SOUTH WORCESTERSHIRE CITIZENS ADVICE BUREAU

Registered charity 1146772 · accounts filings on the Charity Commission register · also known as CITIZENS ADVICE SOUTH WORCESTERSHIRE, SOUTH WORCESTERSHIRE CAB

Provides advocacy, advice and information to the general public in South Worcestershire, specifically in the districts of Malvern Hills and Wychavon.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Economic/community Development/employment · website · Get email alerts

Latest income

£730k

Latest spending

£784k

Registered

2012

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net expenditure deficit of £54,532 for the year ended 31 March 2025, resulting in total unrestricted funds of £400,266. The trustees maintain a reserves policy of holding six months of operational expenditure, and the current free reserves are below this target given the recent deficit and designated fund allocations. The organization acknowledges funding risks and rising core costs but remains satisfied that it has adequate resources to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months running costs (held: £400k)

“Our free reserves policy is to hold the equivalent of 6 months running costs to mitigate against any sudden or unexpected loss of funding.”

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: The wife of trustee S Molyneux is employed by the charity.

“The wife of S Molyneux was employed by the charity prior to his appointment as trustee and continues to remain in post, receiving a salary of £12,984 and expenses of £469 in the financial year.”

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Kendall Wadley LLP. Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Citizens Advice South Worcestershire (matched by registered charity number).

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income

£730k

Total spending

£784k

Cost of raising funds

£2k

Reserves (reported)

£247k

Employees

Reported reserves equal ~3.8 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (85% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.2% of total income — below the median for charities its size (4.9%) (benchmarks).

Register events

Received assets from another charity (06/08/2024) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (15/06/2016) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Received assets from another charity (02/10/2013) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

Anna Cummins
Linda Dawn Ranford
Nigel Cates · trustee of 1 other charity
Peter Dimmock
Robert Gate
Stephen Molyneux

Trustee list from the Charity Commission register (current, not historical).

Operates in: Worcestershire

Income and spending

Financial year end	Income	Spending
31/03/2025	£730k	£784k
31/03/2024	£941k	£824k
31/03/2023	£817k	£712k
31/03/2022	£578k	£532k
31/03/2021	£459k	£405k

Common questions

Is SOUTH WORCESTERSHIRE CITIZENS ADVICE BUREAU financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net expenditure deficit of £54,532 for the year ended 31 March 2025, resulting in total unrestricted funds of £400,266. The trustees maintain a reserves policy of holding six months of operational expenditure, and the current free reserves are below this target given the recent deficit and designated fund allocations. The organization acknowledges funding risks and rising core costs but remains satisfied that it has adequate resources to continue as a going concern. Its FY2025 accounts were audited by Kendall Wadley LLP.

Who funds SOUTH WORCESTERSHIRE CITIZENS ADVICE BUREAU?

Funders whose own accounts filings name SOUTH WORCESTERSHIRE CITIZENS ADVICE BUREAU as a grant recipient include JOHN MARTIN'S CHARITY.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
JOHN MARTIN'S CHARITY	FY2026	£30k	Service provision
JOHN MARTIN'S CHARITY	FY2025	£30k	Relief in need
JOHN MARTIN'S CHARITY	FY2024	£27k	Relief in need
JOHN MARTIN'S CHARITY	FY2023	£26k	Relief in need
JOHN MARTIN'S CHARITY	FY2025	£10k	Relief in need
JOHN MARTIN'S CHARITY	FY2024	£9k	Relief in need