THE WATERLOO FOUNDATION

Registered charity 1117535 · accounts filings on the Charity Commission register · Wikidata: Q36875292

OUR MAIN PROGRAMMES SUPPORT:WORLD DEVELOPMENT IN THE POOREST COUNTRIES (ALTHOUGH NOT DISASTER RELIEF) THE ENVIRONMENT, ESPECIALLY SUSTAINABLE PROJECTS IMPACTING CLIMATE CHANGE, CHILD DEVELOPMENT ESPECIALLY PSYCHOLOGICAL RESEARCH AND MENTAL HEALTH AND FOR OUR OWN COMMUNITY, WE CAN ALSO SUPPORT A NUMBER OF PROJECTS IN WALES.

Objects

(A) TO RELIEVE POVERTY AND DISTRESS FOR THE BENEFIT OF THE PUBLIC IN ANY PART OF THE WORLD, PARTICULARLY IN DEVELOPING COUNTRIES;(B) TO PROMOTE SUSTAINABLE DEVELOPMENT FOR THE BENEFIT OF THE PUBLIC IN ANY PART OF THE WORLD BY PROMOTING THE PRESERVATION, CONSERVATION AND PROTECTION OF THE ENVIRONMENT AND THE PRUDENT USE OF NATURAL RESOURCES ( AND "SUSTAINABLE DEVELOPMENT" MEANS "DEVELOPMENT THAT MEETS THE NEEDS OF THE PRESENT WITHOUT COMPROMISING THE ABILITY OF FUTURE GENERATIONS TO MEET THEIR NEEDS");(C) TO PROMOTE THE PHYSICAL AND MENTAL DEVELOPMENT OF CHILDREN AND THE MENTAL HEALTH OF ADULTS FOR THE BENEFIT OF THE PUBLIC IN ANY PART OF THE WORLD, INCLUDING RESEARCH INTO THESE AREAS;(D) TO ADVANCE SUCH OTHER OBJECTS OR PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES FOR THE BENEFIT OF THE PUBLIC IN WALES AND IN SUCH MANNER AS THE TRUSTEES MAY IN THEIR ABSOLUTE DISCRETION THINK FIT; AND(E) TO ADVANCE OTHER SUCH OBJECTS OR PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES IN ANY PART OF THE WORLD AND IN SUCH MANNER AS THE TRUSTEES MAY IN THEIR ABSOLUTE DISCRETION THINK FIT.

Area of benefit: ANY PART OF THE WORLD

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Disability · The Prevention Or Relief Of Poverty · Overseas Aid/famine Relief · Environment/conservation/heritage · Grant history (this charity is a funder) · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that unrestricted reserves stood at £241,107,314, a significant increase from the previous year's £220,064,926, driven by a large net gain on investments of £21,734,009. The trustees report a sound financial situation and explicitly state there is no requirement for an explicit reserves policy at this time. The charity generated a net income surplus of £21,042,388 despite total expenditure exceeding total incoming resources from donations and investment income.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Carston ETL. Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Risk management
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Leadership, per the charity’s website

• Heather Stevens — Chair of Trustees (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~179.1 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Investments (57% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 3.4% of total income — below the median for charities its size (3.7%) (benchmarks).

Trustees · trustee networks

• HEATHER STEVENSchair · trustee of 1 other charity
• CAROLINE ANN OAKES
• David Graham Stevens
• Luke Benjamin Owen Stevens

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WATERLOO ACTION CENTRE.

• WATERLOO ACTION CENTRE income £203k
• THE SWALLOW TRUST income £436k
• THE OPENWORK FOUNDATION income £1.2m
• WATES FOUNDATION LIMITED income £584k
• THE HELPING FOUNDATION income £23.9m
• THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WATERLOO income £1.0m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.