THE EDWARD & CATHERINE WRAY CHARITABLE TRUST

Registered charity 1160375 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: General Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Latest income

£193k

Latest spending

£271k

Registered

2015

Accounts read

FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity holds total funds of £5,459,191, with a free reserve surplus of £13,584. The trustees report that they do not consider it necessary to maintain significant free reserves, noting that the expendable endowment fund provides sufficient resources to continue as a going concern.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investments (100% of income)

“During the year under review the charity received £111,702 (2023: £129,989) income from its investment and cash holdings.” — page 4

Per its FY2024 accounts as filed with the Charity Commission.

Reserves position: below the charity's own stated reserves policy (held: £14k; policy: no significant free reserves)

“Given the availability of the expendable endowment fund the trustees do not consider that the charity needs to maintain any significant free reserves although they recognise that such reserves will arise from time to time.” — page 4

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Ludlow Trust Company Limited charged the charity £23,502 for administrative services.

“During the year under review Ludlow Trust Company Limited charged the charity £23,502 (2023 : £25,705) for administrative services with £8,874 (2023: £5,574) accrued at the balance sheet date.” — page 15

“Similarly, the charity paid fees of £58,617 (2023: £nil) to Y Tree Limited for investment advice, in which one of the trustees is a minority shareholder.” — page 15

Per its FY2024 accounts as filed with the Charity Commission.

Related-party transaction: Y Tree Limited received £58,617 for investment advice; one trustee is a minority shareholder.

“During the year under review Ludlow Trust Company Limited charged the charity £23,502 (2023 : £25,705) for administrative services with £8,874 (2023: £5,574) accrued at the balance sheet date.” — page 15

“Similarly, the charity paid fees of £58,617 (2023: £nil) to Y Tree Limited for investment advice, in which one of the trustees is a minority shareholder.” — page 15

Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by Blue Spire Limited. Discloses 5 of 6 completeness components.

Trustees · trustee networks

CATHERINE MAY WRAY
Edward James Wray · trustee of 1 other charity
Ludlow Trust Company Ltd · trustee of 44 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: South Africa · Throughout England And Wales

Income and spending

Financial year end	Income	Spending
31/12/2024	£193k	£271k
31/12/2023	£460k	£531k
13/01/2023	£92k	£387k
13/01/2022	£173k	£299k
13/01/2021	£242k	£232k

Common questions

Is THE EDWARD & CATHERINE WRAY CHARITABLE TRUST financially healthy?

Per its FY2024 accounts: The accounts state that the charity holds total funds of £5,459,191, with a free reserve surplus of £13,584. The trustees report that they do not consider it necessary to maintain significant free reserves, noting that the expendable endowment fund provides sufficient resources to continue as a going concern. Its FY2024 accounts were audited by Blue Spire Limited.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with Q CHARITABLE TRUST.

Q CHARITABLE TRUST income £760k
PAULINE MEREDITH CHARITABLE TRUST income £185k
MILLIE'S WATCH income £112k
THE JOAN LYNETTE DALTON CHARITABLE TRUST income £120k
THE DISCWORLD FOUNDATION income £173k
THE ACCOMPLISHMENT TRUST income £166k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
THE EDWARD & CATHERINE WRAY CHARITABLE TRUST	£193k	—	below	—	no doubt
Q CHARITABLE TRUST FY2024	£760k	—	below	—	no doubt
PAULINE MEREDITH CHARITABLE TRUST FY2025	£185k	—	unclear	—	no doubt
MILLIE'S WATCH FY2025	£112k	—	unclear	—	no doubt
THE JOAN LYNETTE DALTON CHARITABLE TRUST FY2025	£120k	—	unclear	—	no doubt
THE DISCWORLD FOUNDATION FY2025	£173k	—	unclear	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.