CARDIGAN BAY WATERSPORTS

Registered charity 1117225 · accounts filings on the Charity Commission register · also known as CBWS

Provision of courses in dinghy Sailing, Yacht Cruising, Windsurfing and Powerboat Handling following the syllabus set down by the Royal Yachting Association (RYA) and issuing appropriate certificates to successful candidates. Providing taster sessions and recreational activities for schools, youth groups and individuals in Watersports.

Objects

1. FOR THE BENEFIT OF THE COMMUNITY IN CARDIGAN BAY AND IN PARTICULAR NEW QUAY BY ORGANISING, PROVIDING OR ASSISTING IN THE PROVISION OF FACILITIES FOR EDUCATION AND PHYSICAL RECREATION IN THE INTERESTS OF SOCIAL WELFARE WITH THE OBJECT OF IMPROVING THE CONDITION OF LIFE FOR THOSE WHO, FOR SOCIAL AND ECONOMIC CIRCUMSTANCES, HAVE NEED FOR SUCH FACILITIES; AND2. TO ADVANCE EDUCATION IN SAILING, KAYAKING, WIND-SURFING AND OTHER WATER-SPORTS IN CARDIGAN BAY.

Area of benefit: CARDIGAN BAY

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · website · Get email alerts

Latest income
£64k
Latest spending
£99k
Registered
2006
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity experienced reduced turnover and a net expenditure of £35,161 for the year. Free unrestricted liquid reserves decreased significantly to £20,612, while the trustees' reserves policy target is six months of expected expenditure. The trustees consider the remaining reserves adequate to support operations during the summer season.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Charitable activities (77% of income)
“Charitable activities 48,847” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: six months ahead (held: £21k)
“The policy on reserves is that the existing assets are retained to produce income which is wholly utilised to support existing activities.” — page 3
Per its FY2025 accounts as filed with the Charity Commission.
Going concern: noted by the trustees or auditor
“The accounts have been prepared on the going concern basis despite the reducing turnover levels.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Ceredigion

Income and spending

Financial year endIncomeSpending
31/12/2025£64k£99k
31/12/2024£147k£112k
31/12/2023£93k£141k
31/12/2022£130k£149k
31/12/2021£155k£130k

Common questions

Is CARDIGAN BAY WATERSPORTS financially healthy?

Per its FY2025 accounts: The accounts state that the charity experienced reduced turnover and a net expenditure of £35,161 for the year. Free unrestricted liquid reserves decreased significantly to £20,612, while the trustees' reserves policy target is six months of expected expenditure. The trustees consider the remaining reserves adequate to support operations during the summer season. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CHRISTIAN YOUTH ENTERPRISES SAILING CENTRE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CARDIGAN BAY WATERSPORTS£64k—0unclear—noted
CHRISTIAN YOUTH ENTERPRISES SAILING CENTRE FY2025£1.2m—0unclear—no doubt
ROYAL CANOE CLUB TRUST FY2025£70k—0unclear—no doubt
ESSA WATER ACTIVITIES CENTRE FY2024£185k—0unclear—no doubt
WATERSIDE COMMUNITY TRUST FY2025£773k—0below1.6%no doubt
YORKSHIRE DALES SAILING CLUB FY2024£128k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.