Colchester CMA Debt Centre

Registered charity 1152204 · accounts filings on the Charity Commission register · also known as CCDC, CCDP, COLCHESTER CAP DEBT CENTRE

The relief of poverty through debt counselling, money advice, job clubs and other related activities in the Colchester, Essex area.

Objects

THE RELIEF OF POVERTY FOR PERSONS IN ESSEX WHO ARE IN CONDITIONS OF NEED, HARDSHIP OR DISTRESS BY REASON OF THEIR SOCIAL AND/OR ECONOMIC CIRCUMSTANCES, BY PROVIDING SERVICES INCLUDING, BUT NOT LIMITED TO, DEBT COUNSELLING AND SUPPORT WITH FINDING EMPLOYMENT

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Registered contact address: Colchester, East of England, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The charity reported a surplus of £11,185 for the year, increasing its total retained funds to £24,462. The trustees confirmed that reserves were maintained in excess of three months' salary costs, providing confidence that the charity can meet its financial obligations. Total costs decreased by 30% to £36,003, while total income increased by 43% to £47,188.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Public profiles (found on the charity’s own website): facebook

Trustees · trustee networks

• Andrew Neill
• Michael Andrew Roberts
• Rev Nicky Young
• Sian Helen Simpkins
• Toby Bull · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with COMMUNITY MONEY ADVICE LTD.

• COMMUNITY MONEY ADVICE LTD income £512k
• COLCHESTER CATALYST CHARITY income £353k
• THE COLCHESTER AND TENDRING COMMUNITY TRUST income £213k
• COLCHESTER ISLAMIC CULTURAL ASSOCIATION income £180k
• East Cardiff Ministry Area income £253k
• CHIPPENHAM CAP CENTRE income £33k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.