SOUTH AFRICAN CONGREGATION

Registered charity 1151071 · accounts filings on the Charity Commission register

The Charity is established to advance the Christian faith in the United Kingdom and elsewhere in the world in accordance with its fundamental beliefs which are based on the Reformed Confession.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£675k
Latest spending
£711k
Registered
2013
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity recorded a net deficit of £35,974 for the year ended 31 December 2025, driven by inflation-related costs and increased employer National Insurance contributions. Despite the deficit, the charity maintains sufficient unrestricted reserves of £2,099,092 and cash resources of £152,325, which the trustees consider adequate to support activities for the short to medium term. The trustees confirm the going concern basis, noting no debt and sufficient resources to manage business risks while restructuring the ministry.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: one year’s planned activities (held: £2.1m)
“it is considered prudent that the Company should maintain reserves that are sufficient to support at least one year’s planned activities.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Provision of residential properties to ministers
“As set out in the Trustee Directors’ Report under Investment in fixed property, the Charity invested in the purchase of residential property for use by the three ministers and their direct family. These properties are provided free of charge and the Charity is responsible for the payment of all utilities and insurance on these properties.” — page 24
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by David Howard Chartered Accountants. Discloses 4 of 6 completeness components.

Property (HM Land Registry)

3 registered titles in England and Wales held by the charity’s company or corporate body (3 freehold); recorded price paid £915k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£675k
Total spending
£711k
Reserves (reported)
£2.1m
Employees
7

Reported reserves equal ~35.6 months of spending — in the top quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Belgium · Birmingham City · Essex · France · Greece · Kent · South Africa · Surrey · Throughout London

Income and spending

Financial year endIncomeSpending
31/12/2025£675k£711k
31/12/2024£629k£702k
31/12/2023£610k£731k
31/12/2022£592k£619k
31/12/2021£596k£537k

Common questions

Is SOUTH AFRICAN CONGREGATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity recorded a net deficit of £35,974 for the year ended 31 December 2025, driven by inflation-related costs and increased employer National Insurance contributions. Despite the deficit, the charity maintains sufficient unrestricted reserves of £2,099,092 and cash resources of £152,325, which the trustees consider adequate to support activities for the short to medium term. The trustees confirm the going concern basis, noting no debt and sufficient resources to manage business risks while restructuring the ministry. Its FY2025 accounts were audited by David Howard Chartered Accountants.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
SISTERS OF THE HOLY CROSS CIO1£20k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with AVENUE ST ANDREW'S SOUTHAMPTON UNITED REFORMED CHURCH CHARITY.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
SOUTH AFRICAN CONGREGATION£675k——above—no doubt
AVENUE ST ANDREW'S SOUTHAMPTON UNITED REFORMED CHURCH CHARITY FY2025£111k—0below—no doubt
SOUTHERNHAY UNITED REFORMED CHURCH CHARITY FY2025£141k—0unclear—no doubt
ROMAN CATHOLIC PURPOSES ADMINISTERED IN CONNECTION WITH THE SOCIETY OF AFRICAN MISSIONS FY2024£1.1m—0unclear—no doubt
THE REDEEMED CHRISTIAN CHURCH OF GOD ARK OF GOD PARISH FY2025£102k—0above—no doubt
THE REDEEMED CHRISTIAN CHURCH OF GOD, JUBILEE CHRISTIAN CENTRE WOLVERHAMPTON FY2025£502k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.