NATIONAL GROCERS BENEVOLENT FUND

Registered charity 1095897 · accounts filings on the Charity Commission register · also known as CARAVAN, GROCERYAID · also registered in Scotland as SC039255 (OSCR)

We tackle hardship amongst those who have worked or are working in the grocery trade, whether in manufacturing, distribution, wholesale or retail. We give financial help via regular and one-off crisis grants, and supply essential household items and independent living aids. We offer practical and emotional support for a wide range of personal and welfare issues via our 24/7 helpline and website.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£27.3m
Latest spending
£22.3m
Registered
2003
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus of £4.8 million, driven by a £5.6 million transfer from the Tobacco Trade Charity, while unrestricted funds showed a modest deficit of £0.1 million. Free reserves stood at £11.4 million, which is above the stated policy minimum of £6 million, and the trustees confirmed adequate resources to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Employees paid over £60,000: 10
“There were 10 employees (2024: 9 employees) with emoluments above £60,000 per annum.”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: £6 million (held: £11.4m)
“a minimum level of £6M of reserves is sufficient to cover the current worst-case scenario”
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: GroceryAid Trading Limited
“The Charity has a wholly owned trading subsidiary which is incorporated in the U.K., GroceryAid Trading Limited” — page 9
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Moore Kingston Smith LLP. Discloses 5 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold); recorded price paid £519k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£27.3m
Total spending
£22.3m
Cost of raising funds
£13.8m
Reserves (reported)
£11.4m
Employees
57

Reported reserves equal ~6.1 months of spending — above the median for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Charitable activities (72% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 50.7% of total income — above the 90th percentile for charities its size (median 3.8%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£27.3m£22.3m
31/03/2024£15.9m£15.7m
31/03/2023£14.6m£14.4m
31/03/2022£12.2m£12.4m
31/03/2021£8.7m£6.7m

Common questions

Is NATIONAL GROCERS BENEVOLENT FUND financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus of £4.8 million, driven by a £5.6 million transfer from the Tobacco Trade Charity, while unrestricted funds showed a modest deficit of £0.1 million. Free reserves stood at £11.4 million, which is above the stated policy minimum of £6 million, and the trustees confirmed adequate resources to continue as a going concern. Its FY2025 accounts were audited by Moore Kingston Smith LLP.

Who funds NATIONAL GROCERS BENEVOLENT FUND?

Funders whose own accounts filings name NATIONAL GROCERS BENEVOLENT FUND as a grant recipient include LEVERHULME TRADE CHARITIES TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
LEVERHULME TRADE CHARITIES TRUSTFY2025£3.0mSchools Essentials Grant
LEVERHULME TRADE CHARITIES TRUSTFY2024£1.0mSchools Essential Grant (SEG) scheme
LEVERHULME TRADE CHARITIES TRUSTFY2023£1.0mSchools Essentials Grant
LEVERHULME TRADE CHARITIES TRUSTFY2023£467kBenevolence
LEVERHULME TRADE CHARITIES TRUSTFY2022£466kGrants to Institutions for Benevolence

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Heritage Fund02/04/2004£4k"This Group Seeks To Actively Involve The Community In Art Which Expresses The Local Culture In Contemporary Ways. The Project Will Extend Th"

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE GROCERS' CHARITY.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
NATIONAL GROCERS BENEVOLENT FUND£27.3m—10unclear—no doubt
THE GROCERS' CHARITY FY2025£868k—0unclear—no doubt
THE STOCK EXCHANGE BENEVOLENT FUND FY2024£773k——unclear—no doubt
BURNGREAVE FOODBANK FY2025£191k—0above—no doubt
NORWOOD & BRIXTON FOODBANK LIMITED FY2024£1.2m—0above—not going concern
THE NATIONAL BENEVOLENT CHARITY FY2025£430k——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.