THE ARMCHAIR TRUST CIO

Registered charity 1164966 · accounts filings on the Charity Commission register · also known as THE ARMCHAIR PROJECT

To relieve generally, and individually, persons resident in Worcester City, who are in conditions of financial need, and hardship, by the provision of furniture and other household accessories, donated by the public, or acquired otherwise, which are calculated to reduce the need and hardship. See the website "armchair worcester.org.uk"

Causes: The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£47k
Latest spending
£47k
Registered
2015
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that the charity reported a small surplus of £118.26 for the year, with total income of £47,218.59 against expenditure of £47,100.33. The trustees report that finances are secure due to regular grants, although they note the insecurity of long-term funding which has led to a reserves policy of six months' spending. Free reserves are stated as £21,767.01, which the document notes equates to 50% of the total reserves.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: a minimum of 6 months' spending (held: £22k)
“A "reserves" policy of a minimum of 6 months' spending has been adopted as a prudent level given the general insecurity of long-term funding.”
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Worcestershire

Income and spending

Financial year endIncomeSpending
31/03/2026£47k£47k
31/03/2025£39k£43k
31/03/2024£41k£38k
31/03/2023£53k£36k
31/03/2022£34k£33k

Common questions

Is THE ARMCHAIR TRUST CIO financially healthy?

Per its FY2026 accounts: The accounts state that the charity reported a small surplus of £118.26 for the year, with total income of £47,218.59 against expenditure of £47,100.33. The trustees report that finances are secure due to regular grants, although they note the insecurity of long-term funding which has led to a reserves policy of six months' spending. Free reserves are stated as £21,767.01, which the document notes equates to 50% of the total reserves. Its FY2026 accounts were independently examined.

Who funds THE ARMCHAIR TRUST CIO?

Funders whose own accounts filings name THE ARMCHAIR TRUST CIO as a grant recipient include QUEEN ELIZABETH ALMSHOUSES.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
QUEEN ELIZABETH ALMSHOUSESFY2024£3kRelief of poverty and hardship and general benefit of the inhabitants of Worcester
QUEEN ELIZABETH ALMSHOUSESFY2022£2k
QUEEN ELIZABETH ALMSHOUSESFY2023£2k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund22/09/2025£5kThe Armchair Trust CIO