THE RIPPLE POND
The Ripple Pond provides peer-led services for adults supporting loved ones who have beenphysically, or psychologically injured due to their service with The British Armed Forces.We serve all families regardless of services, both regular and reserve, commissioned and non-commissioned.Our peer-led services provide support groups, specialised 1-to-1 support and information and event services.
Objects
The objects of the CIO are to relieve the need, suffering and distress of Beneficiaries, in particular by:• Enabling Beneficiaries to meet each other to provide reassurance and comfort to one another;• Providing an opportunity to Beneficiaries to share coping strategies; and• Encouraging self-motivation amongst Beneficiaries for recovery from secondary trauma. Beneficiaries must be at least 18 years of age.In this objects clause:1. "Beneficiaries" shall mean: a) the families, partners, relatives and other dependants of members and former members of the British Armed Forces; and b) the families, partners, relatives and other dependants of members and former members of any Allied Forces Unit.2. "Allied Forces Unit" shall mean any unit of any foreign military body allied to His Majesty's Armed Forces at the time of the Member's service
Financial health, per its FY2025 accounts
The accounts state that the charity ended the year with total unrestricted funds of £234,935, having generated a net income of £94,449. The Trustees consider the four-to-six-month buffer of unrestricted funds to be a satisfactory reserve policy, noting that maintaining larger financial reserves is not yet appropriate due to the significant proportion of restricted funding. The charity remains a going concern with adequate resources to meet its objectives for the foreseeable future.
What the accounts disclose
“Key management personnel (including directors) received compensation of £88,594 (2024: £87,523)” — page 40
Policies the charity declares
- Bullying and harassment policy and procedures
- Campaigns and political activity policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Engaging external speakers at charity events policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2025
- Volunteers: 20
- Government income: £186,570 — contracts £186,570 (2); 51% of the £365,911 total gross income on the same return
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 21
- Government income: £145,935 — contracts £145,935 (3); 68% of the £214,209 total gross income on the same return
Self-declared on the annual return for the financial year ending 31/03/2023
- Volunteers: 24
- Government income: £112,425 — contracts £112,425 (2); 54% of the £206,778 total gross income on the same return
Funders the charity credits
- Armed Forces Covenant Fund Trust
- The Veterans’ Foundation
- Lloyds Veterans Charity
- The Army Benevolent Fund
- The RAF Benevolent Fund
Trustees
- Brigadier Andrew Charles Woodchair
- Gemma Begley
- Jacqueline Ruth Watts
- Jonathan Werrett
- Rachel Mason
- Sarah Elizabeth Cook
- Simon Mark Broomfield
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £366k | £271k |
| 31/03/2024 | £214k | £255k |
| 31/03/2023 | £207k | £196k |
| 31/03/2022 | £218k | £128k |
| 31/03/2021 | £155k | £121k |
Common questions
Is THE RIPPLE POND financially healthy?
Per its FY2025 accounts: The accounts state that the charity ended the year with total unrestricted funds of £234,935, having generated a net income of £94,449. The Trustees consider the four-to-six-month buffer of unrestricted funds to be a satisfactory reserve policy, noting that maintaining larger financial reserves is not yet appropriate due to the significant proportion of restricted funding. The charity remains a going concern with adequate resources to meet its objectives for the foreseeable future. Its FY2025 accounts were independently examined.
Who funds THE RIPPLE POND?
Funders whose own accounts filings name THE RIPPLE POND as a grant recipient include Army Benevolent Fund, LLOYD'S PATRIOTIC FUND, THE VETERANS' FOUNDATION.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| Army Benevolent Fund | FY2026 | £30k | Wellbeing |
| LLOYD'S PATRIOTIC FUND | FY2024 | £30k | Small grant (Mental health – supporting family members of service leavers) |
| LLOYD'S PATRIOTIC FUND | FY2025 | £20k | Mental health – supporting family members of service leavers |
| LLOYD'S PATRIOTIC FUND | FY2023 | £10k | Small annual grant |
| LLOYD'S PATRIOTIC FUND | FY2021 | £10k | Small grant to support unpaid carers |
| THE VETERANS' FOUNDATION | FY2021 | amount not stated |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| UK government | 21/03/2025 | £100k | Armed Forces Charities (Armed Forces Covenant Fund Trust) FY24/25 |
| UK government | 16/02/2024 | £100k | Covenant Fund |
| UK government | 14/10/2022 | £33k | Covenant Fund |
| The National Lottery Community Fund | 09/03/2021 | £93k | Family Carers Project |
| UK government | 12/02/2021 | £35k | Covenant Fund |
| UK government | 01/04/2019 | £33k | Financial Assistance/Support |
| UK government | 01/04/2018 | £33k | Financial Assistance/Support |
| UK government | — | £17k | Local Grants 2017/18 |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE BARBARA WARD CHILDREN'S FOUNDATION | 1 | £4k |
| THE GODINTON CHARITABLE TRUST | 1 | £3k |
| WATES FAMILY ENTERPRISE TRUST | 1 | £2k |
Charities like this
- POMPE SUPPORT NETWORK
- THE PIXEL FUND
- THE RIFLES OFFICERS' FUND
- THE RIFLES BENEVOLENT TRUST
- TROOP AID
- RIVERS FOUNDATION
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE RIPPLE POND | £366k | — | 0 | above | — | no doubt |
| POMPE SUPPORT NETWORK | £94k | — | 0 | below | — | no doubt |
| THE PIXEL FUND | £3.0m | — | 0 | unclear | — | no doubt |
| THE RIFLES OFFICERS' FUND | £39k | — | 0 | unclear | — | no doubt |
| THE RIFLES BENEVOLENT TRUST | £1.0m | — | — | unclear | — | no doubt |
| TROOP AID | £237k | £20,000 | 0 | above | — | no doubt |