LETS FOR LIFE

Registered charity 1157757 · accounts filings on the Charity Commission register

Specialist supported housing provider

Objects

THE CHARITY’S OBJECTS ARE RESTRICTED SPECIFICALLY TO THE CARRYING ON, FOR THE BENEFIT OF THE COMMUNITY, THE BUSINESS OF PROVIDING SOCIAL HOUSING AND ANY ASSOCIATED AMENITIES, SERVICES, ADVICE OR ASSISTANCE FOR THOSE IN NEED BY REASON OF YOUTH, AGE, ILL-HEALTH, DISABILITY, FINANCIAL HARDSHIP OR OTHER DISADVANTAGE, ON TERMS APPROPRIATE TO THEIR MEANS.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Latest income
£893k
Latest spending
£731k
Registered
2014
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £492,967, which is above the stated policy target of three to six months' expenditure. The trustees report a healthy financial position supported by funding from the parent charity, with no material uncertainties affecting the going concern basis.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three and six month’s expenditure (held: £493k)
“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Transactions with related parties: At the year end, the charitable company owed £347,641 (2024: £75,295) to The Cameron Charitable Trust. Mr D R Cameron is a trustee and director of both charitable companies.
“At the year end, the charitable company owed £347,641 (2024: £75,295) to The Cameron Charitable Trust. Mr D R Cameron is a trustee and director of both charitable companies.” — page 16
“At the year end, the charitable company owed a net amount of £3,300 to (2024: £51,311 owed by) Hensmill Estates LLP. Mr D R Cameron is a partner in this business.” — page 16
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Transactions with related parties: At the year end, the charitable company owed a net amount of £3,300 to (2024: £51,311 owed by) Hensmill Estates LLP. Mr D R Cameron is a partner in this business.
“At the year end, the charitable company owed £347,641 (2024: £75,295) to The Cameron Charitable Trust. Mr D R Cameron is a trustee and director of both charitable companies.” — page 16
“At the year end, the charitable company owed a net amount of £3,300 to (2024: £51,311 owed by) Hensmill Estates LLP. Mr D R Cameron is a partner in this business.” — page 16
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Transactions with related parties: The charitable company benefited from rent-free office space provided by Mr D R Cameron.
“At the year end, the charitable company owed £347,641 (2024: £75,295) to The Cameron Charitable Trust. Mr D R Cameron is a trustee and director of both charitable companies.” — page 16
“At the year end, the charitable company owed a net amount of £3,300 to (2024: £51,311 owed by) Hensmill Estates LLP. Mr D R Cameron is a partner in this business.” — page 16
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Transactions with related parties: Mr D R Cameron provided a loan of £5,000, which is repayable on demand, to the charitable company in the year ended 31 March 2023 towards the cost of a motor vehicle. The balance remains outstanding at the year end.
“At the year end, the charitable company owed £347,641 (2024: £75,295) to The Cameron Charitable Trust. Mr D R Cameron is a trustee and director of both charitable companies.” — page 16
“At the year end, the charitable company owed a net amount of £3,300 to (2024: £51,311 owed by) Hensmill Estates LLP. Mr D R Cameron is a partner in this business.” — page 16
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Homes England. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

10 registered titles in England and Wales held by the charity’s company or corporate body (4 freehold); recorded price paid £2.4m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2026)

Total income
£893k
Total spending
£731k
Reserves (reported)
£655k
Employees
3

Reported reserves equal ~10.7 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Other trading activities (95% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2026£893k£731k
31/03/2025£609k£472k
31/03/2024£475k£378k
31/03/2023£390k£340k
31/03/2022£293k£227k

Common questions

Is LETS FOR LIFE financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted reserves stood at £492,967, which is above the stated policy target of three to six months' expenditure. The trustees report a healthy financial position supported by funding from the parent charity, with no material uncertainties affecting the going concern basis. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE TRUE COLOURS TRUST1£4k
SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION1£1k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with RAMSEY WELFARE CHARITIES.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
LETS FOR LIFE£893k—0unclear—no doubt
RAMSEY WELFARE CHARITIES FY2025£310k—0unclear—no doubt
LAKELAND HOUSING TRUST FY2025£1.0m—0unclear—no doubt
THE CAMERON CHARITABLE TRUST FY2025£61k—0unclear—no doubt
Stay Charity FY2025£2.2m—0unclear—no doubt
ACTION HOUSING AND SUPPORT LIMITED FY2025£6.9m£110,001 - £120,0001below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.