FRONTLINE DEBT ADVICE (UK)

Registered charity 1134908 · accounts filings on the Charity Commission register

Debt Counselling Debt AdjustingBenefits AdvicePersonal Budgetting Advice

Objects

THE CHARITY'S OBJECTS (THE OBJECTS) ARE FOR THE PUBLIC BENEFIT AND ARE CARRIED OUT IN ACCORDANCE WITH CHRISTIAN PRINCIPLES WITHOUT DISTINCTION OF RACE, SEX, POLITICAL, RELIGIOUS OR OTHER OPINION AS THE TRUSTEES MAY FROM TIME THINK FIT, AND ARE RESTRICTED TO THE FOLLOWING: TO RELIEVE PERSONS WHO ARE IN CONDITIONS OF NEED, POVERTY OR HARDSHIP AND WHO MAY BE AGED OR SICK AND TO RELIEVE THE DISTRESS CAUSED THEREBY INCLUDING BUT NOT BY WAY OF LIMITATION THROUGH THE PROVISION OF DEBT COUNSELLING, BENEFITS ADVICE, BUDGETING, EDUCATION AND OTHER RELEVANT SUPPORT IN SUCH PARTS OF THE UNITED KINGDOM AND THE WORLD AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.

Area of benefit: UNITED KINGDOM AND THE WORLD

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Registered contact address: Waverley, South East, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity operated with a modest turnover and incurred a net outgoing of £1,600 for the year ended March 2025, resulting in total unrestricted funds of £77,458. The trustees report that the charity aims to break even and has maintained a near-balanced budget, supported by principal funders such as churches. The document notes that funding for face-to-face advice is under threat and some offices have waiting lists, but resources are adequate to continue operations.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Complaints handling
• Complaints policy and procedures
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Trustee conflicts of interest policy and procedures
• Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Register events

• Received assets from another charity (15/09/2015) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

• NEIL ELLISchair
• ARNOLD DAVID BISSETT
• Elizabeth Veronica Nelson
• James Kevin Neve
• Michelle Fisher
• William Graham Kennedy

Trustee list from the Charity Commission register (current, not historical).

Operates in: Dorset · Hampshire · Reading · Surrey · Warwickshire · West Berkshire · West Sussex

Income and spending

Common questions

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with DEBT ADVICE FOUNDATION.

• DEBT ADVICE FOUNDATION income £412k
• ADVICE UK income £6.0m
• COUNSELLING PASTORAL TRUST income £56k
• MONEY ADVICE ST NEOTS income £77k
• COMMUNITY MONEY ADVICE LTD income £512k
• MONEY ADVICE TRUST income £19.9m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.