WATERLOO COMMUNITY COUNSELLING

Registered charity 1045444 · accounts filings on the Charity Commission register · also known as WCC

To relieve the mental suffering and distress of persons in need by reason of illness or emotional distress in the London Boroughs of Lambeth and Southwark and their environs, through the provision of counselling, psychotherapy, and support.

Causes: General Charitable Purposes · The Advancement Of Health Or Saving Of Lives · website · Get email alerts

Latest income
£642k
Latest spending
£601k
Registered
1995
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity ended the year with a surplus of £40,727 and total net assets of £217,996. Per the trustees' report, free reserves were £150,977, which is below the stated policy target of £180,022. The trustees confirmed adequate resources for going concern despite noting financial challenges ahead.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months of essential running costs (held: £151k)
“The trustees' policy is to target holding a level of free reserves equivalent to 6 months' essential running costs, a target of £180,022 in 2024-25.” — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: The spouse of Graham Stilwell, a trustee, was paid £16,623 for their work as a counsellor during the year.
“The spouse of Graham Stilwell, a trustee, was paid £16,623 for their work as a counsellor during the year. The transactions were made on an arms-length basis.” — page 24
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Waterloo Community Counselling (matched by registered charity number).

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
South London and Maudsley NHS Foundation TrustMultilingual Counselling for Lambeth Talking Therapies——

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£642k
Total spending
£601k
Cost of raising funds
£30k
Reserves (reported)
£151k
Employees
11

Reported reserves equal ~3.0 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (63% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 4.6% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout London

Income and spending

Financial year endIncomeSpending
31/03/2025£642k£601k
31/03/2024£563k£544k
31/03/2023£494k£456k
31/03/2022£434k£458k
31/03/2021£501k£415k

Common questions

Is WATERLOO COMMUNITY COUNSELLING financially healthy?

Per its FY2025 accounts: The accounts state that the charity ended the year with a surplus of £40,727 and total net assets of £217,996. Per the trustees' report, free reserves were £150,977, which is below the stated policy target of £180,022. The trustees confirmed adequate resources for going concern despite noting financial challenges ahead. Its FY2025 accounts were independently examined.

Who funds WATERLOO COMMUNITY COUNSELLING?

Funders whose own accounts filings name WATERLOO COMMUNITY COUNSELLING as a grant recipient include BRITISH HUMANE ASSOCIATION, THE SAINTBURY TRUST, THE ROGER AND JEAN JEFCOATE TRUST, SIR JULES THORN CHARITABLE TRUST, THE MRS SMITH AND MOUNT TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
BRITISH HUMANE ASSOCIATIONFY2024£5k
THE SAINTBURY TRUSTFY2025£5kRelief of those in Need by reason of Youth, Age, Ill-Health, Disability, Financial Hardship or other Disadvantage
THE ROGER AND JEAN JEFCOATE TRUSTFY2023£5k
SIR JULES THORN CHARITABLE TRUSTFY2025£3kAnn Rylands Small Donations Programme
THE SAINTBURY TRUSTFY2024£3kRelief of those in Need by reason of Youth, Age, Ill-Health, Disability, Financial Hardship or other Disadvantage
THE SAINTBURY TRUSTFY2023£3kDisability & Ill-health
THE MRS SMITH AND MOUNT TRUSTFY2025£3kMount Fund - Refugee and Asylum seekers
SOUTHBANK AND WATERLOO NEIGHBOURSFY2025£3k
SIR JULES THORN CHARITABLE TRUSTFY2023£3kAnn Rylands Small Donations
THE SIR BERNARD & LADY SCHREIER FOUNDATIONFY2024£2k
LORD BARNBY'S FOUNDATIONFY2023£2k
LORD BARNBY'S FOUNDATIONFY2022£2k
CHAPMAN CHARITABLE TRUSTFY2023£1k
THE JOHN COATES CHARITABLE TRUSTFY2022£0
BRITISH HUMANE ASSOCIATIONFY2023—

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund18/07/2025£485kVital Community Mental Health Support for Disadvantaged Londoners
The National Lottery Community Fund15/03/2024£20kCost-of-Living Crisis- Employee Resilience Project
The National Lottery Community Fund14/10/2022£10kCost of Living Crisis: Employee Resilience Project
Crowdfunder22/04/2022£3kLocal Action Fund
The National Lottery Community Fund18/03/2022£424kVital Mental Health Support for Vulnerable Londoners
The National Lottery Community Fund04/06/2021£9kEmployee Resilience Project
City Bridge Foundation25/07/2019£80kGrant to Waterloo Community Counselling
The National Lottery Community Fund24/08/2016£257kMulti-Ethnic Counselling Service (MECS) North West
City Bridge Foundation26/11/2015£102kGrant to Waterloo Community Counselling
The National Lottery Community Fund16/01/2015£84kThe Mapesbury Clinic for people in Exile
A B Charitable Trust21/01/2014£8kMother-tongue counselling and support for refugees
The National Lottery Community Fund24/11/2011£8kTherapeutic bread-making and women's psychoeducational groups
The National Lottery Community Fund04/12/2009£9kMulti-Ethnic and General Counselling Service
City Bridge Foundation19/02/2009£102kGrant to Waterloo Community Counselling
The National Lottery Community Fund23/11/2005£128kMulti-Ethnic Counselling Service
The National Lottery Community Fund08/03/2005£129kMulti-Ethnic Counselling Service
The National Lottery Community Fund21/11/2004£4kMulti ethnic Counselling service

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WATERLOO ACTION CENTRE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
WATERLOO COMMUNITY COUNSELLING£642k—0unclear—no doubt
WATERLOO ACTION CENTRE FY2025£203kUnder £60,0000unclear—no doubt
WATERLOOVILLE AREA COMMUNITY ASSOCIATION CIO FY2025£190k—0unclear—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WATERLOO FY2024£1.1m—0unclear—no doubt
THE WATERLOO FOUNDATION FY2025£15.5m——unclear—no doubt
OASIS COMMUNITY HUB : WATERLOO FY2025£2.6mmore than £60,0001unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.