COMMUNITY HOUSING CYMRU

Registered charity 1128527 · accounts filings on the Charity Commission register

Community Housing Cymru is the membership body for housing associations and community mutuals in Wales, which are all not-for-profit and provide around 158,000 homes and housing services throughout Wales. We promote the voluntary housing sector in Wales and the relief of financial hardship through the sector's provision of low cost social housing.

Causes: Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Latest income
£2.1m
Latest spending
£1.9m
Registered
2009
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus for the year and holds unrestricted reserves of £488,687, which the trustees consider sufficient to meet their reserves policy target. The financial statements were prepared on a going concern basis, with auditors confirming no material uncertainties exist regarding the charity's ability to continue operations.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £120,468 — above the 90th percentile for charities its size (median £70k)
“Emoluments of highest paid member of staff was £120,468 (2024: £115,183).” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 3
“The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was: £60,001 - £70,000 £80,001 - £90,000 £110,001 - £120,000 £120,001 - £130,000 2025 1 1 1 2024 1 1 - 3 2” — page 22
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months of contractual requirements (held: £489k)
“The Policy states that " we will always seek to hold a minimum level of reserves in cash, excluding the pensions liability recorded on the balance sheet, sufficient to cover at least three months of contractual requirements in the unlikely event of the charity winding down and ceasing to trade.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Pension scheme deficit: £361k
“The financial statements show that the charity has unrestricted reserves of £488,687 at the year end, and held a provision for future pension liabilities of £361,000.”
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Community Housing Cymru - Policy & Research Limited
“The Trustees have reviewed the subsidiary (Community Housing Cymru - Policy & Research Limited) position at the year end” — page 16
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Bevan Buckland LLP. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£2.1m
Total spending
£1.9m
Reserves (reported)
£489k
Employees
19

Reported reserves equal ~3.1 months of spending — below the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£2.1m£1.9m
31/03/2024£2.0m£1.7m
31/03/2023£1.7m£1.7m
31/03/2022£1.9m£1.8m
31/03/2021£1.8m£2.3m

Common questions

Is COMMUNITY HOUSING CYMRU financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus for the year and holds unrestricted reserves of £488,687, which the trustees consider sufficient to meet their reserves policy target. The financial statements were prepared on a going concern basis, with auditors confirming no material uncertainties exist regarding the charity's ability to continue operations. Its FY2025 accounts were audited by Bevan Buckland LLP.

What does the highest-paid employee of COMMUNITY HOUSING CYMRU earn?

Per its FY2025 accounts, the highest-paid employee was in the £120,468 band, and 3 employees earned over £60,000.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund26/01/2011£249kMoneyline Cymru - Money Advice

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WELSH HOUSING AID LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
COMMUNITY HOUSING CYMRU£2.1m£120,4683above—no doubt
WELSH HOUSING AID LIMITED FY2025£5.1m——unclear—no doubt
CARTREFI CYMRU CO-OPERATIVE LIMITED FY2025£42.9m——within—no doubt
CARE & REPAIR CYMRU 2015 FY2025£2.8m——above—no doubt
THE CHARTERED INSTITUTE OF HOUSING FY2025£10.0m——unclear—no doubt
ADVOCACY SUPPORT IN CYMRU LTD FY2025£2.4m—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.