CARTREFI CYMRU CO-OPERATIVE LIMITED

Registered charity 702290 · accounts filings on the Charity Commission register · also known as CARTREFI CYMRU LIMITED

Cartrefi Cymru supports people of all ages who need social care or housing related support. We enable people to enjoy fulfilling lives as part of our communities in Wales. Trained and committed staff offer support at home and in the community. Support can be as much or as little as is necessary, depending on each person's needs. We promote people's independence, inclusion and self-determination.

Causes: Education/training · Disability · Accommodation/housing · Economic/community Development/employment · website · Get email alerts

Latest income
£42.9m
Latest spending
£42.6m
Registered
1989
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated a surplus of £304,777 for the year ended 31 March 2025, with total income of £42,912,687 against expenditure of £42,607,910. The trustees report that unrestricted reserves stood at £6,646,373, which is in line with their policy target of holding between three and six months of operating expenditure. The auditor confirmed that the use of the going concern basis of accounting was appropriate with no material uncertainties identified.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Azets Audit Services. Discloses 3 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£42.9m
Total spending
£42.6m
Reserves (reported)
£6.6m
Employees
1,221

Reported reserves equal ~1.9 months of spending — below the median for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.8%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£42.9m£42.6m
31/03/2024£38.5m£37.1m
31/03/2023£35.6m£35.0m
31/03/2022£33.2m£30.7m
31/03/2021£30.2m£28.1m

Common questions

Is CARTREFI CYMRU CO-OPERATIVE LIMITED financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated a surplus of £304,777 for the year ended 31 March 2025, with total income of £42,912,687 against expenditure of £42,607,910. The trustees report that unrestricted reserves stood at £6,646,373, which is in line with their policy target of holding between three and six months of operating expenditure. The auditor confirmed that the use of the going concern basis of accounting was appropriate with no material uncertainties identified. Its FY2025 accounts were audited by Azets Audit Services.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund15/12/2015£429kCo-production Network for Wales
The National Lottery Community Fund25/01/2015£3k'Our Sensory Room' Project

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CARE & REPAIR CYMRU 2015.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CARTREFI CYMRU CO-OPERATIVE LIMITED£42.9m——within—no doubt
CARE & REPAIR CYMRU 2015 FY2025£2.8m——above—no doubt
CARTREF NI LIMITED FY2025£5.5m——unclear—no doubt
ANHEDDAU CYF FY2025£11.1m—5below—no doubt
DISABILITY CORNWALL AND THE ISLES OF SCILLY FY2025£2.5m——unclear—no doubt
WELSH HOUSING AID LIMITED FY2025£5.1m——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.