Rooted Finance Limited

Registered charity 1138351 · accounts filings on the Charity Commission register · also known as FAIR MONEY ADVICE, FMAUK Limited, Fair Money Advice, MONEY MATTERS PROJECT (FAIR MONEY ADVICE USED TO BE PART OF EAST END FAIR FINANCE LTD (AN IPS) AND THIS WAS THE NAME OF THE DIVISION), FMA (ACRONYM), Rooted Money Advice

Prevention and relief of poverty through the provision of impartial debt advice to members of the public Advancement of the education of the public in the subject of debt and personal financial management Assistance and support of the development and use of financial products to provide relief to those in need by reason of financial hardship, social exclusion and other disadvantages.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net loss of £13,890 for the year ended 31 March 2025, with total income of £467,612 and total expenditure of £481,502. Unrestricted funds decreased from £411,501 to £397,611, representing approximately six months of forecast expenditure according to the trustees' review. The trustees consider the reserves held to be sufficient and appropriate to manage financial risks.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Structured financials (annual return, FY ending 31/03/2024)

Reported reserves equal ~8.4 months of spending — above the median for charities its size (median 7.0 months; benchmarks).

Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (2.9%) (benchmarks).

Trustees · trustee networks

• Erik James Porterchair
• Amanda Scott
• Guillaume Foucaud
• Montserrat Tojeiro
• Sope Olutana
• Victoria Tutt

Trustee list from the Charity Commission register (current, not historical).

Operates in: Central Bedfordshire · Luton · Throughout London

Income and spending

Common questions

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).