THE NAVAL CHILDREN'S CHARITY

Registered charity 1160182 · accounts filings on the Charity Commission register · also known as Naval Children's Charity, RNRMCF, THE ROYAL NAVY AND ROYAL MARINES CHILDREN'S FUND · also registered in Scotland as SC052322 (OSCR)

The Naval Children's Charity supports dependant children up to and including the age of 25 of serving or former serving members of the Royal Navy, Royal Marines, QARNNS, WRNS, Reserves and RFA who are in need, hardship or distress. Families are supported through grants, free books and resources and community support. Families can apply directly to the Charity for help or through other agencies.

Objects

3.1 The object of the CIO is the relief of Beneficiaries who are in need, hardship or distress.3.2 The charity trustees may relieve Beneficiaries in need by:3.2.1 making grants of money to them; or3.2.2 providing or paying for goods, services or facilities for them; or3.2.3 making grants of money to other persons or bodies who provide goods, services or facilities to those in need.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Armed Forces/emergency Service Efficiency · website · Get email alerts

Registered contact address: Portsmouth, South East, England (from the postcode on the register)

Received the assets of THE ROYAL NAVY AND ROYAL MARINES CHILDREN'S FUND (charity 1075015) — merger registered 04/09/2015.
Source: Charity Commission register of merged charities (OGL v3.0).
Latest income
£1.5m
Latest spending
£2.4m
Registered
2015
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that the charity reported an operating deficit of £1,651,329 for the year ended 31 March 2026, which was funded by cash withdrawn from reserves. The trustees consider the net assets of £10,177,390 to be an appropriate level of reserves, noting that unrestricted funds were nil and that the charity holds sufficient cash to cover three years of operating costs.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Gibson Whitter. Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2026

  • Volunteers: 3
  • Employees paid over £60,000: 3 (£70,001–£80,000: 2; £90,001–£100,000: 1)
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/03/2025

  • Volunteers: 3
  • Employees paid over £60,000: 3 (£60,001–£70,000: 2; £80,001–£90,000: 1)
  • Grant-making is its main activity

Self-declared on the annual return for the financial year ending 31/03/2024

  • Volunteers: 3
  • Employees paid over £60,000: 3 (£60,001–£70,000: 2; £90,001–£100,000: 1)
  • Grant-making is its main activity

Source: this charity’s annual returns on the Charity Commission register.

Public fundraising profile: JustGiving — Naval Children's Charity (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Structured financials (annual return, FY ending 31/03/2026)

Total income
£1.5m
Total spending
£2.4m
Cost of raising funds
£118k
Reserves (reported)
£0
Employees
15

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (84% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 7.6% of total income — above the median for charities its size (5.3%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2026£1.5m£2.4m
31/03/2025£1.5m£2.5m
31/03/2024£1.4m£2.7m
31/03/2023£1.1m£1.9m
31/03/2022£1.1m£1.5m

Common questions

Is THE NAVAL CHILDREN'S CHARITY financially healthy?

Per its FY2026 accounts: The accounts state that the charity reported an operating deficit of £1,651,329 for the year ended 31 March 2026, which was funded by cash withdrawn from reserves. The trustees consider the net assets of £10,177,390 to be an appropriate level of reserves, noting that unrestricted funds were nil and that the charity holds sufficient cash to cover three years of operating costs. Its FY2026 accounts were audited by Gibson Whitter.

Who funds THE NAVAL CHILDREN'S CHARITY?

Funders whose own accounts filings name THE NAVAL CHILDREN'S CHARITY as a grant recipient include THE ROYAL NAVY AND ROYAL MARINES CHARITY, ARMED FORCES COVENANT FUND, THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND, LEST WE FORGET ASSOCIATION, THE GOSLING FOUNDATION LIMITED.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE ROYAL NAVY AND ROYAL MARINES CHARITYFY2022£720kIndividual Support Programme
ARMED FORCES COVENANT FUNDFY2023£300kThriving through childhood and beyond
ARMED FORCES COVENANT FUNDFY2023£300kThriving through childhood and beyond (continued support)
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STRONDFY2025£50kWelfare
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STRONDFY2021£47kWelfare
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STRONDFY2024£47kWelfare
THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STRONDFY2022£45kWelfare
LEST WE FORGET ASSOCIATIONFY2025£21k
THE GOSLING FOUNDATION LIMITEDFY2023£9kRoyal Navy/Royal Marines
LEST WE FORGET ASSOCIATIONFY2023£5k
The Patricia Routledge FoundationFY2021£3k
THE ROYAL ALEXANDRA AND ALBERT SCHOOLFY2021£2kBursaries for specific pupils

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government10/02/2023£100kCovenant Fund
UK government01/04/2018£270kFinancial Assistance/Support

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ROYAL NAVAL BENEVOLENT TRUST (GRAND FLEET AND KINDRED FUNDS).

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE NAVAL CHILDREN'S CHARITY£1.5m——unclear—no doubt
THE ROYAL NAVAL BENEVOLENT TRUST (GRAND FLEET AND KINDRED FUNDS) FY2026£11.3m£120,001 - £130,0005unclear—no doubt
THE ROYAL NAVY AND ROYAL MARINES CHARITY FY2025£16.2m——above—no doubt
NORWICH UNIT NO 257 OF THE SEA CADET CORPS FY2025£33k—0unclear—no doubt
CROYDON UNIT 96 OF THE SEA CADET CORPS FY2025£66k—0unclear—no doubt
FORCES CHILDREN'S TRUST FY2025£83k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.