Charity Accounts Intelreading the accounts so you don’t have to

THE C M LOWE CHARITABLE TRUST

Registered charity 1152860 · accounts filings on the Charity Commission register

General Charitable Purposes. Trust is open to applications. Please submit your application to https://funding.ludlowtrust.com

Causes: The Advancement Of Health Or Saving Of Lives · Disability · Get email alerts

Latest income
£35k
Latest spending
£29k
Registered
2013
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that free reserves were £17,197, with additional bank balances of £5,689 and investments valued at £1,273,387 within the expendable endowment fund. The trustees pursue a policy of maintaining free reserves to cover future needs, opportunities, contingencies, and risks. The charity made five grants totaling £10,100 during the year.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks (held: £17k)
“The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: HSBC was paid £16,027 for trust administration and investment management services during the year under review. These fees are authorised under clause 2 of the trust deed.
“HSBC was paid £16,027 for trust administration and investment management services during the year under review. These fees are authorised under clause 2 of the trust deed.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
25/02/2025£35k£29k
05/04/2024£32k£53k
05/04/2023£24k£19k
05/04/2022£18k£45k
05/04/2021£20k£33k

Common questions

Is THE C M LOWE CHARITABLE TRUST financially healthy?

Per its FY2025 accounts: The accounts state that free reserves were £17,197, with additional bank balances of £5,689 and investments valued at £1,273,387 within the expendable endowment fund. The trustees pursue a policy of maintaining free reserves to cover future needs, opportunities, contingencies, and risks. The charity made five grants totaling £10,100 during the year. Its FY2025 accounts were independently examined.