WESTMINSTER CHAPEL

Registered charity 1144831 · accounts filings on the Charity Commission register

The charity has been established to carry on the activities of Westminster Chapel, an independent evangelical church.

Causes: Religious Activities · website · Get email alerts

Latest income
£1.2m
Latest spending
£1.1m
Registered
2011
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity reported a net surplus of £17,394 for the year ended 31 December 2024. Per the trustees' report, unrestricted funds totalled £3,851,236, which significantly exceeds the stated reserves policy target of £200,000. The auditor confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of unrestricted expenditure (held: £437k)
“The trustees aim to maintain free reserves in unrestricted funds of about £200,000, which is three months’ unrestricted regularly re-occurring charitable expenditure.” — page 5
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Remuneration paid to James Edwards (Senior Finance Officer and Trustee) and employer pension contributions.
“James Edwards, the Senior Finance Officer received salary and the employer’s pension contributions for the financial year totalling £50,624” — page 21
“In addition, Westminster Chapel paid Management Liability Insurance for all of the Trustees which cost £684.”
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: Payment for Management Liability Insurance for Trustees.
“James Edwards, the Senior Finance Officer received salary and the employer’s pension contributions for the financial year totalling £50,624” — page 21
“In addition, Westminster Chapel paid Management Liability Insurance for all of the Trustees which cost £684.”
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by Xeinadin Audit Limited. Discloses 5 of 6 completeness components.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£1.2m
Total spending
£1.1m
Reserves (reported)
£561k
Employees
20

Reported reserves equal ~5.9 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (65% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: City Of Westminster

Income and spending

Financial year endIncomeSpending
31/12/2025£1.2m£1.1m
31/12/2024£1.1m£1.1m
31/12/2023£1.0m£1.0m
31/12/2022£980k£893k
31/12/2021£1.3m£1.2m

Common questions

Is WESTMINSTER CHAPEL financially healthy?

Per its FY2024 accounts: The accounts state that the charity reported a net surplus of £17,394 for the year ended 31 December 2024. Per the trustees' report, unrestricted funds totalled £3,851,236, which significantly exceeds the stated reserves policy target of £200,000. The auditor confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified. Its FY2024 accounts were audited by Xeinadin Audit Limited.

Who funds WESTMINSTER CHAPEL?

Funders whose own accounts filings name WESTMINSTER CHAPEL as a grant recipient include THE HEADLEY TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE HEADLEY TRUSTFY2024£30kFoodbanks.
THE HEADLEY TRUSTFY2024£10kTowards the Westminster Foodbank.
THE HEADLEY TRUSTFY2024£5kFoodbanks.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WESTMINSTER COLLEGE TRUST, OXFORD.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
WESTMINSTER CHAPEL£1.2m—0unclear—no doubt
WESTMINSTER COLLEGE TRUST, OXFORD FY2025£645k—0above—no doubt
WESTMINSTER AMALGAMATED CHARITY FY2024£260k—0unclear—no doubt
WESTMINSTER FUND FY2025£23.8m—0unclear—no doubt
THE WESTMINSTER ABBEY TRUST FY2025£3.1m—0above—no doubt
CALVARY CHAPEL WESTMINSTER FY2025£206k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.