TAVY DISTRICT U3A
Provision of educational study and social activities for members who are of the Third Age (post full time employment).
Objects
THE ADVANCEMENT OF EDUCATION AND, IN PARTICULAR, THE EDUCATION OF OLDER PEOPLE AND THOSE WHO ARE RETIRED FROM FULL TIME WORK, BY ALL MEANS INCLUDING ASSOCIATED ACTIVITIES CONDUCIVE TO LEARNING AND PERSONAL DEVELOPMENT.
Financial health, per its FY2025 accounts
The accounts state that the charity achieved a surplus of £3,684 for the year ended 31 December 2025, with total receipts of £29,449 against payments of £25,765. The trustees report that the end-of-year bank balance of £8,940 is sufficient to meet unanticipated expenditure, noting that reserves are more than strictly necessary due to a restructuring of membership fees. The charity operates on a self-help basis with no paid staff or investments other than cash held at banks.
What the accounts disclose
“Subscriptions (Membership) £7,868” — page 8
“They consider it is sufficient to hold reserves of a minimum of £2,500 at the lowest point of the cashflow cycle.”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Engaging external speakers at charity events policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Trustees
- Dr Andrew Huttonchair
- Caroline Mary Lorenzi
- Christine Webb
- Dr Isobel Davies
- Dr Linda Ellen Diggle
- Gudrun Christa Zeissler
- Hannah Deborah Miatt
- Susannah Pitt
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £29k | £26k |
| 31/12/2024 | £26k | £27k |
| 31/12/2023 | £16k | £20k |
| 31/12/2022 | £21k | £19k |
| 31/12/2021 | £7k | £7k |
Common questions
Is TAVY DISTRICT U3A financially healthy?
Per its FY2025 accounts: The accounts state that the charity achieved a surplus of £3,684 for the year ended 31 December 2025, with total receipts of £29,449 against payments of £25,765. The trustees report that the end-of-year bank balance of £8,940 is sufficient to meet unanticipated expenditure, noting that reserves are more than strictly necessary due to a restructuring of membership fees. The charity operates on a self-help basis with no paid staff or investments other than cash held at banks. Its FY2025 accounts were independently examined.