THE NAVAL CHILDREN'S CHARITY
The Naval Children's Charity supports dependant children up to and including the age of 25 of serving or former serving members of the Royal Navy, Royal Marines, QARNNS, WRNS, Reserves and RFA who are in need, hardship or distress. Families are supported through grants, free books and resources and community support. Families can apply directly to the Charity for help or through other agencies.
Objects
3.1 The object of the CIO is the relief of Beneficiaries who are in need, hardship or distress.3.2 The charity trustees may relieve Beneficiaries in need by:3.2.1 making grants of money to them; or3.2.2 providing or paying for goods, services or facilities for them; or3.2.3 making grants of money to other persons or bodies who provide goods, services or facilities to those in need.
Financial health, per its FY2026 accounts
The accounts state that the charity reported an operating deficit of £1,651,329 for the year ended 31 March 2026, which was funded by cash withdrawn from reserves. The trustees consider the net assets of £10,177,390 to be an appropriate level of reserves, noting that unrestricted funds were nil and that the charity holds sufficient cash to cover three years of operating costs.
What the accounts disclose
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2026
- Volunteers: 3
- Employees paid over £60,000: 3 (£70,001–£80,000: 2; £90,001–£100,000: 1)
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2025
- Volunteers: 3
- Employees paid over £60,000: 3 (£60,001–£70,000: 2; £80,001–£90,000: 1)
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 3
- Employees paid over £60,000: 3 (£60,001–£70,000: 2; £90,001–£100,000: 1)
- Grant-making is its main activity
Leadership, per the charity’s website
- Clare Scherer — Chief Executive
- Mr Christopher Tite — Chair of Trustees
Structured financials (annual return, FY ending 31/03/2026)
Register events
- Received assets from another charity (26/08/2015)
Trustees
- Christopher Charles Titechair
- Annette Penfold
- Captain Thomas Early
- Cdr Simon Howell
- Cdr Steve Warner
- Dr Linda Williams
- Ellen Riis-White
- Frances Bond
- Glyn Owen
- James Sergeant
- Kevin Arnold
- Michael Brockbank
- Michael Mchugh
- Nicholas Kassapakis
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £1.5m | £2.4m |
| 31/03/2025 | £1.5m | £2.5m |
| 31/03/2024 | £1.4m | £2.7m |
| 31/03/2023 | £1.1m | £1.9m |
| 31/03/2022 | £1.1m | £1.5m |
Common questions
Is THE NAVAL CHILDREN'S CHARITY financially healthy?
Per its FY2026 accounts: The accounts state that the charity reported an operating deficit of £1,651,329 for the year ended 31 March 2026, which was funded by cash withdrawn from reserves. The trustees consider the net assets of £10,177,390 to be an appropriate level of reserves, noting that unrestricted funds were nil and that the charity holds sufficient cash to cover three years of operating costs. Its FY2026 accounts were audited by Gibson Whitter.
Who funds THE NAVAL CHILDREN'S CHARITY?
Funders whose own accounts filings name THE NAVAL CHILDREN'S CHARITY as a grant recipient include THE ROYAL NAVY AND ROYAL MARINES CHARITY, ARMED FORCES COVENANT FUND, THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND, LEST WE FORGET ASSOCIATION, THE GOSLING FOUNDATION LIMITED.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE ROYAL NAVY AND ROYAL MARINES CHARITY | FY2022 | £720k | Individual Support Programme |
| ARMED FORCES COVENANT FUND | FY2023 | £300k | Thriving through childhood and beyond |
| ARMED FORCES COVENANT FUND | FY2023 | £300k | Thriving through childhood and beyond (continued support) |
| THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND | FY2025 | £50k | Welfare |
| THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND | FY2021 | £47k | Welfare |
| THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND | FY2024 | £47k | Welfare |
| THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND | FY2022 | £45k | Welfare |
| LEST WE FORGET ASSOCIATION | FY2025 | £21k | |
| THE GOSLING FOUNDATION LIMITED | FY2023 | £9k | Royal Navy/Royal Marines |
| LEST WE FORGET ASSOCIATION | FY2023 | £5k | |
| The Patricia Routledge Foundation | FY2021 | £3k | |
| THE ROYAL ALEXANDRA AND ALBERT SCHOOL | FY2021 | £2k | Bursaries for specific pupils |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| UK government | 10/02/2023 | £100k | Covenant Fund |
| UK government | 01/04/2018 | £270k | Financial Assistance/Support |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| MERCHANT NAVY WELFARE BOARD | 1 | £24k |
| THE SIR JAMES RECKITT CHARITY | 1 | £22k |
| THE BARBOUR FOUNDATION | 1 | £22k |
| THE ADDERSTONE FOUNDATION | 1 | £18k |
| MATTHEW GOOD FOUNDATION | 1 | £18k |
| THE CLARKSON FOUNDATION | 1 | £15k |
| DRAPERS CHARITABLE FUND | 1 | £15k |
| SANDRA CHARITABLE TRUST | 1 | £5k |
Charities like this
- THE ROYAL NAVAL BENEVOLENT TRUST (GRAND FLEET AND KINDRED FUNDS)
- THE ROYAL NAVY AND ROYAL MARINES CHARITY
- NORWICH UNIT NO 257 OF THE SEA CADET CORPS
- CROYDON UNIT 96 OF THE SEA CADET CORPS
- FORCES CHILDREN'S TRUST
- THE PORTISHEAD NAUTICAL TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE NAVAL CHILDREN'S CHARITY | £1.5m | — | — | unclear | — | no doubt |
| THE ROYAL NAVAL BENEVOLENT TRUST (GRAND FLEET AND KINDRED FUNDS) | £11.3m | £120,001 - £130,000 | 5 | unclear | — | no doubt |
| THE ROYAL NAVY AND ROYAL MARINES CHARITY | £16.2m | — | — | above | — | no doubt |
| NORWICH UNIT NO 257 OF THE SEA CADET CORPS | £33k | — | 0 | unclear | — | no doubt |
| CROYDON UNIT 96 OF THE SEA CADET CORPS | £66k | — | 0 | unclear | — | no doubt |
| FORCES CHILDREN'S TRUST | £83k | — | 0 | unclear | — | no doubt |