THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WATERLOO

Registered charity 1132457 · accounts filings on the Charity Commission register · also known as WATERLOO PCC

Regular Public Worship open to allTeaching of christianityServices to the Community with a Christian ethosSupporting other charities in the UK and overseasPromoting the whole mission of the church through provision of activities for all members of the community including young peoplePastoral work including visiting the sick and bereaved

Objects

Promoting in the ecclesiastical parish the whole mission of the Church.

Area of benefit: UNDEFINED. IN PRACTICE, LOCAL.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Lambeth, London, England (from the postcode on the register)

Latest income
£1.0m
Latest spending
£834k
Registered
2009
Accounts read
FY2025

Financial health, per its FY2025 accounts

The charity reported a surplus of £190,985 for the year, with unrestricted funds increasing to £826,708. Net free reserves of £954,499 significantly exceed the stated policy requirement of three months' expenditure (£208,551). The auditors confirmed the appropriateness of the going concern basis, noting no material uncertainties regarding the charity's ability to continue operating.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of unrestricted expenditure (reserves figure: £954k)
“The PCC currently follows a policy of maintaining a balance on unrestricted funds of at least three months of its unrestricted payments to cover emergency situations that may arise from time to time” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grant to The Bridge at Waterloo
“During the year the PCC made grant payments of £79,945 (2024: £84,090) to TBAW.” — page 36
“Several members of the PCC have made unsecured loans to the church in respect of the St Johns Development Project.” — page 36
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Loans from PCC members
“During the year the PCC made grant payments of £79,945 (2024: £84,090) to TBAW.” — page 36
“Several members of the PCC have made unsecured loans to the church in respect of the St Johns Development Project.” — page 36
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations from PCC members
“During the year the PCC made grant payments of £79,945 (2024: £84,090) to TBAW.” — page 36
“Several members of the PCC have made unsecured loans to the church in respect of the St Johns Development Project.” — page 36
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Ashmole & Co. Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Volunteers: 60
  • Government income: £23,230 — grants £23,230 (2); 2% of the £1,025,187 total gross income on the same return

Self-declared on the annual return for the financial year ending 31/12/2024

  • Volunteers: 40
  • Government income: £24,689 — contracts £9,500 (1), grants £15,189 (1); 2% of the £1,146,370 total gross income on the same return

Self-declared on the annual return for the financial year ending 31/12/2023

  • Volunteers: 20
  • Government income: £38,807 — contracts £12,144 (1), grants £26,663 (1); 5% of the £832,439 total gross income on the same return
  • Trustee benefits, answered Yes to: any trustee benefit; other trustee benefit

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 2 were received after the due date: year ending 31/12/2022 (received 17/10/2024, 352 days after the 31/10/2023 due date); year ending 31/12/2021 (received 22/02/2023, 114 days after the 31/10/2022 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£1.0m
Total spending
£834k
Cost of raising funds
£19k
Reserves (reported)
£827k
Employees
16

Reported reserves equal ~11.9 months of spending — in the top quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Other trading activities (74% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.9% of total income — below the median for charities its size (5.3%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Lambeth · Southwark

Income and spending

Financial year endIncomeSpending
31/12/2025£1.0m£834k
31/12/2024£1.1m£764k
31/12/2023£832k£649k
31/12/2022£2.3m£4.6m
31/12/2021£1.7m£1.2m

Common questions

Is THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WATERLOO financially healthy?

Per its FY2025 accounts: The charity reported a surplus of £190,985 for the year, with unrestricted funds increasing to £826,708. Net free reserves of £954,499 significantly exceed the stated policy requirement of three months' expenditure (£208,551). The auditors confirmed the appropriateness of the going concern basis, noting no material uncertainties regarding the charity's ability to continue operating. Its FY2025 accounts were audited by Ashmole & Co.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund09/03/2016£34kThe Bridge at Waterloo (TBAW)
City Bridge Foundation28/01/2016£100kGrant to St John's Church, Waterloo
City Bridge Foundation25/09/2014£5kGrant to St John's Church, Waterloo

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SAINT GEORGE THE MARTYR, WATERLOOVILLE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WATERLOO£1.0m—0unclear—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SAINT GEORGE THE MARTYR, WATERLOOVILLE FY2025£98k—0below—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. LUKE'S, WEST HOLLOWAY, LONDON FY2025£275k—0above—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF PORTISHEAD FY2025£314k—0above—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF VERWOOD FY2025£163k—0unclear—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SAINT JOHN WITH SAINT JAMES, WEST EALING FY2025£397k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.