THE C M LOWE CHARITABLE TRUST

Registered charity 1152860 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Objects

THE COMPANY SHALL HOLD MY RESIDUARY ESTATE AS TO BOTH CAPITAL AND INCOME UPON TRUST TO BE KNOWN AS "THE C M LOWE CHARITABLE TRUST" (THE "TRUST FUND") ON THE FOLLOWING TRUSTS AND SUBJECT TO THE FOLLOWING POWERS AND PROVISIONS:-(A) TO APPLY THE INCOME THEREOF FOR THE BENEFIT OF SUCH CHARITIES WHICH BENEFIT THOSE SUFFERING FROM ARTHRITIS ALZHEIMERS DISEASE AND BLINDNESS AS THE COMPANY SHALL IN ITS ABSOLUTE DISCRETION SELECT AND IN SUCH MANNER AND IN SUCH SHARES AS THE COMPANY SHALL IN THEIR ABSOLUTE DISCRETION THINK FIT AND PROVIDED THAT UNTIL THE EXPIRATION OF THE PERIOD OF TWENTY ONE YEARS FROM MY DEATH MY TRUSTEES SHALL HAVE THE POWER TO ACCUMULATE THE WHOLE OR ANY PART OF SUCH INCOME BY INVESTING THE SAME IN ANY INVESTMENTS HEREBY AUTHORISED AND ALL ACCUMULATIONS MADE SHALL FORM AN ACCRETION TO THE CAPITAL OF THE TRUST FUND;(B) NOTWITHSTANDING THE FOREGOING TRUST OF INCOME THE COMPANY SHALL HAVE POWER AT ANY TIME OR TIMES TO PAY TRANSFER OR APPLY THE WHOLE OR ANY PART OF THE CAPITAL OF THE TRUST FUND TO OR FOR THE BENEFIT OF SUCH CHARITY OR CHARITIES AS HEREINBEFORE MENTIONED IN SUCH SHARES AND IN SUCH MANNER AS THE COMPANY SHALL IN ITS ABSOLUTE DISCRETION THINK FIT.

Area of benefit: THROUGHOUT ENGLAND AND WALES

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Advancement Of Health Or Saving Of Lives · Disability · Get email alerts

Latest income
£75k
Latest spending
£78k
Registered
2013
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that free reserves were £24,323, with additional bank balances of £13,773 and investments valued at £1,347,748. The trustees pursue a policy of maintaining free reserves to cover future needs, opportunities, contingencies, and risks. The independent examiner confirmed that no material matters came to their attention regarding the accounts.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks (held: £24k)
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Ludlow Trust Company (Southampton) Ltd was paid £6,416 for trust administration fees during the year under review. These fees are authorised under clause 2 of the Trust Will.
“Ludlow Trust Company (Southampton) Ltd was paid £6,416 for trust administration fees during the year under review. These fees are authorised under clause 2 of the Trust Will.”
Per its FY2026 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
25/02/2026£75k£78k
25/02/2025£35k£29k
05/04/2024£32k£53k
05/04/2023£24k£19k
05/04/2022£18k£45k

Common questions

Is THE C M LOWE CHARITABLE TRUST financially healthy?

Per its FY2026 accounts: The accounts state that free reserves were £24,323, with additional bank balances of £13,773 and investments valued at £1,347,748. The trustees pursue a policy of maintaining free reserves to cover future needs, opportunities, contingencies, and risks. The independent examiner confirmed that no material matters came to their attention regarding the accounts. Its FY2026 accounts were independently examined.