity under common control, in respect of pastoral services.” — page 34
“During the year payments of £17,910 (2024: 16,300) were made to Romford Baptist Church Housing Association Limited in respect of book-keeping and premises management.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grants made to RBC Community Care, a charity under common control.
“During the year, income of £76,400 (2024: £73,900) was received from Romford Baptist Church Housing Association Limited, a charity under common control, in respect of pastoral services.” — page 34
“During the year payments of £17,910 (2024: 16,300) were made to Romford Baptist Church Housing Association Limited in respect of book-keeping and premises management.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Income received from RBC Community Care in respect of payroll services.
“During the year, income of £76,400 (2024: £73,900) was received from Romford Baptist Church Housing Association Limited, a charity under common control, in respect of pastoral services.” — page 34
“During the year payments of £17,910 (2024: 16,300) were made to Romford Baptist Church Housing Association Limited in respect of book-keeping and premises management.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Venthams. Discloses 5 of 6 completeness components.

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/12/2025)

Total income
£567k
Total spending
£545k
Reserves (reported)
£550k
Employees
12

Reported reserves equal ~12.1 months of spending — in the top quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (49% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Financial year endIncomeSpending
31/12/2025£567k£545k
31/12/2024£527k£539k
31/12/2023£540k£487k
31/12/2022£416k£465k
31/12/2021£375k£395k

Common questions

Is ROMFORD BAPTIST CHURCH financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus of £22,763 for the year ended 31 December 2025, with total income of £567,269 and total expenditure of £544,506. The trustees confirm that unrestricted reserves of £7,625,984 comfortably exceed the stated reserves policy target of £550,000, which is required to meet running costs for 12 months beyond the balance sheet date. Its FY2025 accounts were audited by Venthams.