THE TOBACCO PIPE MAKERS AND TOBACCO TRADE BENEVOLENT FUND

Registered charity 1135646 · accounts filings on the Charity Commission register

We are a grant-making charity, focusing on: the advancement of education; the advancement of the arts, culture, heritage or science; the relief of those in need because of youth, age, ill-health, disability, financial hardship or other disadvantage; charities with stong links to the City of London Livery movement; and charities relating to current or former members of the Armed Services.

Causes: General Charitable Purposes · The Prevention Or Relief Of Poverty · Economic/community Development/employment · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£333k
Latest spending
£6.3m
Registered
2010
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total funds decreased significantly to £4,446,787 due to the transfer of the Welfare and Bernhard Baron funds to the National Grocers Benevolent Fund. The charity holds unrestricted reserves of £4,281,558 and maintains cash reserves equivalent to 50-75% of one year's giving to mitigate investment volatility. The independent auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: 50-75% of one year's giving (held: £4.3m)
“The Trustees hold the equivalent of 50-75% of one year's giving in the bank account of the General Fund, to mitigate the impact of financial market volatility on the Fund's investments and enable giving to continue if investment income were to fall sharply.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by TC Group. Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Tobacco Pipe Makers Benevolent Fund (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Structured financials (annual return, FY ending 31/03/2024)

Total income
£979k
Total spending
£569k
Reserves (reported)
£4.3m
Employees
0

Reported reserves equal ~90.4 months of spending — in the top quarter for charities its size (median 7.0 months; benchmarks).

Per its annual return, largest income source: Other (57% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (2.9%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£333k£6.3m
31/03/2024£979k£569k
31/03/2023£419k£504k
31/03/2022£345k£412k
31/03/2021£426k£398k

Common questions

Is THE TOBACCO PIPE MAKERS AND TOBACCO TRADE BENEVOLENT FUND financially healthy?

Per its FY2025 accounts: The accounts state that total funds decreased significantly to £4,446,787 due to the transfer of the Welfare and Bernhard Baron funds to the National Grocers Benevolent Fund. The charity holds unrestricted reserves of £4,281,558 and maintains cash reserves equivalent to 50-75% of one year's giving to mitigate investment volatility. The independent auditors confirmed that the use of the going concern basis of accounting is appropriate with no material uncertainties identified. Its FY2025 accounts were audited by TC Group.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WORSHIPFUL COMPANY OF NEEDLEMAKERS CHARITABLE FUND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE TOBACCO PIPE MAKERS AND TOBACCO TRADE BENEVOLENT FUND£333k—0above—no doubt
WORSHIPFUL COMPANY OF NEEDLEMAKERS CHARITABLE FUND FY2025£262k—0unclear—no doubt
THE STOCK EXCHANGE BENEVOLENT FUND FY2024£773k——unclear—no doubt
THE SIR JAMES RECKITT CHARITY FY2024£1.8m—0below—no doubt
THE FRANK LITCHFIELD GENERAL CHARITABLE TRUST FY2025£192k—0unclear—no doubt
SOUTHWARK, ARUNDEL & BRIGHTON BRETHREN CIO FY2025£130k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.