THE ROYAL NAVAL BENEVOLENT TRUST (GRAND FLEET AND KINDRED FUNDS)

Registered charity 206243 · accounts filings on the Charity Commission register · also known as RNBT

The RNBT gives help, in cases of need, to those who are serving or have served as ratings in the Royal Navy or as other ranks in the Royal Marines, and their dependants - The RNBT Family. We give financial support to individuals and provide care for older people.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Latest income
£12.5m
Latest spending
£11.9m
Registered
1963
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity achieved an operating surplus of £530k in 2024-25, a significant improvement from the previous year's deficit, driven by increased income and cost control. Per the trustees' report, unrestricted general funds stood at £16.1m, which is within the stated reserves policy target range of £10m to £16.9m, indicating strong financial sustainability.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Related-party transaction: Related Party Transactions
“Tim Forer, the Trust’s specialist Legal and Management Trustee is employed by Blake Morgan, the Trust’s solicitors. During the year £12,899 was paid to Blake Morgan (2024: £10,184) for advice on contracts and employment law matters.” — page 26
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: RNBT Care Ltd
“The Trust owns a subsidiary company, RNBT Care Ltd which was created during the feasibility stage of the Admiral Jellicoe House Project but has never been used and is dormant.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by UHY Hacker Young. Discloses 3 of 6 completeness components.

Corporate structure

RNBT CARE LIMITED — per its own Companies House accounts
  • The company is a trading subsidiary of a charity but has opted not to file the profit and loss account, limiting transparency on intra-group transactions or profit generation.

Public fundraising profile: JustGiving — Royal Naval Benevolent Trust (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold); recorded price paid £2.0m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: The Royal Naval Benevolent Trust — Registered, 2 registered locations, 2 regulated activities, last inspected 09/08/2021.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/03/2025)

Total income
£12.5m
Total spending
£11.9m
Cost of raising funds
£175k
Reserves (reported)
£16.1m
Employees
191

Reported reserves equal ~16.2 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 1.4% of total income — below the median for charities its size (3.8%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Australia · Canada · Cyprus · France · Greece · Hong Kong · Ireland · Malta · New Zealand · South Africa · Spain · Thailand

Income and spending

Financial year endIncomeSpending
31/03/2025£12.5m£11.9m
31/03/2024£9.3m£11.5m
31/03/2023£8.0m£9.1m
31/03/2022£6.3m£5.9m
31/03/2021£5.7m£5.7m

Common questions

Is THE ROYAL NAVAL BENEVOLENT TRUST (GRAND FLEET AND KINDRED FUNDS) financially healthy?

Per its FY2025 accounts: The accounts state that the charity achieved an operating surplus of £530k in 2024-25, a significant improvement from the previous year's deficit, driven by increased income and cost control. Per the trustees' report, unrestricted general funds stood at £16.1m, which is within the stated reserves policy target range of £10m to £16.9m, indicating strong financial sustainability. Its FY2025 accounts were audited by UHY Hacker Young.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ROYAL NAVAL BENEVOLENT SOCIETY FOR OFFICERS.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ROYAL NAVAL BENEVOLENT TRUST (GRAND FLEET AND KINDRED FUNDS)£12.5m——unclear—no doubt
THE ROYAL NAVAL BENEVOLENT SOCIETY FOR OFFICERS FY2025£1.7m£90,001 - £100,0001unclear—no doubt
THE ROYAL NAVY AND ROYAL MARINES CHARITY FY2024£16.2m——unclear—no doubt
The Naval Children's Charity FY2026£1.5m——unclear—no doubt
THE ROYAL MILITARY POLICE CENTRAL BENEVOLENT FUND FY2025£278k—0within—no doubt
ROYAL NAVY WINTER SPORTS ASSOCIATION FY2025£700k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.