KEY UNLOCKING FUTURES LTD

Registered charity 1154772 · accounts filings on the Charity Commission register

The provision of advice, counselling, accommodation and housing support services

Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Latest income

£1.4m

Latest spending

£1.4m

Registered

2013

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that total funds increased to £1,228,836 as of 31 March 2025, with net income for the year rising to £259,146. The trustees report that unrestricted reserves of £1,210,093 exceed their stated ideal target of £807k, providing a buffer for working capital requirements. The charity maintains a prudent reserves policy to cover running costs between three and six months.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: more than £60,000 — below the median for charities its size (£70k)

“There was 1 employee who received benefits of more than £60,000.” — page 22

Per its FY2025 accounts as filed with the Charity Commission.

Employees paid over £60,000: 1

“There was 1 employee who received benefits of more than £60,000.” — page 22

Per its FY2025 accounts as filed with the Charity Commission.

Reserves policy: three and six months (held: £1.2m)

“The trustees consider that the ideal level of reserves as at 31 March 2025 would be £807k.”

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Beever and Struthers. Discloses 6 of 6 completeness components.

Year-over-year changes

Employees paid over £60,000: 0 (FY2024) → 1 (FY2025).

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2026)

Total income

£1.4m

Total spending

£1.4m

Reserves (reported)

£1.2m

Employees

Reported reserves equal ~10.6 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (97% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Register events

Received assets from another charity (08/09/2020) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (07/07/2015) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Dr Linda Charles-Ozuzu
Esme Davies
Matthew Stickland
Michelle Merry
Samantha Haslam
Timothy Cooper · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Lancashire

Income and spending

Financial year end	Income	Spending
31/03/2026	£1.4m	£1.4m
31/03/2025	£1.7m	£1.5m
31/03/2024	£1.5m	£1.4m
31/03/2023	£1.3m	£1.1m
31/03/2022	£1.0m	£884k

Common questions

Is KEY UNLOCKING FUTURES LTD financially healthy?

Per its FY2025 accounts: The accounts state that total funds increased to £1,228,836 as of 31 March 2025, with net income for the year rising to £259,146. The trustees report that unrestricted reserves of £1,210,093 exceed their stated ideal target of £807k, providing a buffer for working capital requirements. The charity maintains a prudent reserves policy to cover running costs between three and six months. Its FY2025 accounts were audited by Beever and Struthers.

What does the highest-paid employee of KEY UNLOCKING FUTURES LTD earn?

Per its FY2025 accounts, the highest-paid employee was in the more than £60,000 band, and 1 employees earned over £60,000.

Who funds KEY UNLOCKING FUTURES LTD?

Funders whose own accounts filings name KEY UNLOCKING FUTURES LTD as a grant recipient include SANTANDER UK FOUNDATION LIMITED.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
SANTANDER UK FOUNDATION LIMITED	FY2023	£90k	Digital & Financial Empowerment Fund
SANTANDER UK FOUNDATION LIMITED	FY2022	£55k	Matched Donations

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The National Lottery Community Fund	16/10/2019	£9k	The Base Community Centre Activities

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
EDWARD HOLT TRUST	1	—

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with LETS FOR LIFE.

LETS FOR LIFE income £893k
PROJECT 34 income £723k
FORTUNATUS HOUSING SOLUTIONS income £3.2m
DURHAM ACTION ON SINGLE HOUSING LTD income £1.3m
ACTION HOUSING AND SUPPORT LIMITED income £6.9m
SSG SUSTAINABLE LIVING income £1.8m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
KEY UNLOCKING FUTURES LTD	£1.4m	more than £60,000	1	above	—	no doubt
LETS FOR LIFE FY2025	£893k	—	0	unclear	—	no doubt
PROJECT 34 FY2024	£723k	—	0	above	—	no doubt
FORTUNATUS HOUSING SOLUTIONS FY2025	£3.2m	£100,000 - £110,000	1	below	—	no doubt
DURHAM ACTION ON SINGLE HOUSING LTD FY2025	£1.3m	—	—	above	—	no doubt
ACTION HOUSING AND SUPPORT LIMITED FY2025	£6.9m	£110,001 - £120,000	1	below	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.