ONE BY ONE

Registered charity 1145034 · accounts filings on the Charity Commission register

To provide urgent care and supply immediate needs for vulnerable people all over the world. We do this through restorative care, educational support and empowering sustainable living to prevent exploitation.

Causes: Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · Human Rights/religious Or Racial Harmony/equality Or Diversity · website · Get email alerts

Latest income
£620k
Latest spending
£581k
Registered
2011
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated a net surplus of £38,913 with total income of £619,626 and held unrestricted free reserves of £491,653. The trustees report a strong liquidity position with £629,494 in cash and bank balances, noting that reserves are at an appropriate level to manage financial risk. The charity maintains a reserves policy target of three to six months of operating expenditure, which it considers prudent for its scale and commitments.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three to six months of operating expenditure (held: £492k)
“The Trustees aim to maintain unrestricted free reserves equivalent to between three and six months of operating expenditure.” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Expand Consultancy Limited, owned by Matthew Murray (husband of CEO Rebecca Murray), received £38,000 for PR, fundraising and media consultancy services. Additionally, Matthew Murray was paid £12,900 for similar services.
“Expand Consultancy is a limited company owned and run by Matthew Murray, husband of Rebecca Murray and provides PR, fundraising and media consultancy services for One By One. Expand Consultancy Limited received £38,000 (2024 £46,450) for services provided during the year. In addition, Matthew Murray was paid £12,900 (2024: £4,200) for PR, fundraising and consultancy services.” — page 24
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — One By One (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income
£620k
Total spending
£581k
Cost of raising funds
£42k
Reserves (reported)
£492k
Employees
3

Reported reserves equal ~10.2 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (90% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 6.9% of total income — above the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: India · Kenya · Nepal · Pakistan · Sri Lanka · Uganda · United States

Income and spending

Financial year endIncomeSpending
31/12/2025£620k£581k
31/12/2024£631k£580k
31/12/2023£589k£769k
31/12/2022£714k£549k
31/12/2021£536k£302k

Common questions

Is ONE BY ONE financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated a net surplus of £38,913 with total income of £619,626 and held unrestricted free reserves of £491,653. The trustees report a strong liquidity position with £629,494 in cash and bank balances, noting that reserves are at an appropriate level to manage financial risk. The charity maintains a reserves policy target of three to six months of operating expenditure, which it considers prudent for its scale and commitments. Its FY2025 accounts were independently examined.

Who funds ONE BY ONE?

Funders whose own accounts filings name ONE BY ONE as a grant recipient include BETHEL COMMUNITY CHURCH, HERRINGTHORPE UNITED REFORMED CHURCH, ALIVE CHURCH LINCOLN, THE CARMELA & RONNIE PIGNATELLI FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
BETHEL COMMUNITY CHURCHFY2021£12k
HERRINGTHORPE UNITED REFORMED CHURCHFY2025£8kSupport of chosen charities
ALIVE CHURCH LINCOLNFY2024£3kMissions
THE CARMELA & RONNIE PIGNATELLI FOUNDATIONFY2024£3k
THE CARMELA & RONNIE PIGNATELLI FOUNDATIONFY2025£3k
THE CARMELA & RONNIE PIGNATELLI FOUNDATIONFY2023£3k
THE CARMELA & RONNIE PIGNATELLI FOUNDATIONFY2022£3k
BETHEL COMMUNITY CHURCHFY2023£2k
BETHEL COMMUNITY CHURCHFY2022£1k
ALIVE CHURCH LINCOLNFY2023£500Grants payable - Direct Charitable Activities