GRACE DEBT ADVICE

Registered charity 1143175 · accounts filings on the Charity Commission register · also known as Grace Advocacy

Grace Advocacy is a UK charity that offers a free advocacy service for people who are struggling with multiple complex problems. We work with our clients to stabilise their affairs and can help in the areas of:benefits;disability;housing;NHS;adult social care; anddebt.

Objects

THE CHARITY'S OBJECTS ('THE OBJECTS') ARE FOR THE PUBLIC BENEFIT AND ARE CARRIED OUT WITHOUT DISTINCTION OF RACE, SEX, POLITICAL, RELIGIOUS OR OTHER OPINION AS THE TRUSTEES MAY FROM TIME THINK FIT, AND ARE RESTRICTED TO THE FOLLOWING: TO RELIEVE PERSONS WHO ARE IN CONDITIONS OF NEED, POVERTY OR HARDSHIP AND WHO MAY BE AGED OR SICK AND TO RELIEVE THE DISTRESS CAUSED THEREBY INCLUDING BUT NOT BY WAY OF LIMITATION THROUGH THE PROVISION OF DEBT COUNSELLING, BENEFITS ADVICE, BUDGETING, EDUCATION AND OTHER RELEVANT SUPPORT IN SUCH PARTS OF THE UNITED KINGDOM AND THE WORLD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · website · Get email alerts

Registered contact address: Wealden, South East, England (from the postcode on the register)

Latest income

£196k

Latest spending

£178k

Registered

2011

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity operated with a net deficit of £402 for the year, resulting in total funds decreasing from £38,875 to £38,473. The trustees report that the year-end reserves of £37,652 met their policy objective of holding between three to six months of future committed monthly expenditure. The charity is solely staffed and run by volunteers, with no employees receiving emoluments in excess of £60,000.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three to six months of future committed monthly expenditure (reserves figure: £38k)

“It is the objective of the trustees to achieve a level of reserves that equates to between 3 to six months of future committed monthly expenditure.” — page 3

Per its FY2025 accounts as filed with the Charity Commission.

Payments to trustees: Gary Holland received £10,000 in fees and £2,181.01 in expenses.

“During the year the director Gary Holland received £ 10,000 (2024 £20,935) in respect of fees earned in his role as Managing Trustee and £ 2,181.01 (2024 £7,730) in expenses” — page 7

Per its FY2025 accounts as filed with the Charity Commission.

Related-party transaction: Gary Holland received £10,000 in fees and £2,181.01 in expenses as Managing Trustee.

“During the year the director Gary Holland received £ 10,000 (2024 £20,935) in respect of fees earned in his role as Managing Trustee and £ 2,181.01 (2024 £7,730) in expenses” — page 7

Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

Volunteers: 80
Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 31/12/2024

Volunteers: 60
Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 31/12/2023

Volunteers: 50
Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Source: this charity’s annual returns on the Charity Commission register.

Public profiles (found on the charity’s own website): linkedin

Trustees · trustee networks

Alan Cable
Alexandria Maria Barling
GARY HOLLAND

Trustee list from the Charity Commission register (current, not historical).

Operates in: Brighton And Hove · East Sussex · Kingston Upon Thames · Richmond Upon Thames · Somerset · West Sussex

Income and spending

Financial year end	Income	Spending
31/12/2025	£196k	£178k
31/12/2024	£196k	£178k
31/12/2023	£146k	£151k
31/12/2022	£150k	£158k
31/12/2021	£30k	£28k

Common questions

Is GRACE DEBT ADVICE financially healthy?

Per its FY2025 accounts: The accounts state that the charity operated with a net deficit of £402 for the year, resulting in total funds decreasing from £38,875 to £38,473. The trustees report that the year-end reserves of £37,652 met their policy objective of holding between three to six months of future committed monthly expenditure. The charity is solely staffed and run by volunteers, with no employees receiving emoluments in excess of £60,000. Its FY2025 accounts were independently examined.

Who funds GRACE DEBT ADVICE?

Funders whose own accounts filings name GRACE DEBT ADVICE as a grant recipient include PARACLETOS, CHRIST CHURCH HAYWARDS HEATH, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY BARNES, THE FOUNDRY INTERNATIONAL LTD, Kingston Giving.

Known funders

Grants to this charity found in funders’ own accounts filings.

Funder	Year	Amount	Purpose (as stated by the funder)
PARACLETOS	FY2024	£15k
CHRIST CHURCH HAYWARDS HEATH	FY2021	£3k
CHRIST CHURCH HAYWARDS HEATH	FY2023	£2k
CHRIST CHURCH HAYWARDS HEATH	FY2024	£1k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY BARNES	FY2024	£300
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY BARNES	FY2025	amount not stated	No grant amount stated in Note 3b; partnership mentioned in Report
THE FOUNDRY INTERNATIONAL LTD	FY2023	amount not stated	relief of poverty
Kingston Giving	FY2022	amount not stated	Mental health/Support Refugees/ Elderly /Disabled

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
LONDON LEGAL SUPPORT TRUST	1	£106k
TRUST FOR LONDON	1	£69k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with GRACE CHRISTIAN CENTRE.

GRACE CHRISTIAN CENTRE income £39k
GRACE ASSEMBLY income £47k
GRACE TABERNACLE income £306k
THE COMMUNITY OF GRACE income £42k
GRACE LONDON income £1.1m
ADVOCACY FOCUS income £2.6m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
GRACE DEBT ADVICE	£196k	—	0	above	—	no doubt
GRACE CHRISTIAN CENTRE FY2025	£39k	—	0	unclear	—	no doubt
GRACE ASSEMBLY FY2025	£47k	—	0	unclear	—	no doubt
GRACE TABERNACLE FY2025	£306k	—	—	unclear	—	no doubt
THE COMMUNITY OF GRACE FY2025	£42k	—	0	unclear	—	no doubt
GRACE LONDON FY2025	£1.1m	—	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.