LIVE AND LEARN

Registered charity 1165556 · accounts filings on the Charity Commission register

Our aim is to assist young people to advance in life through the provision of:a) Recreational and leisure time activities, which are provided in the interest of social welfareand designed to improve their quality of life.b) Support and activities designed to develop their skills, capacities and capabilities whichenable them to participate in society as mature and responsible individuals.

Objects

TO ADVANCE IN LIFE AND HELP YOUNG PEOPLE THROUGH: (A) THE PROVISION OF RECREATIONAL AND LEISURE TIME ACTIVITIES PROVIDED IN THE INTEREST OF SOCIAL WELFARE, DESIGNED TO IMPROVE THEIR CONDITIONS OF LIFE;(B) PROVIDING SUPPORT AND ACTIVITIES WHICH DEVELOP THEIR SKILLS, CAPACITIES AND CAPABILITIES TO ENABLE THEM TO PARTICIPATE IN SOCIETY AS MATURE AND RESPONSIBLE INDIVIDUALS.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · Recreation · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Hackney, London, England (from the postcode on the register)

Latest income
£984k
Latest spending
£939k
Registered
2016
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity ended the year with unrestricted funds of £18,187, a positive position compared to the previous year's deficit of £26,851. The trustees aim to maintain reserves equivalent to three months of unrestricted charitable expenditure. The charity received £984,280 in donations, which enabled an expansion of services.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of unrestricted charitable expenditure (reserves figure: £18k)
“The trustees aim to maintain free reserves in unrestricted funds at a level which equates to approximately three months of unrestricted charitable expenditure.” — page 5
Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/07/2024

  • Volunteers: 5

Self-declared on the annual return for the financial year ending 31/07/2023

  • Volunteers: 5

Self-declared on the annual return for the financial year ending 31/07/2022

  • Volunteers: 10

Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 31/07/2024)

Total income
£984k
Total spending
£939k
Cost of raising funds
£18k
Reserves (reported)
£18k
Employees
0

Reported reserves equal ~0.2 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.9% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Hackney · Haringey

Income and spending

Financial year endIncomeSpending
31/07/2024£984k£939k
31/07/2023£985k£975k
31/07/2022£813k£798k
31/07/2021£456k£470k
31/07/2020£304k£343k

Common questions

Is LIVE AND LEARN financially healthy?

Per its FY2024 accounts: The accounts state that the charity ended the year with unrestricted funds of £18,187, a positive position compared to the previous year's deficit of £26,851. The trustees aim to maintain reserves equivalent to three months of unrestricted charitable expenditure. The charity received £984,280 in donations, which enabled an expansion of services. Its FY2024 accounts were independently examined.

Who funds LIVE AND LEARN?

Funders whose own accounts filings name LIVE AND LEARN as a grant recipient include FRIENDS OF WIZNITZ LIMITED, CMZ LTD, FRIENDS OF WMSBG-KOLEL DAMESEK ELIEZER, MERCAZ TORAH VECHESED LIMITED, SF FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
FRIENDS OF WIZNITZ LIMITEDFY2024£335kSocial welfare
CMZ LTDFY2024£108k
FRIENDS OF WMSBG-KOLEL DAMESEK ELIEZERFY2025£105k
MERCAZ TORAH VECHESED LIMITEDFY2025£104k
SF FOUNDATIONFY2024£95k
SF FOUNDATIONFY2023£79k
TAGMARSH CHARITY LIMITEDFY2023£75k
NES FOUNDATION LTDFY2022£65k
FRIENDS OF WIZNITZ LIMITEDFY2022£58kAdvancement of religion
GILMOOR BENEVOLENT FUND LIMITEDFY2023£54k
GILMOOR BENEVOLENT FUND LIMITEDFY2025£50kGrant to institution
GILMOOR BENEVOLENT FUND LIMITEDFY2024£50k
NORTH LONDON WELFARE AND EDUCATIONAL FOUNDATIONFY2024£40kEducation
RICHMOND TRUST FUNDFY2023£36k
STARLOW CHARITIES LIMITEDFY2025£35k
SF FOUNDATIONFY2025£35k
Satmar Torah Trust LtdFY2025£32k
MOISHE AND ESTHER ITZINGER FOUNDATION LIMITEDFY2023£30kMedical
CHAIM BECHESEDFY2025£29kRelief of poverty
CMZ LTDFY2025£29k
AHAVAS SHALOM TRUSTFY2025£26k
RICHMOND TRUST FUNDFY2022£26k
KEHAL CHASIDEI WIZNITZ LIMITEDFY2024£25kRelief of poverty
NES FOUNDATION LTDFY2021£21k
WOODLANDS GREEN LTDFY2024£21k
CHAIM BECHESEDFY2023£21k
YBP LIMITEDFY2024£20k
GOLDHEART CHARITY LIMITEDFY2022£20kAdvancement of education and relief of poverty
BRITEFIELD TRUSTFY2022£20kWelfare
MOISHE AND ESTHER ITZINGER FOUNDATION LIMITEDFY2025£20kGeneral purpose
AHAVAS SHALOM TRUSTFY2024£19k
FOUNTAIN OF CHESSED LIMITEDFY2024£18k
KKMGFY2025£18k
NES FOUNDATION LTDFY2023£16k
WISEHEIGHTS LIMITEDFY2025£15k
UOHC SUPERVISION LTDFY2023£15k
YESODEY HATORAH TRUSTFY2026£15k
TRUEMART LIMITEDFY2024£15k
HOPEGROVEFY2022£15k
FOUNTAIN OF CHESSED LIMITEDFY2022£15k
BELZ ISRAEL CHARITABLE TRUSTFY2025£12k
BEROSA CHARITY LIMITEDFY2025£12k
UOHC SUPERVISION LTDFY2024£10k
NES FOUNDATION LTDFY2024£10k
MOISHE AND ESTHER ITZINGER FOUNDATION LIMITEDFY2024£10kAdvancement of religion
STARVIEW CHARITYFY2023£10k
TIFERETH BENEVOLENT FUND LIMITEDFY2025£10k
TIFERETH BENEVOLENT FUND LIMITEDFY2024£10k
IGO FOUNDATION LIMITEDFY2025£10k
GOLDHEART CHARITY LIMITEDFY2025£10k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government15/07/2020£10kCoronavirus Community Support Fund
The National Lottery Community Fund07/02/2019£10k?L-A-D (lad & dad) with Nature?
The National Lottery Community Fund21/07/2016£10kFather & Son

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LEARN N GROW.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
LIVE AND LEARN£984k—0unclear—no doubt
LEARN N GROW FY2025£143k—0unclear—no doubt
THE YOUNG LIVES FOUNDATION FY2025£984k——above—no doubt
EDUCATION FOR LIFE FY2026£256k—0unclear—no doubt
LEIGH YOUTH AND COMMUNITY DEVELOPMENT TRUST FY2025£379k—0below—no doubt
DURHAM AREA YOUTH FY2026£257k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.